CAKE Downloads & RevenueCAKE - Digital Banking · App Store & Google Play
CAKE - Digital Banking gets 5k+ downloads a day worldwide (AppInsider estimate, November 2026, rounded down to a band).
CAKE - Digital Banking by VIETNAM PROSPERITY JOINT STOCK COMMERCIAL BANK is on App Store and Google Play. Active Users (MAU & DAU), Downloads, rankings, keywords, revenue, and rating totals.
CAKE - Digital Banking update history & changes
Last change · 25 events since 5 Feb 2021Full timeline ↓📦iOSUpdated to version 19.7.1📦AndroidUpdated to version 19.7.1📈AndroidNew best rank in the overall chart: #82📦iOSUpdated to version 19.7.0📈AndroidNew best rank in the overall chart: #91🔎iOSTop 10 for “bank”📈iOSNew best rank in the overall chart: #59📦AndroidUpdated to version 19.7.0🆕AndroidFirst spotted by AppInsider📈iOSNew best rank in the overall chart: #65🆕iOSFirst spotted by AppInsider🆕AndroidReleased on Google Play🆕iOSReleased on the App Store
Full timeline · 25 events
- 📦CAKE - Digital Banking updated to version 19.7.1iOSBug fixes and performance improvements.
Update app now for better experiences! - 📦CAKE - Digital Banking updated to version 19.7.1AndroidFix bug and improve performance.
Update app now for better experiences! - 📈CAKE - Digital Banking new best rank in the overall chart: #82AndroidTop Free · All Apps · VN
- 📦CAKE - Digital Banking updated to version 19.7.0iOSBug fixes and performance improvements.
Update app now for better experiences! - 📈CAKE - Digital Banking new best rank in the overall chart: #91AndroidTop Free · All Apps · VN
- 🔎CAKE - Digital Banking reached Top 10 for “bank”iOS#9 in Vietnam search · popularity 73
- 📈CAKE - Digital Banking new best rank in the overall chart: #92AndroidTop Free · All Apps · VN
- 📈CAKE - Digital Banking entered the top 100AndroidTop Free · All Apps · VN
- 📈CAKE - Digital Banking new best rank in the overall chart: #94AndroidTop Free · All Apps · VN
- 📈CAKE - Digital Banking new best rank in the overall chart: #101AndroidTop Free · All Apps · VN
- 📈CAKE - Digital Banking new best rank in the overall chart: #59iOSTop Free · All Apps · VN
- 📦CAKE - Digital Banking updated to version 19.7.0AndroidFix bug and improve performance.
Update app now for better experiences! - 📈CAKE - Digital Banking new best rank in the overall chart: #114AndroidTop Free · All Apps · VN
- 📈CAKE - Digital Banking new best rank in the overall chart: #115AndroidTop Free · All Apps · VN
- 📈CAKE - Digital Banking entered the top 100AndroidTop Free · Finance · VN
- 🆕CAKE - Digital Banking first spotted by AppInsiderAndroidVietnam
- 📦CAKE - Digital Banking updated to version 19.6.0iOSBug fixes and performance improvements.
Update app now for better experiences! - 📈CAKE - Digital Banking new best rank in the overall chart: #65iOSTop Free · All Apps · VN
- 📦CAKE - Digital Banking version 19.6.0AndroidFix bug and improve performance.
Update app now for better experiences! - 📈CAKE - Digital Banking new best rank in the overall chart: #67iOSTop Free · All Apps · VN
- 📈CAKE - Digital Banking new best rank in the overall chart: #71iOSTop Free · All Apps · VN
- 🆕CAKE - Digital Banking first spotted by AppInsideriOS#74 in Top Free · All Apps · Vietnam
- 📦CAKE - Digital Banking version 19.5.0iOSBug fixes and performance improvements.
