Cobalto: Personal Finance

Understanding your money shouldn’t be complicated.

Cobalto brings your accounts, expenses, income, cards, budgets, and upcoming payments together in one place. All within a clear, private experience designed specifically for the Apple ecosystem.

YOUR FINANCES AT A GLANCE

See your net worth, balances, recent activity, upcoming commitments, budgets, and personalized insights from a redesigned Home experience.

ACCOUNTS AND CREDIT CARDS

Organize bank accounts, cash, savings, investments, vaults, and credit cards. Review balances, available credit, utilization, payment options, and activity with clear, detailed views.

FAST EXPENSE TRACKING

Record income and expenses in seconds. Add an amount, choose an account and category, include notes, or scan a receipt to speed up entry.

CLEARER BUDGETS

Set spending limits, track your progress, and quickly identify which budgets need attention and how much remains available.

UPCOMING PAYMENTS

Keep subscriptions, loans, installment purchases, card payments, and other financial commitments organized in one place.

ASK COBALTO

Explore your own financial information using natural-language questions. Ask about upcoming payments, spending, accounts, budgets, and other information stored in Cobalto.

POWERFUL SEARCH

Find transactions by name, amount, category, account, date, and more.

MONTHLY SUMMARY AND INSIGHTS

Review your recent financial activity, identify patterns, and better understand how your money changes over time.

WIDGETS AND QUICK CONTROLS

Keep balances, upcoming payments, and credit information visible with redesigned widgets and convenient controls.

PRIVACY BY DESIGN

Your financial information is stored in your private iCloud database and is not routed through Cobalto servers. Your data stays synchronized across your supported Apple devices through iCloud.

Some features require Cobalto Premium.

Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/