MoneyKu: AI Expense Tracker

MoneyKu is an AI-powered expense tracker, money manager, and household budget planner built for real everyday spending. Log expenses by chat, voice, receipt scan, email receipt import, share extension, or iOS Shortcuts, then keep your budgets, wallets, savings goals, and shared finances organized in one offline-first app.

Track personal finance on your terms. Use MoneyKu for daily expenses, family spending, split bills with roommates, or a shared ledger with a partner. It works fully offline and syncs across devices when you are back online.

AUTOMATIC LOGGING
- AI chat assistant records transactions and answers spending questions
- Voice input lets you speak a transaction
- Receipt scanner with OCR extracts details from receipt photos
- Forward email receipts to your unique MoneyKu address for automatic extraction
- Share receipts, images, and PDFs from other apps into MoneyKu
- Use iOS Shortcuts to automate entries

BUDGETS, WALLETS & GOALS
- Track income and expenses with calendar view, search, and filters
- Organize cash, bank, and e-wallet balances with multiple wallets
- Move money between wallets, including cross-currency transfers with a transfer exchange rate and optional fee
- Create recurring transactions with schedules and optional reminders
- Set category budgets, monitor progress, and get alerts
- Build savings goals with presets, custom goals, and milestones
- Use pre-built categories or create your own

SHARED MONEY MADE CLEAR
- Create split bill groups, divide expenses, track balances, and settle up
- Include ghost members who do not have the app
- Invite others to co-manage a shared ledger
- Review activity history and react to shared updates

INSIGHTS & REPORTS
- View daily, weekly, monthly, and yearly spending breakdowns
- Compare income and expenses with dashboard charts
- Get AI insights with monthly summaries, trends, and tips
- Export your data as CSV, spreadsheet, or PDF

PERSONALIZED FOR YOUR ROUTINE
- Choose from 34 color themes and light, dark, or system appearance
- Pick a cat avatar and background
- Add home-screen widgets with live balance
- Secure MoneyKu with a 6-digit PIN, Face ID, Touch ID, and auto-lock
- Use MoneyKu in 35 languages
- Unlock achievements and use referrals

AI chat and email receipt import include monthly free limits, with higher limits and unlimited AI chat and insights on Premium.

MoneyKu helps you replace scattered notes and manual spreadsheets with a simple budget tracker, receipt scanner, bill organizer, and finance tracker for personal and shared money.

Privacy Policy: https://www.moneyku.com/privacy-policy
Terms of Use: https://www.moneyku.com/terms-of-service