惠华YC

Decide whether a capital position deserves another adjustment or a planned switch. Record each position's initial principal, opening date, expected term, years held, cost profile, annual operating fee, present value, and an alternative position baseline. Add adjustment quotes with the term extension they may return and any lock-up period. The comparison places the hold path and switch path side by side, includes annual fee differences, and calculates the switching cost boundary where the recommendation changes. A detailed position ledger keeps remaining term, annualized capital cost, cumulative adjustment spending, adjustment history, and prior switch decisions together. Profile summaries show position count, total adjustment spending, average switch boundary, and completed switches. Notes and notification preferences help keep fee reviews, adjustment reminders, and future plans organized. All entered records are stored locally for quick access during portfolio planning.