Update app now for better experiences! - 🆕CAKE - Digital Banking released on Google PlayAndroid
- 🆕CAKE - Digital Banking released on the App StoreiOS
Collected from the stores by AppInsider since we first spotted the app. Dates are when we saw each change.
Rating
4.3 ★
137k ratings, both stores
Measured
Best rank now
#15
App Store · 
Finance Free
Finance FreeMeasured
New ratings a week
960
▼ -8% vs the 2 weeks before (App Store)
Measured
App Store
App details
App ID
1551907051
Publisher
VIETNAM PROSPERITY JOINT STOCK COMMERCIAL BANK
Publisher country
Vietnam
On the store since
Feb 2021
5 years on the store
Minimum OS
iOS 13.0+
iPhone 6s and later
Devices
iPhone · iPad
Universal purchase
Content rating
17+
Languages
1
EN
Size
383 MB
Also listed in
Utilities
Google Play
App details
App ID
xyz.be.cake
Publisher
BEFINANCIAL LIMITED COMPANY
Publisher country
Vietnam
Content rating
Everyone
CAKE - Digital Banking downloads & installs
Both stores, worldwide. Bands are open; exact numbers are free with an account.
| Store | Downloads / day | Lifetime installs |
|---|---|---|
| App Store | 1k+ | 1M+ |
| Google Play | 1k+ | 5M+ Measured |
| Total | 5k+ Confidence | 5M+ Confidence |
How this is calculated
App Store: chart positions and rating growth per country, anchored on its own Android downloads; lifetime from ratings worldwide × installs per rating. Google Play: the daily change in its exact install count. The total adds every store.
Where CAKE - Digital Banking's downloads come from Modelled
Last 30 days: organic search, browsing the store, features and paid ads.
Active users
All platforms, worldwide. Free with an account.
Stickiness (DAU / MAU)
how many monthly users open it on a given day
Retention · share of new users still active
Day 1
Day 7
Day 30
Time spent · per daily user
Average time spent Pro
min a day
Sessions a day Pro
Time per session Pro
min
How this is calculated
Monthly users come from lifetime installs across every store, fitted on monthly active user figures companies publish; daily users = monthly × the typical daily/monthly ratio for the category. Confidence is the chance the real number is within half to double ours.
Where it ranks now
Both stores, across every country we track.
| Store | Best rank | Charting in | US Top Free | US Top Grossing |
|---|---|---|---|---|
| App Store | #15 Finance Free | 1 of 30 countries | – | – |
| Google Play | #18 Finance Free | 1 of 23 countries | – | – |
Full chart lists: App Store · Google Play.
Review momentum
ⓘ How we measure thisApp Store
New ratings a week
594
▼ -8% vs the 2 weeks before
Recent ratings
4.6★
vs 4.6★ lifetime
Review momentum
80/100
faster than 95% of Finance apps
Google Play
New ratings a week
366
4-week average
Written reviews a week
under 1
Google Play
Lifetime rating
4.0★
recent stars not readable yet: new ratings are a tiny share of the total
Review momentum
61/100
faster than 69% of Finance apps
Review momentum (0-100) blends how fast the app collects ratings compared with other apps in its category (60%), whether that pace is speeding up (25%) and what recent raters give it (15%; recent stars well below lifetime pull it down). Ratings counts are read daily. A jump usually means a launch, a feature, ads or a new review prompt.
Ratings
Both stores. Store data, measured.
| Store | Rating | Ratings |
|---|---|---|
| App Store | 4.6 ★ | 68k |
| Google Play | 4.0 ★ | 69k 43 written reviews |
| Both stores | 4.3 ★ weighted by ratings | 137k |
About CAKE - Digital Banking
CAKE BY VPBANK DIGITAL BANK
CAKE BANK is the official mobile banking app of Cake by VPBank Digital Bank, enabling customers to access banking services, perform financial transactions, and manage a wide range of financial products—all on a single digital platform.
● A fully digital bank powered by Artificial Intelligence across the entire banking journey, following the vision of a Next GenAI Bank.
