Coast: Budget & FIRE
Coast：为自由记账
Coast: Budget & FIRE is #96 in Finance Grossing in China and charting in 1 of 16 countries we track.
Developer磊 郭
CategoryFinance
PriceFree
Released
Rating★ 5.0 (3)
Version1.0.6
Age rating4+
First charted🇨🇳 25 Sep 2026
Where it ranks now
Every top chart it appears in across 16 countries.
| Country | Chart | Rank |
|---|---|---|
| 🇨🇳 China | Finance · Grossing | #96 |
Members see more
Sign inEstimated downloads and revenue, ratings momentum, rank history, recent reviews per country and breakout scores for Coast: Budget & FIRE.
About Coast: Budget & FIRE
Coast connects two questions most money apps keep apart: what did I spend today, and what year can I stop working.
Most expense trackers stop at "you spent $480 this month." Coast answers one more: how many days that pushed back your financial independence date.
— Tracking —
· Unlimited entries, free forever, never charged per transaction
· Snap a receipt: amounts and merchants are read on device, nothing leaves your phone
· Handles the messy stuff: splitting a bill, reimbursements, partial refunds, split payments, installments, recurring bills
· Tips, service charges, tax and discounts are noted separately — the app works out what you actually paid
· Tags, subcategories and templates: most entries take three seconds
— Net worth —
· Cash, investments, property and debt tracked separately
· Reconcile once against your real balance; everything after that stacks on top automatically
· A net worth curve that shows the trend, not one day's number
— Budget —
· Pace tracking: know mid-month whether you're going to go over
· Smart budgets suggest limits from what you actually spent, not a number you guessed
— Financial independence —
· FI progress and countdown at your current savings rate
· Coast FIRE: how much you need before you can stop saving and let compounding finish the job
· Scenarios: move cities, get a raise, buy a home — save several paths and compare them side by side
· Achievement range: from pessimistic to optimistic, which years your freedom date falls between
— Your data stays yours —
· No account, no server, no sign-up
· iCloud sync runs through your own private database — we can't see it, and there's nowhere for us to look
· Daily JSON snapshot backups you can export anytime; CSV and Excel import/export are never paywalled
· The only network request is fetching exchange rates. Nothing is uploaded.
— Widgets —
Left to spend this month, net worth, and your freedom countdown — without opening the app
— Free and Pro —
Recording is free forever: unlimited entries, every account and ledger tool, import/export, FI progress and countdown.
Pro unlocks projection and attribution: achievement range, what-if sliders, scenario simulator, Coast FIRE, Barista FIRE, full monthly report, repeat-buy insights, category budgets, multi-currency tracking, themes and app icons.
— Subscription details —
· Coast Pro (Yearly): ¥30/year, with a 7-day free trial, renews automatically
· Coast Pro (Lifetime): ¥60 one-time purchase, never converts to a subscription
Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings. Cancelling during the free trial costs nothing.
Privacy Policy: https://eatlei.github.io/coast-site/privacy.html
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Most expense trackers stop at "you spent $480 this month." Coast answers one more: how many days that pushed back your financial independence date.
— Tracking —
· Unlimited entries, free forever, never charged per transaction
· Snap a receipt: amounts and merchants are read on device, nothing leaves your phone
· Handles the messy stuff: splitting a bill, reimbursements, partial refunds, split payments, installments, recurring bills
· Tips, service charges, tax and discounts are noted separately — the app works out what you actually paid
· Tags, subcategories and templates: most entries take three seconds
— Net worth —
· Cash, investments, property and debt tracked separately
· Reconcile once against your real balance; everything after that stacks on top automatically
· A net worth curve that shows the trend, not one day's number
— Budget —
· Pace tracking: know mid-month whether you're going to go over
· Smart budgets suggest limits from what you actually spent, not a number you guessed
— Financial independence —
· FI progress and countdown at your current savings rate
· Coast FIRE: how much you need before you can stop saving and let compounding finish the job
· Scenarios: move cities, get a raise, buy a home — save several paths and compare them side by side
· Achievement range: from pessimistic to optimistic, which years your freedom date falls between
— Your data stays yours —
· No account, no server, no sign-up
· iCloud sync runs through your own private database — we can't see it, and there's nowhere for us to look
· Daily JSON snapshot backups you can export anytime; CSV and Excel import/export are never paywalled
· The only network request is fetching exchange rates. Nothing is uploaded.
— Widgets —
Left to spend this month, net worth, and your freedom countdown — without opening the app
— Free and Pro —
Recording is free forever: unlimited entries, every account and ledger tool, import/export, FI progress and countdown.
Pro unlocks projection and attribution: achievement range, what-if sliders, scenario simulator, Coast FIRE, Barista FIRE, full monthly report, repeat-buy insights, category budgets, multi-currency tracking, themes and app icons.
— Subscription details —
· Coast Pro (Yearly): ¥30/year, with a 7-day free trial, renews automatically
· Coast Pro (Lifetime): ¥60 one-time purchase, never converts to a subscription
Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings. Cancelling during the free trial costs nothing.
Privacy Policy: https://eatlei.github.io/coast-site/privacy.html
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Latest updates
1.0.6
NEW: HOURS OF WORK
Every dollar you spend was paid for with your time. Coast now works out your hourly rate from the pay you record — just tell it how much you work.
· A new Data card: how many workdays your spending took, its share of your working time, and a year of monthly hourly rates
· Every expense shows "≈ 3.5 hours of work" in its details
· A wish list that shows how many hours each item costs (Pro)
· See the hours right next to the amount as you add an entry (Pro)
· Import now has a template and an AI prompt — let AI convert statements in any format, then import them
SPLIT BILLS, UNIFIED
· Tap Split Bill right in the entry panel — one flow, one place
· No total yet? Enter what each person had; service charge and tax are shared in proportion
· Foreign currencies supported; the Split Bill center keeps a settled history, lets you undo one person, and remembers a default receiving account
A BETTER ENTRY PANEL
· All options laid out in one scrollable row, active ones easy to spot
· A two-column account picker that shows more at a glance
· Combined Payment lists only the accounts you use, with one-tap fill
· One-tap common percentages for tip, service charge and tax
FIXES
· Arithmetic like 100+50 in combined payments and fees was saved as 0
· Editing a split someone else paid set your share to the full amount
· Foreign-currency splits were recorded in CNY