PhonePe UPI Payments, Loan App Android

PhonePe is India’s leading fintech app that simplifies your daily financial needs. From instant UPI money transfer and online recharge to buying insurance plans, investing in Mutual Funds and buying 24K Digital Gold, PhonePe is your all-in-one digital UPI payment app.

💸 Money Transfer & UPI Payments

Experience the power of BHIM UPI on this UPI app for instant bank transfers & payments.
• Money Transfer: Use this UPI money transfer app to send money via UPI ID or mobile number.
• Scan & Pay: Scan the UPI QR code to pay at local stores, pharmacies & restaurants.
• Multiple Bank Accounts: Link your UPI bank account from SBI, HDFC, ICICI, Axis & 140+ banks to check balance.
• Self Transfer: Move funds between your own linked bank accounts easily.

📱 Mobile Recharge & Utility Bill Payments

PhonePe's recharge app keeps you on track with automated bill reminders.
• Mobile Recharge: Quick prepaid recharge for Jio, Airtel, Vi, & BSNL.
• DTH & Broadband: Use this DTH recharge app for Tata Play, Airtel Digital TV & other providers.
• Utility Bills Online: Electricity bill pay app that also clears water, gas, FASTag & landline bills in seconds.
• Credit Card Bill: Credit card bill payment app to clear bills for major banks.
• Insurance & Fees: Pay insurance premiums, tuition fees & municipal taxes.
• Bill Pay: Set reminders and pay bill for premiums, fees & taxes on time.

PhonePe Loans

PhonePe is a personal loan app offering an easy loan experience. Get personal loan approval and pre-approved personal loans, disbursed straight into your bank account through a fully digital online loan application process.

Repayment Period: 6 - 48 Months.
Maximum APR: 36%

Example:
Loan Amount: ₹1,00,000
Tenure: 12 months
Rate of Interest: 11.76% per annum
Processing Fee: ₹3,245 (3.25%)
GST on Processing Fee: ₹584
Total Interest: ₹12,696
EMI: ₹4694
Maximum APR: 14.52% per month
Amount Disbursed: ₹96,755
Total Repayment Amount: ₹1,12,696

We offer loans from India's biggest lenders - Aditya Birla, Piramal, IDFC First, L&T Finance, PayU Finance & Credit Saison India

Save in 24K Digital Gold & Silver

Secure your future with 24K digital gold.
• Buy Gold & Silver: Start with just ₹10 or buy more.
• Live Gold Price: Track live rates for better decisions.
• 100% Secure: Savings are stored in insured bank-grade lockers.
• Physical Delivery: Get coins or bars delivered.
• Sell Anytime: Liquidate holdings at market prices.

📈 Mutual Funds & Investments App

Make your money work with curated Mutual Funds & wealth products.
• SIP Investment: Start a mutual funds SIP to build long-term wealth.
• Curated Funds: Investment ideas built on our CRISP fund evaluation framework
• 1000+ Funds: This mutual fund app offers funds from AMCs like SBI MF, HDFC Mutual Fund, etc.

Buy/Renew Insurance Policies on PhonePe
Get coverage with our insurance app - buy insurance online and renew your insurance policy in minutes
• Health & Life Insurance: Compare & buy through this health insurance app

India's most trusted finance app, reimagined around you:

1. Check your credit score & get a loan instantly.

2. Apply for the PhonePe credit card & enjoy rewards on every spend.

3. Categories you need, in one place - Insurance, Digital Gold, Travel & Transit, Mutual Funds & much more.

4. Search anything, anytime - find & pay contacts, pay bills, find features with just a tap.

5. Experience a fresh, modern interface for effortless payments using UPI & cards.