Loan Calculator SmartPro

Loan Calculator SMARTPRO helps you plan borrowing before you commit. Calculate a personal loan, mortgage or car finance agreement, then review the monthly repayment, total cost, interest, remaining balance and full amortisation schedule.

Key features:
• basic loan, mortgage and car loan calculation;
• advanced inputs for deposit, fees, insurance, taxes and other costs;
• detailed repayment schedule for every month;
• charts for payments, interest and remaining balance;
• early repayment analysis showing interest saved and term reduction;
• reverse calculation to estimate the interest rate from known loan data;
• saved history, favourites and trash recovery;
• settings for language, font size, theme, app icon, hints and convenient rounding.

SMARTPRO adds structured PDF export. Share a clear report with your partner, accountant or colleague, or print it when comparing offers from banks and lenders.

Detailed overview:
SMARTPRO is designed for everyday loan planning when you want to understand whether a repayment fits your budget before speaking to a bank or lender. Enter the amount, term and interest rate, choose the payment type and review the result immediately. The app shows the monthly repayment, total paid, interest, remaining balance and a month-by-month amortisation schedule.

For mortgages and car finance, you can include a deposit and additional costs. Advanced inputs support fees, insurance, taxes and other expenses that often change the real cost of borrowing. This makes it easier to compare offers by the complete repayment picture, not only by the headline rate.

The repayment schedule helps you inspect every month. Each row shows how much of the repayment goes to interest, how much reduces principal and what balance remains after payment. Charts make the structure easier to read and show how the debt changes over time.

Early repayment analysis lets you compare scenarios with a shorter term or a lower repayment. SMARTPRO estimates possible interest savings from the data you enter and helps you choose the scenario that is easiest to explain and compare. Reverse interest-rate calculation is useful when you know the loan amount, term and repayment but want to estimate the effective rate.

Saved history keeps your calculations available for later review. Important options can be marked as favourites, deleted entries can be restored from trash, and iCloud sync helps keep data available across your devices.

The app can be customised for personal comfort: language, font size, appearance, app icon, field hints and convenient rounding. Rounding is intended for readability only; it helps you scan totals faster without changing the underlying calculation logic.

SMARTPRO includes structured PDF export. You can share a report with a spouse, colleague, accountant or adviser, save it to Files, or print it before discussing conditions. The report keeps input values, totals and the payment schedule in a practical, organised form.

Results are estim