KALFIN – Kalkulator KPR & KKB

KALFIN is a financial calculator app designed to help users estimate and compare mortgage and car loan payments in Indonesia.

This app supports multiple financing simulations commonly used by Indonesian banks, allowing you to plan property or vehicle purchases more confidently.

MAIN FEATURES

Mortgage Simulation
- Conventional Mortgage (KPR) with fixed and floating interest
- Sharia Mortgage (Murabahah margin based)
- Tiered Mortgage with step-up interest rates

Car Loan Simulation
- Car loan with flat interest calculation
- New car ownership cost estimation
- Used car ownership cost estimation

Calculation Details
- Monthly installments
- Total interest or margin
- Transaction and administrative fees
- Required initial funds
- Asset value projection

All calculations use Indonesian Rupiah (IDR) and follow common banking practices in Indonesia.

Disclaimer: All results are estimates and not official offers from any bank.