BBVA Germany | Online banking

YOUR FREE CURRENT ACCOUNT WITH INTEREST ON YOUR ACCOUNT BALANCE

Free online account and debit card
Earn interest on your account balance
Monthly interest payments: no salary or balance requirements
Get cashback on your purchases
Invite friends and earn rewards

BBVA MASTERCARD DEBIT

Strong safety features: dynamic CVV, no printed card number, biometric access, as well as easy activation and deactivation via the app.

Cash withdrawals at ATMs: Use the Mastercard ATM network in Germany and worldwide.

Cash withdrawals in German retail stores together with your purchase using the BBVA debit card, or via barcode in the app.

DAILY BANKING

Transfer money easily and quickly: SEPA instant transfers are also free of charge.

Mobile payments: Add your BBVA debit card to your digital wallet and pay contactless in stores and online.

Top up your account: Easily deposit money into your account using a card from another German bank.

FINANCIAL CONTROL

Easily check the balances and transactions of all your accounts and cards with BBVA Multibanking.

Keep track of your daily spending with automatic categorization and smart expense analysis.

SAVINGS

Receive interest on your current account balance with monthly credit.

Put money aside in your Sparbox: Define up to 5 savings goals and personalized savings rules with your free digital Sparbox.

Flexible deposit: Save your money securely and benefit from attractive interest rates, with the flexibility to withdraw at any time.

FLEXIBLE FINANCING

Pay&Plan: Split purchases you have already made into installments afterwards. We transfer the full amount to your current account without waiting time and collect the first installment the following month.

BBVA Instant Loan: Finance your projects easily and conveniently. Available for eligible customers 3 months after account opening.

Overdraft facility: Use your personal overdraft limit whenever you need it.

Access to Pay&Plan as well as to the instant loan and overdraft is subject to a prior credit check.

SECURITY

Pay securely with dynamic CVV: The security code is not printed on the card and is generated in the app for each transaction.

Manage your card easily and flexibly: Deactivate or reactivate your debit card at any time via the BBVA App or limit its functionalities.

Report any suspicious activity directly through the BBVA App.

BECOME A BBVA CUSTOMER

Open your BBVA online account in just a few minutes in two simple steps:

Register as a new customer

Enter your personal data.

Create your username and password.

Sign the contract documents.

Verify your identity

Download the BBVA App.

Log in using your credentials.

Our service team verifies your identity via a video call.

All you need is:

A stable internet connection

A valid ID

CUSTOMER SUPPORT

Available 24/7 at +49 69 58 996 454
In Germany and from abroad. Call costs depend on your provider.
German-speaking customer support is available 24/7. English-speaking support is available daily from