● The only Vietnamese digital bank recognized among the World's Top 100 Digital Banks.
● Awarded Best Digital Bank in Vietnam 2025 by The Asian Banker Global.
● A pioneer in adopting international security standards, including ISO, FIDO2, PCI DSS 4.0, while continuously developing proprietary technologies.
● Ranked among the Top 4 Vietnamese LLM developers and Top 10 fine-tuned AI models on the VLMU leaderboard.
● Offering a complete digital financial ecosystem, including bank accounts, savings, credit cards, personal loans, and many other innovative financial services.
FLEXIBLE FINANCIAL SOLUTIONS
Experience a modern digital banking ecosystem with Cake by VPBank. Open an account, access financial products, and manage your finances conveniently - all from your smartphone. Easy registration, transparent products, and secure banking.
CAKE 2in1 CARD
● Apply 100% online in as fast as 2 minutes.
● No income verification or complicated paperwork required.
● Credit limit of up to VND 100,000,000.
● Enjoy exclusive offers from Cake's partner ecosystem.
● Issued by Cake by VPBank in accordance with applicable regulations.
CAKE Cash Loan
● Apply 100% online using only your Vietnamese Citizen ID (CCCD). Funds are disbursed promptly after loan approval.
● Loan terms from 6 to 60 months.
● Loan amount from VND 5,000,000 to VND 60,000,000.
● Flat interest rate starting from 28.7% per year, up to 36% per year, depending on customer profile and lending partner.
● Maximum effective annual interest rate: 36%.
● Maximum Annual Percentage Rate (APR): 36%.
● Maximum loan amount: VND 60,000,000.
Example:
- For a loan of VND 10,000,000 over 12 months at an interest rate of 2.3% per month (equivalent to 27.6% per year):
- Monthly repayment: VND 1,065,522
- Total repayment after 12 months: VND 12,786,264
- Total interest paid: VND 2,786,264
Credit products are provided by Cake by VPBank Digital Bank and licensed financial partners in accordance with applicable regulations.
TERM DEPOSIT
● Start saving from as little as VND 100,000.
● Competitive interest rates across various terms.
● Enjoy partial early withdrawal without losing interest on the remaining balance.
● No branch visits or paperwork required.
Daily Services
● Mobile top-ups.
● Pay electricity, water, internet, and other utility bills.
● Access all your daily financial services in one app.
Cake is committed to maintaining reliable service availability, with service interruptions not exceeding 15 minutes per incident and 60 minutes per year, excluding scheduled maintenance announced in advance or force majeure
CAKE BANK is the official mobile banking app of Cake by VPBank Digital Bank, enabling customers to access banking services, perform financial transactions, and manage a wide range of financial products—all on a single digital platform.
● A fully digital bank powered by Artificial Intelligence across the entire banking journey, following the vision of a Next GenAI Bank.
● The only Vietnamese digital bank recognized among the World's Top 100 Digital Banks.
● Awarded Best Digital Bank in Vietnam 2025 by The Asian Banker Global.
● A pioneer in adopting international security standards, including ISO, FIDO2, PCI DSS 4.0, while continuously developing proprietary technologies.
● Ranked among the Top 4 Vietnamese LLM developers and Top 10 fine-tuned AI models on the VLMU leaderboard.
● Offering a complete digital financial ecosystem, including bank accounts, savings, credit cards, personal loans, and many other innovative financial services.
FLEXIBLE FINANCIAL SOLUTIONS
Experience a modern digital banking ecosystem with Cake by VPBank. Open an account, access financial products, and manage your finances conveniently - all from your smartphone. Easy registration, transparent products, and secure banking.
CAKE 2in1 CARD
● Apply 100% online in as fast as 2 minutes.
● No income verification or complicated paperwork required.
● Credit limit of up to VND 100,000,000.
● Enjoy exclusive offers from Cake's partner ecosystem.
