IndusInd Bank: Savings A/C, FD

◆ DIGITAL SAVINGS ACCOUNT
• 100% digital, instant onboarding with zero paperwork
• Earn attractive interest of up to 4% p.a.
• Zero-Fee Banking with free NEFT and RTGS transactions
• Unlimited free cash withdrawals at IndusInd Bank ATMs
• Up to 3% rewards on select brands, UPI, and fuel spends
• 0% Forex mark-up and complimentary airport lounge access

◆ FIXED DEPOSITS & ENHANCED SECURITY
• High-return Regular and Tax Saving Fixed Deposits
• Higher interest rates for Senior Citizens
• Auto-Sweep facility for enhanced liquidity and higher yields
• No premature withdrawal penalties on eligible Auto-Sweep FDs
• Pay via FD: Seamlessly use FD balance when savings balance is low
• FD Lock Feature: Add an extra layer of protection. Once locked, your FD cannot be prematurely closed via digital channels, protecting against unauthorized access
• Multiple Nominees: Add up to 4 nominees with priority-based or percentage-based allocation

◆ INSTANT PERSONAL LOAN & LINE OF CREDIT
• 100% paperless digital journey
• Instant loan disbursal of up to ₹5 Lakh
• Competitive interest rates with flexible tenure options
• Discounted processing fees
• Instant Line of Credit: Withdraw funds anytime with interest charged only on the utilized amount

◆ CREDIT CARD APPLICATION & MANAGEMENT
• Instant paperless application for eligible customers
• Set or reset credit card PIN instantly
• Custom transaction limits for online, international, and contactless payments
• Real-time spend tracking and instant e-statements
• Secure bill payments and direct reward point redemption

◆ MUTUAL FUNDS & WEALTH
• Start SIPs from as low as ₹500/month or invest lump sum
• Access 500+ curated schemes (Large Cap, Mid Cap, Small Cap, Hybrid, ELSS)
• Personalized fund recommendations tailored to your financial goals
• Buy, track, switch, and redeem funds seamlessly in real time

◆ RECHARGE & BILL PAYMENTS
• Centralized Bharat Bill Payment System (BBPS)
• Pay electricity, gas, water, and broadband bills
• Instant mobile, DTH, and FASTag recharges
• Set up Auto-Pay for hassle-free recurring payments

◆ FAST & SECURE PAYMENTS
• Transfer money 24x7 via UPI, IMPS, NEFT, and RTGS
• Instant Scan & Pay via QR codes
• Easy beneficiary management with quick-pay options
• Bank-grade multi-factor authentication and biometric security

◆ 24x7 ASSISTANCE & SUPPORT
We are here to help you every step of the way:
• Email: [email protected]
• Phone: 1860 267 7777
• Hours: 8:00 AM to 8:00 PM (All days)