Home Credit Tài Chính Online

The Home Credit app is a financial application developed by Home Credit Vietnam Finance Company Limited. The company has over 17 years of experience and has served more than 17 million customers nationwide.
The Home Credit app provides a convenient digital financial experience, allowing customers to apply for online cash loans, installment loans, open cards, and make payments through a simple, clear, and transparent online process.
Before applying for a loan, users can check important information such as the loan amount, loan term, interest rate, and other related details to consider and choose an option that fits their financial needs.
Eligibility requirements for fast online loans and Home Credit credit cards
- Vietnamese citizen
- Aged from 20 to under 60
- Holds a valid personal Citizen Identity Card or National ID Card
What does the Home Credit app offer?
The Home Credit app allows customers to apply for a variety of convenient financial products:
- Apply for a fast online loan and receive funds 24/7, with loan amounts ranging from VND 5 million to VND 250 million
- Apply for an online loan with attractive interest rates and simple procedures requiring only a Citizen Identity Card or National ID Card, with no family reference verification and no collateral required
- Access urgent loans through a simple application process, receive a loan decision in as little as three minutes, and receive funds in your bank account within 10 minutes after signing the agreement
- Flexible loan terms ranging from 3 to 57 months
- Flat interest rates ranging from 8.99% to 33.94% per year
- Check your pre-approved loan amount for motorcycle and consumer electronics installment purchases
- Apply for a credit card for convenient payments and enjoy an interest-free period of up to 45 days
- Use Home PayLater, a buy-now-pay-later account offering flexible payment options
Loan information
- Loan amount: From VND 5,000,000 to VND 250,000,000
- Loan term: From 3 to 57 months
- Annual interest rate: Up to 33.94% per year, equivalent to rates starting from only 0.75% per month
- Loan approval: Within three minutes
- Disbursement: Within 10 minutes
- In addition, we offer other convenient financial products, including installment loans, credit cards, and Home PayLater accounts.
Loan calculation example
- Loan amount: VND 40,000,000
- Loan term: 12 months
- Flat interest rate: 8.99% per year, depending on the policy applicable to each loan product
- Monthly payment: VND 3,651,000, including a monthly payment collection fee of VND 11,000
- Total repayment amount: VND 43,812,000
- Total interest payable: VND 3,812,000
How to apply for a fast online loan through the Home Credit app
- Step 1: Download the Home Credit app to your phone and log in
- Step 2: Select “Check Loan Amount” on the home screen
- Step 3: Enter your phone number
- Step 4: Receive your loan application result within three minutes
-Step 5: Take a portrait photo and photos of both sides of your Citizen Iden