● Issued by Cake by VPBank in accordance with applicable regulations.
CAKE Cash Loan
● Apply 100% online using only your Vietnamese Citizen ID (CCCD). Funds are disbursed promptly after loan approval.
● Loan terms from 6 to 60 months.
● Loan amount from VND 5,000,000 to VND 60,000,000.
● Flat interest rate starting from 28.7% per year, up to 36% per year, depending on customer profile and lending partner.
● Maximum effective annual interest rate: 36%.
● Maximum Annual Percentage Rate (APR): 36%.
● Maximum loan amount: VND 60,000,000.
Example:
- For a loan of VND 10,000,000 over 12 months at an interest rate of 2.3% per month (equivalent to 27.6% per year):
- Monthly repayment: VND 1,065,522
- Total repayment after 12 months: VND 12,786,264
- Total interest paid: VND 2,786,264
Credit products are provided by Cake by VPBank Digital Bank and licensed financial partners in accordance with applicable regulations.
TERM DEPOSIT
● Start saving from as little as VND 100,000.
● Competitive interest rates across various terms.
● Enjoy partial early withdrawal without losing interest on the remaining balance.
● No branch visits or paperwork required.
Daily Services
● Mobile top-ups.
● Pay electricity, water, internet, and other utility bills.
● Access all your daily financial services in one app.
Cake is committed to maintaining reliable service availability, with service interruptions not exceeding 15 minutes per incident and 60 minutes per year, excluding scheduled maintenance announced in advance or force majeure
CAKE - Digital Banking App Store
CAKE - Digital Banking gets 5k+ downloads a day worldwide (AppInsider estimate, November 2026, rounded down to a band).
CAKE - Digital Banking is #15 in Finance Free in Vietnam and charting in 1 of 30 countries we track.
Updated 9 Nov 2026 · rankings refresh through the day
CategoryFinance
PriceFree
Released
Rating★ 4.6 (68k)
Version19.7.1
Age rating17+
First seen by us 25 Sep 2026
25 Sep 2026Installs (est.)1M+ worldwide
Rating
4.6 ★
68k ratings
Measured
Best rank now
#15
Finance FreeMeasured
New ratings a week
594
▼ -8% vs the 2 weeks before
Measured
CAKE - Digital Banking on the App Store
App details
App ID
1551907051
Publisher
VIETNAM PROSPERITY JOINT STOCK COMMERCIAL BANK
Publisher country
Vietnam
On the store since
Feb 2021
5 years on the store
Minimum OS
iOS 13.0+
iPhone 6s and later
Devices
iPhone · iPad
Universal purchase
Content rating
17+
Languages
1
EN
Size
383 MB
Also listed in
Utilities
CAKE - Digital Banking downloads
Worldwide, per day, and installs to date. The band is open; the exact number is free with an account.
How this is calculated
Apple publishes no download counts. App Store downloads come from chart positions and daily rating growth per country, calibrated on Google Play install counts; lifetime installs from ratings worldwide × installs per rating. Confidence is the chance the real number is within half to double ours.
Where CAKE - Digital Banking's downloads come from Modelled
Last 30 days: organic search, browsing the store, features and paid ads.
Active users
All platforms, worldwide. Free with an account.
Stickiness (DAU / MAU)
how many monthly users open it on a given day
Retention · share of new users still active
Day 1
Day 7
Day 30
Time spent · per daily user
Average time spent Pro
min a day
Sessions a day Pro
Time per session Pro
min
How this is calculated
Monthly users come from lifetime installs across every store, fitted on monthly active user figures companies publish; daily users = monthly × the typical daily/monthly ratio for the category. Confidence is the chance the real number is within half to double ours.
Where it ranks now
Every top chart it appears in across 30 countries.
| Country | Charts | Rank |
|---|---|---|
| Vietnam | FinanceFree | #15 |
| Vietnam | All AppsFree | #86 |
Apps near CAKE - Digital Banking on the chart
Finance Free, around #15.
