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A Dengi is a reliable and round-the-clock service that issues urgent loans online and guarantees simplicity, convenience and transparency in every transaction.

It is easy and quick to borrow money for all citizens of the Russian Federation from 18 years old. Need money urgently? Take advantage of the promotion for new clients and apply for your first online loan for free right now - you will return as much money as you received.

Why choose A Dengi?

Favorable conditions:

- Take a loan on a card or microloans on a card for new clients - at 0%!
- Discounts on interest for regular customers.

Simple registration:

- A short and clear questionnaire to get quick money before payday - a decision in 5 minutes;
- Loans without refusal - at least 71% of applications are approved for new clients and 99% for repeat clients;
- You can apply for a loan online without income certificates - you only need a passport, phone and Internet access.

Honesty:

- No additional services, hidden payments or commissions;
- All loan terms are specified in the agreement.

24/7 service:

- You can apply for a loan on a pre-salary card and receive money immediately at any time and in any place in Russia - without visiting a branch or queues.

Convenient repayment:

- You can repay a loan or micro loan without refusal in your personal account on any day;
- Early repayment without overpayments.

Credit history:

- We are loyal to the credit rating of borrowers;
- Make payments on time, and your credit history will improve.

Terms and conditions for processing a loan:

- First loan up to 15,000 ₽ at 0% for up to 21 days;
- Minimum loan repayment period - 61 days;
- Maximum loan repayment period - 365 days;
- No hidden fees, payments or unexpected expenses.

Loan interest rate:

- Minimum annual interest rate – 0%;
- Maximum annual interest rate – 36%.

How the cost of using a loan is calculated:

The interest rate for the loan in the first 15 days (interest-free period) is 0% per day (0% per annum), the next 165 days a floating interest rate is applied (from 0% to 36% per annum).

Example of loan calculation:

Amount to be returned = Loan Amount + Overpayment Amount, where Overpayment Amount = Loan Amount * Loan Period * (Rate in % / 100).
No additional fees are charged.

Example of calculating the interest rate for a loan of 15,000 rubles for a period of 100 days:

The total cost of the loan is 36% per annum.
The accrued interest amount for 100 days of using the loan (36%) is 1,470 rubles.
Amount to be returned: 15,000 + 1,470 = 16,470 rubles.

Take the entire approved amount now and come back for more!

If you do not have time to repay the loan on time, postpone the payment date, for example, until payday, and extend the loan term in your personal account.

Privacy Policy in the A Dengi application

We value our reputation and always act within the framework of the Russian Federation legislation in accordance with the requirements of Article 19 of the Federal Law of Ju