InstaBIZ by ICICI Bank

InstaBIZ is an All-in-One Corporate Banking and Business Banking app accessible to both ICICI Bank and Non-ICICI Bank customers. Manage your Business Account, apply for loans, check pre-approved offers, and handle all banking needs seamlessly - log in as a guest and avail multiple benefits.

Apply for an Instant Business Loan, Gold Loan, Instant Overdraft Loan, open a Secure Current Account, get Merchant Banking solutions, make instant payments via UPI & Bill Pay, Transfer Funds seamlessly, and manage your Business Account - all under one roof.

InstaBiz Offers:
From opening a Secure Current Account & Business Account to availing an Instant Business Loan, Gold Loan or Instant Overdraft Loan - InstaBIZ covers it all. Make seamless UPI & Bill Pay transactions, access full Merchant Banking solutions, process GST Payment, NEFT, RTGS & IMPS transfers, and manage end-to-end Corporate Banking & Online Business Banking needs - anytime, anywhere.

Features & Benefits of InstaBIZ:
Account Services
​•​Open a Secure Current Account & Business Account instantly with full digital setup
​•​Access your Business Account & Current Account for daily Banking needs
​•​View Business Account Balance, Mini Statement & Bank Statements
​•​Open and manage FD online, Debit Card & Forex Card
​•​Online Business Banking for seamless account management anytime, anywhere

Loan Services
​•​Instant Business Loan - quick disbursal Business Loan
​•​Gold Loan - leverage gold assets for instant funds via our digital Gold Loan process
​•​Instant Overdraft Loan up to Rs. 50 Lac - fast Instant Overdraft Loan & Business Loan approval
​•​Secured OD, Car Loan, Instant Car Loan Disbursement, Home Loan & Loan Against Property

Payments - UPI & Bill Pay
​•​Instant UPI Payment & Bill Pay - Fund Transfer, UPI, Pay to Mobile & Quick Fund Transfer
​•​Seamless GST Payment & hassle-free UPI & Bill Pay with auto-pay and payment reminders
​•​One stop solution for all types of Bill payments e.g. Credit Cards, Electricity, Mobile Recharge, FASTag & Insurance etc.
​•​NEFT, RTGS & IMPS transfers directly from your Business Account

Merchant Banking Solutions
​•​Merchant Banking with UPI & e-Rupi collections & analysis
​•​Instant settlement & voice/push alerts for ICICI Bank QR transactions
​•​Order soundbox, standee, sticker, and expression QR
​•​Manage everything via the Merchant Banking & Business Account InstaBIZ Dashboard

Import – Export Solutions from ICICI bank on InstaBIZ :
​•​Inward Remittance settlement credit within 1 hour
​•​Instant Exchange Earners Foreign Currency (EEFC) account balance conversions into INR
​•​Trade OneView Dashboard for complete view of all trade related transactions
​•​Trade Online Activation
​•​Bank Guarantee Issuance in 3 hrs
​•​Outward Remittance & EPC-PCFC request submission
​•​Export & Import Bill Regularisation
​•​Trade related approvals
​•​Share Swift Code of ICICI Bank with Overseas Buyers
​•​Updation of Importer-Exporter Code (I