Ratings
App Store, worldwide.
Rating
4.6 ★
68k ratings
Measured
Ratings
68k
Measured
Review momentum
ⓘ How we measure thisNew ratings a week
594
▼ -8% vs the 2 weeks before
Recent ratings
4.6★
vs 4.6★ lifetime
Review momentum
80/100
faster than 95% of Finance apps
Review momentum (0-100) blends how fast the app collects ratings compared with other apps in its category (60%), whether that pace is speeding up (25%) and what recent raters give it (15%; recent stars well below lifetime pull it down). Ratings counts are read daily. A jump usually means a launch, a feature, ads or a new review prompt.
About CAKE - Digital Banking
CAKE BY VPBANK DIGITAL BANK
CAKE BANK is the official mobile banking app of Cake by VPBank Digital Bank, enabling customers to access banking services, perform financial transactions, and manage a wide range of financial products—all on a single digital platform.
● A fully digital bank powered by Artificial Intelligence across the entire banking journey, following the vision of a Next GenAI Bank.
● The only Vietnamese digital bank recognized among the World's Top 100 Digital Banks.
● Awarded Best Digital Bank in Vietnam 2025 by The Asian Banker Global.
● A pioneer in adopting international security standards, including ISO, FIDO2, PCI DSS 4.0, while continuously developing proprietary technologies.
● Ranked among the Top 4 Vietnamese LLM developers and Top 10 fine-tuned AI models on the VLMU leaderboard.
● Offering a complete digital financial ecosystem, including bank accounts, savings, credit cards, personal loans, and many other innovative financial services.
FLEXIBLE FINANCIAL SOLUTIONS
Experience a modern digital banking ecosystem with Cake by VPBank. Open an account, access financial products, and manage your finances conveniently - all from your smartphone. Easy registration, transparent products, and secure banking.
CAKE 2in1 CARD
● Apply 100% online in as fast as 2 minutes.
● No income verification or complicated paperwork required.
● Credit limit of up to VND 100,000,000.
● Enjoy exclusive offers from Cake's partner ecosystem.
● Issued by Cake by VPBank in accordance with applicable regulations.
CAKE Cash Loan
● Apply 100% online using only your Vietnamese Citizen ID (CCCD). Funds are disbursed promptly after loan approval.
● Loan terms from 6 to 60 months.
● Loan amount from VND 5,000,000 to VND 60,000,000.
● Flat interest rate starting from 28.7% per year, up to 36% per year, depending on customer profile and lending partner.
● Maximum effective annual interest rate: 36%.
● Maximum Annual Percentage Rate (APR): 36%.
● Maximum loan amount: VND 60,000,000.
Example:
- For a loan of VND 10,000,000 over 12 months at an interest rate of 2.3% per month (equivalent to 27.6% per year):
- Monthly repayment: VND 1,065,522
- Total repayment after 12 months: VND 12,786,264
- Total interest paid: VND 2,786,264
Credit products are provided by Cake by VPBank Digital Bank and licensed financial partners in accordance with applicable regulations.
TERM DEPOSIT
● Start saving from as little as VND 100,000.
● Competitive interest rates across various terms.
● Enjoy partial early withdrawal without losing interest on the remaining balance.
● No branch visits or paperwork required.
Daily Services
● Mobile top-ups.
● Pay electricity, water, internet, and other utility bills.
● Access all your daily financial services in one app.
Cake is committed to maintaining reliable service availability, with service interruptions not exceeding 15 minutes per incident and 60 minutes per year, excluding scheduled maintenance announced in advance or force majeure
CAKE BANK is the official mobile banking app of Cake by VPBank Digital Bank, enabling customers to access banking services, perform financial transactions, and manage a wide range of financial products—all on a single digital platform.
● A fully digital bank powered by Artificial Intelligence across the entire banking journey, following the vision of a Next GenAI Bank.
