SMBCモビット ローン・カードローン・キャッシング Android

Get cash advances, loans, and card loans at SMBC Mobit!
You can also borrow at your local convenience store or bank.

■SMBC Mobit Official Smartphone App

1. Smartphone ATM Transactions
Use the app to borrow and repay without a card.
Get cash advances 24 hours a day at Seven Bank and Lawson Bank ATMs!
Complete the application, borrowing, and repayment process all on your smartphone!

2. Send Required Documents
You can take photos of the documents required for your card loan contract and send them with your smartphone.
Existing SMBC Mobit users can also use this app to send their latest proof of income.

3. Member-Only Service "My Mobi"
・Easy Login
Log in simply by launching the app with the auto-login feature. Biometric authentication is also supported (fingerprint, face, and voiceprint authentication).

・Usage Status Check
Check your transaction status (available amount/limit/balance, next payment due date, etc.).

・Transfer Cash Advance
Transfer funds directly to your deposit account in as little as 3 minutes! You can register up to three deposit accounts.
*Deposit completion dates and times vary by financial institution (some financial institutions may deposit funds 24 hours a day).

・Internet Repayment
You can make up to 10 repayments per month via Pay-easy with no processing fee.
*A bank account with internet banking access is required to use this service.

・Scheduled Payment Date Registration
In the unlikely event of a late payment, you can register your scheduled payment date 24 hours a day, without calling.
*A 20.00% annual late fee will be charged on your outstanding balance after the due date has passed.
*Withdrawals may be suspended.

・Loan Increase Application
Complete the contract amount change procedure online or in the app, without a phone call.
*Proof of income may be required for loan increase applications.

・V Point Service
You can complete various procedures for services that allow you to earn V Points with specified repayments, and use V Points to make repayments.
*You can apply for or cancel V Points and switch to a Mobit Card (integrated V Point Card) from the V Point Service menu.

・Charge PayPay Money
You can charge PayPay Money when borrowing.
*PayPay identity verification is required for use.

For details on other cash advance, loan, and card loan features, please see below.
https://www.mobit.ne.jp/popup/about_sm_app.html

■Mobit VISA-W (Double)
Card loan and credit card in one! A no-annual-fee ETC card is also available.
This card offers great value, allowing you to earn V Points on both card loan repayments and shopping.
*You can apply for the Mobit VISA-W after signing a card loan contract.
*After logging in to the app, select "Mobit" from the menu. You can apply for VISA-W through the "Apply for VISA-W" page.

■ "Sumitomo Mitsui Card's SMBC Mobit" is recommended for the following people:
- First time using a cash advance or card loan
- I use Sumitomo Mitsui Banking Corporation (SMBC) and would like to use the SMBC G

3.12.0
マイナンバーカードでの本人確認が可能になりました。