Fince: AI Budget Tracker

Your budget, on your iPhone — not in someone else's cloud.

Fince is a private budget tracker. No bank login, no account to create, no ads, no trackers. You note what you spend, and Fince turns it into a clear picture of your month.

NEW IN 2.0
• Accounts — cash, bank, cards and savings, with transfers between them
• Recurring bills and income, with a reminder the day before
• Savings goals that follow your savings accounts
• Debts — what you owe, and who owes you
• A 30, 60 or 90-day forecast of your balance
• Receipt photos, with the text read on your iPhone
• Home Screen and Lock Screen widgets, and quick add with Siri
• Private iCloud sync between your devices (optional)

EVERYDAY TRACKING
• Add an expense in seconds, or type "coffee 4.50" and let Fince fill in the rest
• Budgets per category, with alerts at 80% and 100%
• Charts by category, a spending calendar and search
• Any currency, with the exchange rates you choose
• Tags, notes and a Health Score for your month

AI, WHEN YOU WANT IT
• Weekly insights generated on your iPhone with Apple Intelligence, where available
• An AI chat for questions like "Where did my money go this month?"
Only the AI features send data: when you use the chat, or weekly insights that can't run on your iPhone, your totals, top categories and latest transactions with their notes go to our server and to Anthropic, with an anonymous install ID. You can leave notes out in Settings.

PRIVATE BY DESIGN
• Stored on your iPhone, encrypted with your passcode
• Face ID lock, and a privacy mode that hides amounts
• No analytics, no advertising, and your data is never sold
• Daily automatic backups on your device, and export to JSON

FREE AND PREMIUM
Fince is free, with up to 10 budgets, 3 AI chat messages a month and one online weekly insight a week. Premium unlocks unlimited budgets, unlimited AI chat and insights, and CSV export. Try it free for 7 days, then subscribe monthly or yearly. Cancel at any time in your App Store settings.

Fince speaks English, French, Arabic, German, Italian, Korean, Japanese, Spanish and Brazilian Portuguese.

Privacy Policy: https://fince.app/privacy
Terms of Use: https://fince.app/terms
Contact: [email protected]