● The only Vietnamese digital bank recognized among the World's Top 100 Digital Banks.
● Awarded Best Digital Bank in Vietnam 2025 by The Asian Banker Global.
● A pioneer in adopting international security standards, including ISO, FIDO2, PCI DSS 4.0, while continuously developing proprietary technologies.
● Ranked among the Top 4 Vietnamese LLM developers and Top 10 fine-tuned AI models on the VLMU leaderboard.
● Offering a complete digital financial ecosystem, including bank accounts, savings, credit cards, personal loans, and many other innovative financial services.
FLEXIBLE FINANCIAL SOLUTIONS
Experience a modern digital banking ecosystem with Cake by VPBank. Open an account, access financial products, and manage your finances conveniently - all from your smartphone. Easy registration, transparent products, and secure banking.
CAKE 2in1 CARD
● Apply 100% online in as fast as 2 minutes.
● No income verification or complicated paperwork required.
● Credit limit of up to VND 100,000,000.
● Enjoy exclusive offers from Cake's partner ecosystem.
● Issued by Cake by VPBank in accordance with applicable regulations.
CAKE Cash Loan
● Apply 100% online using only your Vietnamese Citizen ID (CCCD). Funds are disbursed promptly after loan approval.
● Loan terms from 6 to 60 months.
● Loan amount from VND 5,000,000 to VND 60,000,000.
● Flat interest rate starting from 28.7% per year, up to 36% per year, depending on customer profile and lending partner.
● Maximum effective annual interest rate: 36%.
● Maximum Annual Percentage Rate (APR): 36%.
● Maximum loan amount: VND 60,000,000.
Example:
- For a loan of VND 10,000,000 over 12 months at an interest rate of 2.3% per month (equivalent to 27.6% per year):
- Monthly repayment: VND 1,065,522
- Total repayment after 12 months: VND 12,786,264
- Total interest paid: VND 2,786,264
Credit products are provided by Cake by VPBank Digital Bank and licensed financial partners in accordance with applicable regulations.
TERM DEPOSIT
● Start saving from as little as VND 100,000.
● Competitive interest rates across various terms.
● Enjoy partial early withdrawal without losing interest on the remaining balance.
● No branch visits or paperwork required.
Daily Services
● Mobile top-ups.
● Pay electricity, water, internet, and other utility bills.
● Access all your daily financial services in one app.
Cake is committed to maintaining reliable service availability, with service interruptions not exceeding 15 minutes per incident and 60 minutes per year, excluding scheduled maintenance announced in advance or force majeure
Latest updates
19.7.1
Bug fixes and performance improvements.
Update app now for better experiences!
19.7.0
Bug fixes and performance improvements.
Update app now for better experiences!
19.6.0
Bug fixes and performance improvements.
Update app now for better experiences!
More from VIETNAM PROSPERITY JOINT STOCK COMMERCIAL BANK
CAKE - Digital Banking Android
CAKE - Digital Banking gets 5k+ downloads a day worldwide (AppInsider estimate, November 2026, rounded down to a band).
CAKE - Digital Banking is #18 in Finance Free on Google Play in Vietnam and charting in 1 of 23 countries we track.
Updated 9 Nov 2026 · rankings refresh through the day
DeveloperCake DigitalBank
CategoryFinance
PriceFree
Released
Installs5M+
Rating★ 4.0 (69k)
Updated
Content ratingEveryone
Rating
4.0 ★
69k ratings
Measured
Best rank now
#18
Finance FreeMeasured
New ratings a week
366
Google Play, 4-week average
Measured
CAKE - Digital Banking on Google Play
App details
App ID
xyz.be.cake
Publisher
BEFINANCIAL LIMITED COMPANY
Publisher country
Vietnam
Content rating
Everyone
CAKE - Digital Banking downloads
Worldwide, per day, and installs to date. The band is open; the exact number is free with an account.
