Kaya: Budget & Ipon Tracker

Kaya is a budget and savings tracker built for Filipinos — simple, secure, and yours for a one-time payment. No subscriptions, no ads, no hidden fees.

TRACK WHERE YOUR MONEY REALLY IS
- Link your wallets: GCash, Maya, BPI, BDO, SeaBank, cash on hand, and more — with real bank logos
- Every expense and income goes to the wallet you actually used
- Transfer between wallets and see your true total balance

BUDGETS THAT RESET EVERY MONTH
- Set limits per category and get warned before you overspend
- Insights with category breakdown and weekly spending charts
- Monthly PDF reports you can save or share

IPON MADE FUN
- Savings goals with progress tracking and celebrations
- Round-up savings: every expense sends the spare change to your first goal — automatically
- 52-Week Challenge with a real piggy bank: end it anytime and every peso goes back to your wallet
- Daily streak to keep you logging

NEVER MISS A BILL
- Bills with real due dates and countdown
- Reminders the day before and on the due day — even when the app is closed
- Recurring salary, rent, and subscriptions post automatically

FOR OFWs
- See your balance in USD, AED, SAR, SGD, or EUR with daily exchange rates

YOUR DATA, PROTECTED
- PIN stored in the iOS Keychain, Face ID unlock, auto-lock, and a privacy cover in the app switcher
- Your data syncs securely to your own private cloud space — only your account can read it
- Sign in with email, Google, or Apple

Pay once. Save forever. Kaya mo 'yan.