bunq

Say hello to bunq — your mobile banking app. Open a current account, get multiple IBANs, send money instantly, and manage your finances smarter. Start your 30-day free trial today.

bunq is the mobile bank designed for you, whether you're a freelancer, sole trader, student, or looking for expat banking or a modern business account. From online banking and multicurrency spending to instant money transfers, this is a banking experience built around your needs.

Our Plans:

bunq Free - €0/month
Get started with free banking.

• 3 Bank Accounts to get you started
• Irish IBANs included — send money and spend like a local
• 1 Digital Card with Apple Pay and Apple Wallet support
• Send money instantly with instant transfers and scheduled payments
• Pay by phone and make contactless payments
• Earn 3.01% interest on USD/GBP savings
• Invest and trade stocks, shares, and ETFs
• Buy and sell crypto in your crypto wallet in the EEA
• Save up to 90% on roaming costs with an eSIM from bunq

Business features:
• Accept contactless payments with Tap to Pay
• Connect to 50+ bookkeeping tools
• Built for freelancers, sole traders, and business owners

bunq Core - €3.99/month
The current account for everyday mobile banking and multicurrency spending.

All bunq Free benefits, plus:
• 5 Bank Accounts for your everyday needs
• 1 physical card included
• Personalise your physical bank card to make it uniquely yours
• Get shared account access to split bills easily
• Add loyalty cards for quick access in your wallet
• Unlimited ZeroFX: no hidden bank fees on foreign currency payments, with transparent exchange rates
• 24/7 SOS Hotline for emergencies

Business features:
• Co-founder access
• Shared account access
• Access bookkeeping integrations


bunq Pro - €9.99/month
The bank account that makes budgeting easy.

All bunq Core benefits, plus:
• 25 Bank Accounts, Savings Accounts, and Term Deposits for smarter budgeting
• 3 physical cards and 25 Digital Cards included
• Get personalised budgeting insights and an income organiser
• 5 fee-free foreign currency payments/month
• Secondary PIN for multiple accounts on one card
• 20% discount on stock trading fees
• Student offer: pay €0/month with a bunq student account

Business features:
• Add up to 3 employees
• Get Company Debit and Credit Cards, plus Tap to Pay access
• AutoVAT


bunq Elite - €18.99/month
The account for your international lifestyle.

All bunq Pro benefits, plus:
• Worldwide travel insurance
• 10 fee-free foreign currency payments/month
• 8GB worldwide data
• 50% discount on stock trading fees

Business features:
• Add up to 10 employees
• 500 fee-free transactions/year


Your security = Our priority
Secure your account with two-factor authentication and 100% control of your cards.

Your deposits = Fully protected
Your money is insured up to €100,000 by the Deposit Guarantee Scheme (DGS).

Invest in the bunq app through our partners. Investing involves risk, including potential loss of capital. bunq