How this is calculated
Google Play shows an exact lifetime install count; downloads per day are its daily change (measured). When Play hasn't refreshed the count, they come from new ratings and Top Free chart positions. Confidence is the chance the real number is within half to double ours.
Where CAKE - Digital Banking's downloads come from Modelled
Last 30 days: organic search, browsing the store, features and paid ads.
Active users
All platforms, worldwide. Free with an account.
Stickiness (DAU / MAU)
how many monthly users open it on a given day
Retention · share of new users still active
Day 1
Day 7
Day 30
Time spent · per daily user
Average time spent Pro
min a day
Sessions a day Pro
Time per session Pro
min
How this is calculated
Monthly users come from lifetime installs across every store, fitted on monthly active user figures companies publish; daily users = monthly × the typical daily/monthly ratio for the category. Confidence is the chance the real number is within half to double ours.
Where it ranks on Google Play
Every top 200 chart it appears in across 23 countries.
| Country | Charts | Rank |
|---|---|---|
| Vietnam | FinanceFree | #18 |
| Vietnam | All AppsFree | #124 |
Apps near CAKE - Digital Banking on the chart
Finance Free, around #18.
Ratings
Google Play, worldwide.
Rating
4.0 ★
69k ratings
Measured
Ratings
69k
Measured
Written reviews
43
Measured
Review momentum
ⓘ How we measure thisNew ratings a week
366
4-week average
Written reviews a week
under 1
Google Play
Lifetime rating
4.0★
recent stars not readable yet: new ratings are a tiny share of the total
Review momentum
61/100
faster than 69% of Finance apps
Review momentum (0-100) blends how fast the app collects ratings compared with other apps in its category (60%), whether that pace is speeding up (25%) and what recent raters give it (15%; recent stars well below lifetime pull it down). Ratings counts are read daily. A jump usually means a launch, a feature, ads or a new review prompt.
About CAKE - Digital Banking
CAKE BY VPBANK DIGITAL BANK
CAKE BANK is the official mobile banking app of Cake by VPBank Digital Bank, enabling customers to access banking services, perform financial transactions, and manage a wide range of financial products—all on a single digital platform.
● A fully digital bank powered by Artificial Intelligence across the entire banking journey, following the vision of a Next GenAI Bank.
● The only Vietnamese digital bank recognized among the World's Top 100 Digital Banks.
● Awarded Best Digital Bank in Vietnam 2025 by The Asian Banker Global.
● A pioneer in adopting international security standards, including ISO, FIDO2, PCI DSS 4.0, while continuously developing proprietary technologies.
● Ranked among the Top 4 Vietnamese LLM developers and Top 10 fine-tuned AI models on the VLMU leaderboard.
● Offering a complete digital financial ecosystem, including bank accounts, savings, credit cards, personal loans, and many other innovative financial services.
FLEXIBLE FINANCIAL SOLUTIONS
Experience a modern digital banking ecosystem with Cake by VPBank. Open an account, access financial products, and manage your finances conveniently - all from your smartphone. Easy registration, transparent products, and secure banking.
CAKE 2in1 CARD
● Apply 100% online in as fast as 2 minutes.
● No income verification or complicated paperwork required.
● Credit limit of up to VND 100,000,000.
● Enjoy exclusive offers from Cake's partner ecosystem.
● Issued by Cake by VPBank in accordance with applicable regulations.
CAKE Cash Loan
● Apply 100% online using only your Vietnamese Citizen ID (CCCD). Funds are disbursed promptly after loan approval.
● Loan terms from 6 to 60 months.
● Loan amount from VND 5,000,000 to VND 60,000,000.
● Flat interest rate starting from 28.7% per year, up to 36% per year, depending on customer profile and lending partner.
● Maximum effective annual interest rate: 36%.
● Maximum Annual Percentage Rate (APR): 36%.
● Maximum loan amount: VND 60,000,000.
