Finbro.ph

Finbro.ph is operated by SOFI FINANCING INC., a company registered and
licensed by the Securities and Exchange Commission (SEC) of the
Philippines.
SEC Registration No.: CS201908275
Certificate of Authority (CA) No.: 1324
SOFI FINANCING INC. is a licensed financing company authorized to provide
consumer lending and personal loan services in the Philippines. Finbro.ph is the
registered operating name of SOFI FINANCING INC.

--About the Service
Finbro.ph is a digital platform that provides personal loans to customers in the
Philippines through a secure and fully online application process.
Users can apply for loans, receive approval decisions, and obtain funds directly to
their bank account or e-wallet.

--Key features:
-Loan Amount: ₱1,000 – ₱50,000
-Loan Term: Up to 12 months
-APR Range: 0% – 36% (based on credit assessment)
(0% available only for new clients based on credit assessment)

--Representative example:
- Loan Amount: ₱1,000
- Term: 12 months
- Daily interest rate: 0.0986% daily
- Total Repayment: each month interest ₱29.58 (customer pays this for months
used), plus loan amount ₱1000
- Includes interest and applicable service fees
Actual terms vary depending on credit assessment and are fully disclosed to users
in-app before loan confirmation, in compliance with applicable SEC regulations.

--Transparency & Consumer Protection
Users must review and accept:
- Terms and Conditions
- Disclosure Statement
- Agreement
- No hidden charges
- Early repayment is allowed at any time
- Data Protection & Permissions
- Data is processed in accordance with the Philippine Data Privacy Act

Permissions are used strictly for:
- Identity verification (Camera)
- Fraud prevention and compliance (Location)

Contact Information
- Email: [email protected]
- Phone: +63 962 409 2454 / +63 917 620 0773

Additional Information
- Website: https://www.finbro.ph
- Privacy Policy: https://www.finbro.ph/en/documents/policy

Payment Options:
- Pay via E-Wallet
- Pay via Payment Centers
- Pay via Bank Transfer
More details: https://www.finbro.ph/en/repay/

App Permissions:
- Camera: ID verification
- Location: Secure processing

Legal Information:
- Corporate Name: SOFI FINANCING INC.
- Business Name: Finbro.ph
- SEC Company Registration Number: CS201908275
- SEC Certificate of Authority Number: 1324
- Issued by: Securities and Exchange Commission of the Philippines
- Legal Address: 23rd Floor BGC Stopover Corporate Center, 2nd Avenue,
Bonifacio Global City, Fort Bonifacio, Taguig City

SOFI FINANCING INC. is authorized to provide personal lending services. This
application complies with Apple App Store's Personal Loan policy requirements,
including full disclosure of loan terms and responsible lending practices.
The developer account, application, and submitted regulatory documents all
represent the same legal entity: SOFI FINANCING INC.