GemCredit Android
GemCredit gets 1k+ downloads a day worldwide (AppInsider estimate, October 2026, rounded down to a band).
GemCredit is #31 in Finance Free on Google Play in Vietnam and charting in 1 of 23 countries we track.
Updated 24 Oct 2026 · rankings refresh through the day
DeveloperDAT NGOC QUYEN COMPANY LIMITED
CategoryFinance
PriceFree
Released–
Installs100k+
Rating★ 4.8 (0)
Updated–
Content ratingEveryone
Rating
4.8 ★
0 ratings
Measured
Best rank now
#31
Finance FreeMeasured
GemCredit on Google Play
App details
App ID
pb.publicbankamc.vn
Publisher
DAT NGOC QUYEN COMPANY LIMITED
Publisher country
Vietnam
Content rating
Everyone
GemCredit downloads
Worldwide, per day, and installs to date. The band is open; the exact number is free with an account.
How this is calculated
Google Play shows an exact lifetime install count; downloads per day are its daily change (measured). When Play hasn't refreshed the count, they come from new ratings and Top Free chart positions. Confidence is the chance the real number is within half to double ours.
Where GemCredit's downloads come from Modelled
Last 30 days: organic search, browsing the store, features and paid ads.
Active users
All platforms, worldwide. Free with an account.
Stickiness (DAU / MAU)
how many monthly users open it on a given day
Retention · share of new users still active
Day 1
Day 7
Day 30
Time spent · per daily user
Average time spent Pro
min a day
Sessions a day Pro
Time per session Pro
min
How this is calculated
Monthly users come from lifetime installs across every store, fitted on monthly active user figures companies publish; daily users = monthly × the typical daily/monthly ratio for the category. Confidence is the chance the real number is within half to double ours.
Where it ranks on Google Play
Every top 200 chart it appears in across 23 countries.
| Country | Charts | Rank |
|---|---|---|
| Vietnam | FinanceFree | #31 |
| Vietnam | All AppsFree | #174 |
Apps near GemCredit on the chart
Finance Free, around #31.
Ratings
Google Play, worldwide.
Rating
4.8 ★
0 ratings
Measured
Ratings
0
Measured
About GemCredit
GemCredit – A Flexible Consumer Loan Application for Vietnamese People
GemCredit is an online loan application that helps users in Vietnam access consumer funds quickly and transparently.
The service is for individual customers aged 18 and above, residing in Vietnam, and meeting internal assessment criteria.
1. Basic Loan Information
- Loan amount: from VND 5,000,000 to VND 35,000,000.
- Minimum repayment period: 91 days.
- Maximum repayment period: 365 days.
- Maximum Annual Percentage Rate (APR): 18.9%-21.9%/year.
- Service & Transaction Fees: VND 0 (No hidden costs).
* The actual conditions are specifically stipulated in the contract signed within the application.
2. Representative Example
Assuming you apply for a loan of VND 10,000,000 with a repayment term of 12 months (365 days), applying a maximum APR of 21.9%/year:
- Total interest payable in 12 months: VND 10,000,000 * 21.9% = VND 2,190,000.
- Transaction fee/Service fee: VND 0.
- Total cost of the loan: VND 2,190,000.
- Total amount to be repaid after 12 months: VND 10,000,000 + VND 2,190,000 = VND 12,190,000.
- Monthly recurring payment amount: approximately VND 1,015,833/month.
Disclaimer: The above example is for illustrative purposes only. Actual loan conditions (limit, term, interest rate) depend on the credit score assessment and the terms of the official loan agreement.
3. Loan Application Requirements
- Must be 18 years of age or older.
- Must have a valid National Identity Card/Citizen Identification Card.
- Must reside in Vietnam.
- Must have a registered phone number and bank account.
4. Steps on the Application
- Download the GemCredit application, register and verify your account.
- Create a loan profile: provide information as instructed.
- Choose a suitable loan amount and term. Interest rate, fees (if any), and repayment schedule information will be clearly displayed on the screen.
- Confirm your loan request. The funds will be transferred to your bank account after successful approval.
5. Advantages of using GemCredit
- Fast online registration and approval process.
- Clear and transparent information on fees and interest rates.
- Proactive payment schedule reminders.
- Commitment to protecting personal data in accordance with the law.
6. Recommendations & Support
GemCredit encourages users to carefully consider their financial capabilities and read all terms and conditions before confirming. All the latest updated information will be shown in the Contract.
If you need support, please use the customer service channel integrated into the application.
Company Name: DAT NGOC QUYEN COMPANY LIMITED
Email: [email protected]
Phone: +84 726364185
Address: 547, Group 4, Viet Quang Town, Bac Quang District, Ha Giang Province
GemCredit is an online loan application that helps users in Vietnam access consumer funds quickly and transparently.
The service is for individual customers aged 18 and above, residing in Vietnam, and meeting internal assessment criteria.
1. Basic Loan Information
- Loan amount: from VND 5,000,000 to VND 35,000,000.
- Minimum repayment period: 91 days.
- Maximum repayment period: 365 days.
- Maximum Annual Percentage Rate (APR): 18.9%-21.9%/year.
- Service & Transaction Fees: VND 0 (No hidden costs).
* The actual conditions are specifically stipulated in the contract signed within the application.
2. Representative Example
Assuming you apply for a loan of VND 10,000,000 with a repayment term of 12 months (365 days), applying a maximum APR of 21.9%/year:
- Total interest payable in 12 months: VND 10,000,000 * 21.9% = VND 2,190,000.
- Transaction fee/Service fee: VND 0.
- Total cost of the loan: VND 2,190,000.
- Total amount to be repaid after 12 months: VND 10,000,000 + VND 2,190,000 = VND 12,190,000.
- Monthly recurring payment amount: approximately VND 1,015,833/month.
Disclaimer: The above example is for illustrative purposes only. Actual loan conditions (limit, term, interest rate) depend on the credit score assessment and the terms of the official loan agreement.
3. Loan Application Requirements
- Must be 18 years of age or older.
- Must have a valid National Identity Card/Citizen Identification Card.
- Must reside in Vietnam.
- Must have a registered phone number and bank account.
4. Steps on the Application
- Download the GemCredit application, register and verify your account.
- Create a loan profile: provide information as instructed.
- Choose a suitable loan amount and term. Interest rate, fees (if any), and repayment schedule information will be clearly displayed on the screen.
- Confirm your loan request. The funds will be transferred to your bank account after successful approval.
5. Advantages of using GemCredit
- Fast online registration and approval process.
- Clear and transparent information on fees and interest rates.
- Proactive payment schedule reminders.
- Commitment to protecting personal data in accordance with the law.
6. Recommendations & Support
GemCredit encourages users to carefully consider their financial capabilities and read all terms and conditions before confirming. All the latest updated information will be shown in the Contract.
If you need support, please use the customer service channel integrated into the application.
Company Name: DAT NGOC QUYEN COMPANY LIMITED
Email: [email protected]
Phone: +84 726364185
Address: 547, Group 4, Viet Quang Town, Bac Quang District, Ha Giang Province