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KredSetu helps users discover and compare personal loan offers from verified and trusted lenders across India. We provide a digital loan comparison platform that enables users to check preliminary eligibility and apply online securely with RBI-registered lending partners.

Lending Partners

KredSetu is a loan comparison platform that connects borrowers with the following RBI-registered NBFCs and banks:

- NARAINSONS INVESTMENTS FINANCE AND CONSULTANCY PRIVATE LIMITED

Loan Terms

- Loan Amount: ₹10,000 – ₹50,000
- Repayment Period: Minimum 3 months to Maximum 6 months (91 – 180 days)
- Maximum APR: Up to 35% per annum (inclusive of interest, processing fees, and other applicable charges)
- Actual interest rates, fees, and loan terms vary by lender and borrower eligibility

Representative Example

For a personal loan of ₹20,000 at an annual interest rate of 24% for a tenure of 6 months:

- Monthly EMI: ₹3,570
- Processing Fee: ₹400 (2%)
- Total Interest Payable: ₹1,420
- Total Amount Payable: ₹21,420

Actual loan offers, interest rates, EMIs, and fees may vary based on lender policies and borrower credit assessment.


What KredSetu Does

- Access and compare multiple personal loan offers from RBI-registered lenders
- Preliminary personal loan eligibility check
- View complete transparency on interest rates, EMIs, processing fees, and tenure
- Fully digital, secure, and paperless application process
- Available for salaried and self-employed individuals

Important Disclosures

- KredSetu is not a lender and does not issue loans directly.
- Loan approval is not guaranteed and is subject to eligibility checks, credit assessment, and approval by the respective RBI-registered lending partner.
- Interest rates, processing fees, repayment tenure, and loan amounts are determined solely by the lending partner.
- Processing fees, if applicable, vary by lender and borrower profile and are disclosed before loan acceptance.
- KredSetu does not provide financial advisory services, credit repair, or credit score improvement services.

Regulatory Compliance

All lending partners available on KredSetu are RBI-registered NBFCs or banks and comply with RBI Digital Lending Guidelines. KredSetu acts solely as a technology and loan comparison platform and does not participate in lending or credit decision-making.

Data Security & Privacy

Your data is handled securely and in accordance with our Privacy Policy:
https://kredsetu.in/privacy.html


Customer Support

- Phone / WhatsApp: +91 8595985522
- Email: [email protected]