CoinBox: AI Budget Planner App

This is the biggest CoinBox update yet. It used to be just expenses and income - now loans, investments, cashback, and a lot more have moved in. New design • The app now follows the iOS 27 style: glass buttons and panels, plus new cards in Statistics, Subscriptions, Goals, Search and Settings Statement import • Upload a statement from any bank: PDF, Excel, CSV or photos of the pages. CoinBox finds your expenses and income and sorts them into your own categories • Check everything before it's added: possible duplicates and transfers between your own accounts are highlighted, and you can untick anything you don't need Loans and mortgages • A full payment schedule, early repayment that shortens the term or lowers the payment, and reminders before every payment • Set up an instalment purchase right when you add the expense Investments • Crypto, shares, ETFs, property, and deposits in one portfolio • Prices update on their own, plus a portfolio value chart and an asset breakdown Cashback • Add your cards and this month's categories, and CoinBox tells you which card to use. At the start of the month, it reminds you to update your categories Where the money goes • An AI spending audit: a breakdown over 3, 6, or 12 months - where your money is leaking, which subscriptions you don't need, and what budget you can actually stick to • "What you could've bought": small purchases turn into cups of coffee, trips to the cinema, or even a car. You can turn any of these into a savings goal right away • Daily savings: in the evening, you get a summary of how much you saved compared to a typical day, plus two new achievements for frugal days • Category groups, like "Personal" and "Business": view stats for each one separately. Turn it on in settings Currencies • Every account can now have its own currency, and transfers between them factor in the exchange rate • Up to 5 extra currencies now, and you can adjust the exchange rate by hand right when you add an expense Debts and subscriptions • Debts now show timing: how many days are left or how overdue they are. If a mate forgets, you can send them a polite nudge • Debt payments are now deducted from the right account, and getting a debt repaid is logged as income • If you've started a trial somewhere, CoinBox reminds you before the first charge • You can link subscriptions to an account Widgets • New "Upcoming Payments" and "Goals" widgets, and on the lock screen - how much you can still spend today • Updated design, and widgets no longer show yesterday's numbers And more • Export to Excel • More than five tabs: extras move into "More" • 5 new app icons • The daily limit is fairer now: overspending gets deducted from tomorrow's limit • Pence now enter properly, and the decimal separator on the keyboard follows your region and language • "Delete All Data" now actually deletes everything • Voice input not picking up speech on some iPhones - fixed • The "Ask a Question" form is working again. If you wrote in and didn't get a reply, please write again • The app is noticeably faster now, especially with lots of entries, and lots of bugs fixed Thanks for using CoinBox! If something's broken or missing, get in touch through "Ask a Question" in settings.