KOPISUSU-Pinjaman&Tabungan Android

Savings and Loans Cooperatives (KSP) aim to improve the economy of Indonesian society by making it easy for members to make savings or loans online and providing a simple and fast APP.

Introduction of the KOPISUSU-Loans & Savings product, an online loan mobile application.
1. Loan Period: 3 Months (Minimum) -12 Months (Maximum)(Instalments)
2. Loan Limit: IDR 600,000-IDR 30,000,000
3. Loan Interest rate (maximum APR): 24%/per year

*Note: The specific amount, term and rates will be according to different user credit ratings. Please refer to those approved in the application.

example:
For a loan of IDR 3,000,000 with a term of 6 months, the fees charged are as follows:
Monthly Loan Interest Rate: 24%/12=2%
Monthly loan interest: IDR 3,000,000*2%=IDR 60,000
Monthly payment amount: IDR 3,000,000/6 + IDR 3,000,000*2%=IDR 560,000
Total credit interest: IDR 3,000,000*2%*6= IDR 360,000
Total cost: IDR 3,000,000+ IDR 3,000,000*2%*6 = IDR 3,360,000
5. What payment methods are supported by KOPISUSU-Loans&Savings?
(1) Installments or full payment:
- Pay in full and reapply for a loan online for a higher amount and with lower fees:
- Installment payments, less pressure on capital turnover.
(2) ATM (BANK BRI, BANK PERMATA, BANK CIMB, BANK MANDIRI, BANK BCA, BANK BNI, etc.).
(3) ALFA (convenience store).

How does it work? How do I apply for an Indonesian Rupiah cash loan via the KOPISUSU-Loans&Savings application?
(1) Download KOPISUSU-Loans & Savings.
(2) Register to join KOPISUSU-Loans&Savings as an exclusive member.
(3) Fill out the online loan application form quickly.
(4) Select the amount of your Indonesian Rupiah online cash loan.
(5) Wait for approval for your online loan. We will synchronize the approval results to KOPISUSU-Loans&Savings.
(6) Get your Rupiah online loan into your account.

Two sources of funding for Savings and Loans Cooperatives (KSP):
1. Obtained from savings from Savings and Loans cooperative members, including principal savings, mandatory savings, voluntary savings, or grants.
2. Obtained from loan funds from other businesses or cooperatives.

In the regulations of the Ministry of Cooperatives and SMEs, Savings and Loans Cooperatives (KSP) are only allowed to provide credit to their own members, here are the other functions of savings and loan cooperatives:
1. Collect funds from members
2. Allocate funds or provide online loans to members
3. Providing income to members from cooperative business activities
4. Manage funds saved and distributed by cooperative members.

Who can become a member and apply for a loan at KOPISUSU-Loans & Savings?
(1) Age 20+
(2) Indonesian KTP
(3) My cell phone number
(4) Indonesian citizen

Introducing APP savings products:
1. Mandatory savings: 10,000RP
2. Voluntary savings: 5000RP
3. Users successfully submit membership information and complete mandatory deposits and voluntary deposits to become full members, voluntary deposits are submitted once a month.
4. Larger amounts of savings other than