Lenditt Downloads & RevenueLenditt: Personal Loan App · App Store

Meet your financial needs through instant personal loans and loans against eligible mutual funds.

Lenditt is India's most trusted quick loan app, offering convenient digital borrowing solutions nationwide. You can apply for an unsecured personal loan of up to ₹5 lakh directly from your smartphone and receive approved funds directly to your bank account. Lenditt also offers a secured borrowing option- the Loan Against Mutual Funds (LAMF) facility, allowing eligible investors to access funds against their mutual fund holdings without liquidating their investments.

Whether you need a personal loan or want to unlock liquidity against mutual funds, Lenditt brings both options together in one app.

Our Lending Partners
We proudly collaborate with esteemed RBI-approved NBFCs.
Chinmay Finlease Limited- Registration No.: B.01.00558
Madhur Instalments Pvt. Ltd.- Registration No.: B-12.00396

Instant Personal Loans Details
• Loan Amount: ₹10,000 - ₹5,00,000
• TAT: 15 minutes
• Repayment Tenure: 90 to 365 days

Eligibility Criteria
• Indian Resident
• Salaried professionals aged 21 to 55 years
• Earning a minimum monthly salary of ₹25,000
• Having a Credit Score of 600 and above

Documents Required
• Aadhaar Card
• PAN Card
• Last 3 months’ bank statement

APR Disclosure & Associated Charges
- Interest Rate: starts from 28% p.a.
- Annual Percentage Rate (APR): 26% to 36%
- Processing Charge: 5% of loan amount
- Documentation Charge: 1.5% of loan amount
- Online Convenience Charge: ₹200
- Bounce Charge: ₹500 per occurrence

Notes: GST & other applicable charges may be levied in addition to the above charge structure.

Illustrative Calculation
Loan Amount= ₹30,000
Interest Rate= 28% p.a.
Loan Duration= 180 Days
Total interest on the personal loan= ₹4,142
Processing charge (5% of the loan amount) + Documentation charge (1.5% of the loan amount) + Online Convenience charge (₹200) = ₹2,150*
18% GST = ₹387
Total Deductions (Processing charge + Documentation charge + Online Convenience charge + GST)= ₹2,537
Net Disbursed Amount= Loan Amount - Total Deductions= ₹27,463
Total Repayable Amount (Loan Amount + Interest)= ₹34,142

*Processing charge, Documentation charge, and Online Convenience charge are deducted upfront at the time of loan disbursal.


Loan Against Mutual Funds (LAMF) Details
• Loan Amount: ₹10,000 - ₹3,00,000
• Repayment Tenure: 365 days

Eligibility Criteria
• Indian Resident
• Age between 18 and 60 years
• Holder of eligible mutual fund investments of 20,000/-

Documents Required
• Aadhaar Card
• PAN Card
• Registered mobile number & email address linked to your investments

APR Disclosure & Associated Charges
- Interest Rate: 18% p.a.
- Processing Charge: 3.50% of loan amount
- Documentation Charge: 1% of loan amount
- Online Convenience Charge: ₹200
- Bounce Charges: ₹500 per occurrence
- Pledge & Unpledge Charge: As per RTA

Notes: GST will be added to the above charges as applicable.

Illustrative Calculation
Loan Amount= ₹50,000