Flux

Not a finance person? That’s the point. The Flux app helps everyone become a finance person in just five minutes a day.

You might know us from “What the Flux”, Australia’s #1 business news podcast or our business newsletter. But our Flux app is where the magic really happens. The money magic, that is, so you can spend more time on what you’re truly passionate about, be that cooking, learning, traveling, or helping others.

We’re talkin’ a credit score checker, money tracker and tons of bite-sized content. What’s an ETF? How do I consolidate my superannuation? How do I start investing? It’s all in there.

We’ve been featured in the Australian Financial Review, Today Show, Yahoo Finance, Vogue, SmartCompany, KIIS FM, iHeartRadio, Nova, Smooth FM, ABC Radio, and Gold FM.

We've got a heap of features we're certain you'll love... because hundreds of thousands of other Aussies love it too!

Budget tracker
∙ Track your saving, spending and see how they stack up against each other
∙ See where you're spending your money with our categorisation tool
∙ Compare your spending week vs week or month vs month
∙ Automate this process by connecting your bank account via Open Banking
∙ We’re built with 256-bit AES encryption to ensure your data and personal information is safe

Quick Sticks
∙ Quick Sticks is a weekly quiz that gives you the chance to win $50 for answering a simple biz or money question
∙ Each Friday, we send a notification at a random time of day. First to get it right WINS!

Useful - and hilarious - content
∙ Better than Wiki, Google, and financial media combined, the Flux team have spent years going through what info you need to know and when
∙ Investing in the share market
∙ The dos and don’ts of buy now pay later products
∙ Understanding newer tech like crypto, NFTs and Web3
∙ Breakdowns on what businesses really mean during reporting season

Credit Score
∙ Get your free credit score in under 2 minutes
∙ Updates to your credit score every month so you can keep track
∙ Overview of all your repayments and applications for credit
∙ Summary of what’s improving and what’s hurting your score
∙ Tips for improving your score

Still not sure? Take it from our Flux fam members:

5 stars - “My fave podcast is now an app! Thanks for making business news so easy to understand. THE BEST!” - gochlo_

5 stars - “A friend told me about this app, I absolutely love the videos and was so happy when I won $100 in the game.” - Choooochie

Flux Technologies Pty Ltd (ABN 86 634 507 172) is an authorised representative (Representative No. 525288) of Mozo Pty Ltd who is the holder of AFSL No. 328141. We also provide general advice on credit products under our Australian Credit Licence No 503103. Visit flux.finance to see our financial services and credit guide.

The product information presented does not constitute an offer and we are not recommending or suggesting any particular product. Any product advice presented is of a general nature only, and is