Dutcho

Dutcho is the AI-powered way to split expenses with friends, roommates, and travel groups — so shared money never turns into an awkward conversation.

POWERED BY AI
- Just describe it: type "1200 dinner with Sam, I paid" and Dutcho fills in the amount, the people, and the split.
- Scan any receipt: snap the bill and Dutcho reads every line item, so you can split a shared meal item by item.
- Ask Dutcho: ask "how much does Priya owe me?" in plain words and get a straight answer.
- AI money copilot: Dutcho spots what needs you — a friend who's owed you for weeks — and offers a gentle nudge.
- Instant group names: starting a trip crew? Dutcho suggests fun, fitting names in a tap.

SHARE FROM WHATSAPP
Forward any WhatsApp message straight into Dutcho and it becomes an expense in seconds.

SETTLE UP INSTANTLY (UPI)
Close the loop without leaving the app — pay via UPI with a tap or a scannable QR (GPay, PhonePe, Paytm, BHIM). No more "I'll send it later."

BUILT FOR GROUPS
- Groups for trips, flatmates, and regular crews
- Equal, exact, or itemized splits
- Recurring expenses for rent and subscriptions
- Clear balances that show exactly who owes whom
- Gentle reminders — never nagging

PRIVATE BY DESIGN
Your bank and card details never touch Dutcho — you pay through your own UPI app. We only track who owes who.

Also on the web at dutcho.app.

Split bills. No drama.