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Zaimix: Microloans to your card – a convenient and reliable service. Instant online loans to your card via the Faster Payment System (SBP) in 7 minutes. 24/7 approval – so you can apply for a loan online whenever you need money. No paperwork required – just a passport or a verified account on Gosuslugi. Completely transparent terms and conditions. Extension options available.
We'll help if you need quick cash until payday. 2 million clients already have our service.

Microloans to your card without long waits⏳
Need money fast? With us, you can apply for a loan online and receive the money in minutes:
Application decision in 1 minute
Disbursement in 7 minutes – the system will transfer your loan to your card within 7 minutes of the decision
Loans to your card at any time of day – instant crediting via the Fast Payment System

Money Online – loans for everyone for any need 🤝
To apply for an online loan with us, you don't need 2-NDFL certificates, guarantors, or collateral. Just a Russian passport or log in through a verified Gosuslugi account. We approve online loan applications to your card, even with less than perfect credit history.
Online microloans up to ₽30,000 (up to ₽100,000 for the self-employed)
Interest-free loan – on your first microloan through our partners
Promo codes for a discount on a repeat loan – for participating in promotions, newsletters, or in our VK group
Extensions up to 5 times for up to 30 days per extension
Repayment in your personal account, at the cash desk of any Russian bank, or through Russian Post
24/7 availability – we'll help when you need money right here and now, and the banks are already closed

Instant loans for the self-employed – money for development and more 📊
Banks often turn down the self-employed. We understand the specifics of the self-employed's income and, of course, are always ready to support. That's why we always have online microloans available for the self-employed, often running special promotions, offering special rates, and higher limits. For example, with the "Loans to a Card for the Self-Employed" offer, you can take advantage of the following terms:
For new clients – up to ₽30,000
For repeat applicants – up to ₽100,000
Discounts of up to 20% for all self-employed individuals – reduced interest rates on all loans to a card, regardless of the loan amount or term

You can trust us
Officially registered in the state register of microfinance organizations – we operate legally, in accordance with current legislation
We are a member of a self-regulatory organization – our work is completely transparent and under the strict supervision of Russia's largest professional association of microfinance organizations; your rights are protected
No hidden overpayments – we work honestly; you repay exactly the amount specified in the agreement
Over 2 million clients – we value our reputation and appreciate every client

Key information about the terms
Minimum loan repayment period: 61 days, including extens