BudGIT AI - Offline Budget App

BudGIT AI is the budget tracker built for people who want to know exactly where their money goes — without giving their financial data to anyone.

KNOW YOUR MONEY EVERY DAY
• Remaining balance, daily spend limit, and budget progress at a glance
• Color-coded category cards warn you before you overspend — green, yellow, red
• Net worth across all your accounts updated in real time
• Recent transactions always front and center

LOG EXPENSES FAST
• Tap + to log any expense or income in seconds
• Mark any expense as recurring — rent, bills, subscriptions — log once and it repeats
• Attach a receipt photo directly to any transaction
• Autocomplete merchant names from your history

SCAN RECEIPTS & USE YOUR VOICE
• Point your camera at a receipt and AI fills in the merchant, amount, and category automatically
• Say "Spent ₱250 on lunch" and it's logged — speech processed entirely on your device
• Chat with an AI assistant about your spending and get personalized insights
• All AI runs on your device — nothing sent to any server, ever

TRACK BILLS SO NOTHING SLIPS THROUGH
• Every recurring bill in one place with its next due date
• Color-coded urgency: due this week, next week, or later
• Toggle bills as paid or unpaid manually
• Reminders 1, 2, or 3 days before anything is due

LEND & BORROW WITHOUT LOSING TRACK
• Log money you lend to friends or borrow from others — individually or as a group
• Choose lump-sum or installment repayment with weekly, biweekly, or monthly schedules
• See exactly how much has been paid and how much remains at a glance
• Automatic overdue detection so nothing falls through the cracks
• Reminders before each due date so you never have to awkwardly follow up

SAVINGS GOALS THAT FEEL ACHIEVABLE
• Set a target amount and date — the app tells you exactly how much to save monthly
• Watch your progress grow toward 25%, 50%, 75%, 100% milestones
• Add contributions anytime, pause goals without deleting them
• Completed goals archived so you can look back and feel proud

POWERFUL ANALYTICS
• Income vs. expense charts, category breakdowns, and calendar heatmap
• Spending forecast — see your projected end-of-month total before it happens
• Month-over-month comparisons with % change per category
• Top biggest transactions so nothing sneaks up on you
• Export full reports as PDF or CSV — your data belongs to you

MULTI-ACCOUNT SUPPORT
• Add checking, savings, cash, and e-wallet and credit card accounts
• Transfer between accounts without affecting your budget
• All balances update the moment you log

PRIVACY BY DESIGN
• 100% offline — works without internet after initial setup
• No account, no email, no sign-up required
• No ads, no tracking, no cloud sync — ever
• Optional Face ID, fingerprint, or PIN app lock
• Encrypted password-protected backups
• Your data is fully portable — export anytime, never locked in

One-time purchase. No subscriptions. Own it forever.