Hootz: Money & Budget Tracker

Your whole financial life in one clear picture.

Hootz puts your accounts, spending, subscriptions, savings goals, debts and assets in one place, sorts every bank-connected transaction for you, and shows you what you actually keep at the end of the month. Built for the UK and Europe.

HOW HOOTZ WORKS

Connect your bank and Hootz keeps itself up to date: 2,500+ banks across 31 European countries, the United Kingdom and Ireland among them. Bank connection is part of Hootz Gold and begins with a 7-day free trial. Without it you can still use Hootz for free by adding accounts and transactions yourself.

WHAT YOU CAN DO

Subscriptions and bills, found for you
Hootz spots payments that repeat and projects them forward, so the direct debits, standing orders and streaming subscriptions you had forgotten about stop being a surprise at the end of the month. Available for bank-connected transactions.

Split anything, with anyone
Divide a transaction across several categories, or between the people who shared it. Dinner, a holiday, the weekly shop, the rent.

Debts between people
Track what you lent and what you owe, in both directions, linked to your contacts.

One view of everything
Accounts, cash, property, loans and credit cards come together into a single net worth figure that updates as you go. Buy a car or a flat and it is not an expense — your wealth changed form, not size.

Transactions sorted automatically
Hootz categorises the transactions from your bank, recognises the shop and adds its icon. Correct one and Hootz remembers that shop, then offers to fix the rest.

Tap any number to see what is behind it
Every widget, chart and total opens into the exact transactions that produced it.

Categories that match your life
Delete the default categories and build your own, in two levels: parent categories with subcategories inside. The automatic categorisation learns your categories, not someone else's.

A dashboard you arrange yourself
Add, reorder or remove widgets: income and expenses, net worth, latest transactions, savings, 50/30/20, top categories, upcoming payments, goals.

Goals you can see
Set spending or income goals by category, account or attribute, and pick an image for it. Mark an account as savings and every deposit into it counts towards the goal.

More than one currency
Track balances in several currencies at once. Useful if you are paid in one and spend in another.

Find any transaction
Filter across ten different dimensions and search the whole app.

More than expenses
Income, expenses, debts, buying and selling assets — every type of transaction has its place. Transfers between your own accounts are matched automatically. A cash withdrawal is a transfer, not an expense.

Yours to keep
Export your data whenever you want. Lock the app with a PIN. Add transactions in seconds with Apple Shortcuts.

WHERE HOOTZ WORKS

Bank connection is available in 31 countries: Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finla