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Kiwi: Rupay Credit Card on UPI icon

Kiwi: Rupay Credit Card on UPI

Kiwi: Rupay Credit Card on UPI is #100 in Finance Free in India and charting in 1 of 24 countries we track.

DeveloperG0 Kiwi
CategoryFinance
PriceFree
Released
Rating★ 4.2 (5.1k)
Version8.8.7
Age rating4+
First charted🇮🇳 25 Sep 2026

Where it ranks now

Every top chart it appears in across 24 countries.

CountryChartsRank
🇮🇳 IndiaFinanceFree#100
Free with an account

Estimated downloads and revenue, ratings momentum, rank history, recent reviews per country and breakout scores for Kiwi: Rupay Credit Card on UPI.

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About Kiwi: Rupay Credit Card on UPI

"Join the Credit-UPI revolution. Kiwi is here to change the payment landscape for Credit & UPI.

Kiwi offers UPI-enabled virtual RuPay Credit Card, through which you can make UPI payments to any merchant.
Why Choose Kiwi?

Instant Credit Card - No more waiting for days to have a Credit Card. Get your virtual Rupay Credit Card within minutes. It’s quick, simple and effortless.
Free for life - When you apply for the virtual credit card on Kiwi, we will never ask you to pay joining fees or any annual charges. The virtual credit card will always be free.
Convenience of Credit. Speed of UPI - The best of both worlds combined. Your UPI-enabled Virtual Credit Card gives you the power of a credit without adding weight to your wallet . All your Credit Card payments are now just a scan away.

Pay Anywhere, Everywhere - Night or Day, Restaurant or Roadside vendor, the virtual credit card in the Kiwi app, lets you make the UPI payment to all your favorite outlets in no time.
Evergreen rewards - Tired of getting scratch cards that never work for you? Every time you scan your Credit Card to pay, you get Kiwis which you can redeem whenever you want to get cashback in your savings account instantly.

The best app to pay via Credit Card on UPI is here.

Features of Kiwi:
1. Pay via Credit Card on UPI: All your merchant payments on UPI with your Credit Card
2. Pay anyone via UPI: Pay to your friends & family via saved contacts, phone number or UPI ID
3. Check your Credit Score: Keep track of your Credit Score with just a few clicks
4. Assured rewards: Cashbacks on all merchant payments using your Credit Card on UPI

What is “Credit Card on UPI”?

1. UPI initially allowed users to make payments only through bank accounts
2. This new feature, approved by RBI, allows users to now use their Rupay Credit Card to make merchant payments by scanning the QR code without having to carry the credit card

How to use a Credit Card to make payments on UPI?

1. Download the Kiwi app
2. Just fill in your personal details, career details and complete the KYC
3. Get your Credit Card on the app itself within minutes*
4. The card gets linked to your Kiwi UPI ID automatically
5. That’s all! You can start using your new Virtual Credit Card instantly on UPI

Pay with Credit Card on UPI, get 50-day interest period and earn cashbacks. Download Now!

Note: Card issuance is subject to approval by the Bank"

Latest updates

8.8.7
Welcome to Kiwi App Version 8.8.7: Dear Diary, Today I updated my Kiwi app. Sent Mum a gift card for the vase I broke. Got myself a washing machine, so I can stop carrying laundry home every weekend. No-cost EMI aa gaya hai na. On everything! Next on the list: that expensive restaurant for my next date. Also, Banku can’t fool me anymore in the name of tuition fees. His college is now added to tutors list, payment goes directly, and I save on the convenience fee. I may or may not have run a 5K inside the office just to get these updates out faster. For everyone. And yes, also for myself. Ab aayega maza, Dev Loper