CashPey - India's Own App

CashPey – Personal Loans, Mutual Funds & Insurance

CashPey is a digital financial services platform providing access to personal loans, mutual fund investments, and insurance products through a secure mobile experience.

CashPey operates as a Loan Service Provider (LSP), facilitating loan applications for RBI-registered NBFCs and lending partners.

PERSONAL LOANS

CashPey enables users to apply for unsecured personal loans through its lending partners, including:

Naman Commodities Private Limited
Registered Non-Banking Financial Company (NBFC)
Registered with the Reserve Bank of India (RBI)
Certificate of Registration (CoR) No.: B-05.03944

Loans are sanctioned and disbursed solely by the respective lending partner, subject to eligibility, credit assessment, and applicable lending policies.

Loan Details

* Loan Amount: ₹50,000 to ₹5,00,000
* Tenure: 6 to 36 months
* Interest Rate: 18% – 36% per annum
* APR: Up to 50%
* Processing Fee: Up to 10% of loan amount
* GST on Processing Fee: 18% (as applicable)

Loan terms and applicable charges are disclosed in the application before final confirmation.

Representative Example
For a loan of ₹1,00,000:

* Interest Rate: 28% per annum
* Processing Fee: 5% (₹5,000) + applicable GST
* Net Disbursal Amount: ₹94,100
* Tenure: 12 months
* EMI: Approximately ₹9,650

Final terms depend on the applicant’s credit profile, eligibility, and lending partner policies. CashPey does not guarantee loan approval.

Loan Features

* Fully digital application process
* Minimal documentation
* No collateral required
* Flexible repayment and in-app tracking

INVESTMENTS – MUTUAL FUNDS

CashPey provides access to digital mutual fund investment and SIP services through its partner platform.

Mutual fund distribution services are provided through:

Nextbigbox Pvt Ltd
SEBI Registered Mutual Fund Distributor
SEBI ARN: 327976

Investment Features

* 100% digital onboarding and online KYC
* Equity, debt, hybrid, and tax-saving funds
* SIP and lump sum investment options

Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing.

INSURANCE

CashPey provides access to insurance products offered by its partner insurance providers through its digital platform.

Insurance Features

* Access to insurance products from partner providers
* Digital product discovery and application
* Coverage options based on the selected policy
* Assistance with policy-related queries and claims

Insurance coverage, benefits, premiums, exclusions, eligibility, waiting periods, claim procedures, and other applicable terms vary by product and insurance provider.

CashPey is not an insurance company and does not underwrite or provide insurance coverage. Insurance policies are issued by the respective insurance provider and are subject to the applicable policy terms and conditions.

DATA PRIVACY & SECURITY

CashPey collects and processes information necessary for KYC, credit assessment, loan proc