Example:
- For a loan of VND 10,000,000 over 12 months at an interest rate of 2.3% per month (equivalent to 27.6% per year):
- Monthly repayment: VND 1,065,522
- Total repayment after 12 months: VND 12,786,264
- Total interest paid: VND 2,786,264
Credit products are provided by Cake by VPBank Digital Bank and licensed financial partners in accordance with applicable regulations.
TERM DEPOSIT
● Start saving from as little as VND 100,000.
● Competitive interest rates across various terms.
● Enjoy partial early withdrawal without losing interest on the remaining balance.
● No branch visits or paperwork required.
Daily Services
● Mobile top-ups.
● Pay electricity, water, internet, and other utility bills.
● Access all your daily financial services in one app.
IN-APP CUSTOMER SERVICE CALLS
● For urgent matters (suspected fraud, blocked cards, unusual transactions, account-security verification), you can make and receive real-time voice calls with our support agents directly insid
CAKE BANK is the official mobile banking app of Cake by VPBank Digital Bank, enabling customers to access banking services, perform financial transactions, and manage a wide range of financial products—all on a single digital platform.
● A fully digital bank powered by Artificial Intelligence across the entire banking journey, following the vision of a Next GenAI Bank.
● The only Vietnamese digital bank recognized among the World's Top 100 Digital Banks.
● Awarded Best Digital Bank in Vietnam 2025 by The Asian Banker Global.
● A pioneer in adopting international security standards, including ISO, FIDO2, PCI DSS 4.0, while continuously developing proprietary technologies.
● Ranked among the Top 4 Vietnamese LLM developers and Top 10 fine-tuned AI models on the VLMU leaderboard.
● Offering a complete digital financial ecosystem, including bank accounts, savings, credit cards, personal loans, and many other innovative financial services.
FLEXIBLE FINANCIAL SOLUTIONS
Experience a modern digital banking ecosystem with Cake by VPBank. Open an account, access financial products, and manage your finances conveniently - all from your smartphone. Easy registration, transparent products, and secure banking.
CAKE 2in1 CARD
● Apply 100% online in as fast as 2 minutes.
● No income verification or complicated paperwork required.
● Credit limit of up to VND 100,000,000.
● Enjoy exclusive offers from Cake's partner ecosystem.
● Issued by Cake by VPBank in accordance with applicable regulations.
CAKE Cash Loan
● Apply 100% online using only your Vietnamese Citizen ID (CCCD). Funds are disbursed promptly after loan approval.
● Loan terms from 6 to 60 months.
● Loan amount from VND 5,000,000 to VND 60,000,000.
● Flat interest rate starting from 28.7% per year, up to 36% per year, depending on customer profile and lending partner.
● Maximum effective annual interest rate: 36%.
● Maximum Annual Percentage Rate (APR): 36%.
● Maximum loan amount: VND 60,000,000.
Example:
- For a loan of VND 10,000,000 over 12 months at an interest rate of 2.3% per month (equivalent to 27.6% per year):
- Monthly repayment: VND 1,065,522
- Total repayment after 12 months: VND 12,786,264
- Total interest paid: VND 2,786,264
Credit products are provided by Cake by VPBank Digital Bank and licensed financial partners in accordance with applicable regulations.
TERM DEPOSIT
● Start saving from as little as VND 100,000.
● Competitive interest rates across various terms.
● Enjoy partial early withdrawal without losing interest on the remaining balance.
● No branch visits or paperwork required.
Daily Services
● Mobile top-ups.
● Pay electricity, water, internet, and other utility bills.
● Access all your daily financial services in one app.
IN-APP CUSTOMER SERVICE CALLS
● For urgent matters (suspected fraud, blocked cards, unusual transactions, account-security verification), you can make and receive real-time voice calls with our support agents directly insid
What's new in 19.7.1
Fix bug and improve performance.
Update app now for better experiences!
Update app now for better experiences!