Moniepoint Personal Banking Downloads & RevenueMoniepoint Personal Banking · App Store & Google Play
Moniepoint Personal Banking gets 50k+ downloads a day worldwide (AppInsider estimate, November 2026, rounded down to a band).
Moniepoint Personal Banking by Moniepoint is on App Store and Google Play. Active Users (MAU & DAU), Downloads, rankings, keywords, revenue, and rating totals.
Moniepoint Personal Banking update history & changes
Last change · 18 events since 31 Jul 2023Full timeline ↓⭐AndroidRatings pace up +103%📈AndroidEntered the top 100📈iOSEntered the top 100📈iOSCharting in a new country⭐iOSPassed 10K ratings📈AndroidCharting in a new country⭐iOSPassed 10K ratings📦iOSUpdated to version 1.76.0📦AndroidUpdated to version 1.76.0🆕iOSFirst spotted by AppInsider🆕AndroidFirst spotted by AppInsider📦iOSVersion 1.75.0📦AndroidVersion 1.75.0🆕iOSReleased on the App Store🆕AndroidReleased on Google Play
Full timeline · 18 events
- 📈Moniepoint Personal Banking entered the top 100AndroidTop Free · Finance · NL
- 📈Moniepoint Personal Banking entered the top 100iOSTop Free · Finance · AE
- 📈Moniepoint Personal Banking charting in a new countryiOSUnited Kingdom
- 📈Moniepoint Personal Banking charting in a new countryAndroidNetherlands
- 📈Moniepoint Personal Banking entered the top 100AndroidTop Free · Finance · CA
- 📦Moniepoint Personal Banking updated to version 1.76.0iOSNothing much to see here. Just squashing those pesky bugs and keeping your experience smooth as usual. See you!
- 📦Moniepoint Personal Banking updated to version 1.76.0AndroidNothing much to see here. Just squashing those pesky bugs and keeping your experience smooth as usual. See you!
- 📈Moniepoint Personal Banking charting in a new countryAndroidUnited Kingdom
- 🆕Moniepoint Personal Banking first spotted by AppInsideriOS#83 in Top Free · Finance · United Arab Emirates
- 📈Moniepoint Personal Banking charting in a new countryiOSUnited Arab Emirates
- 🆕Moniepoint Personal Banking first spotted by AppInsiderAndroidCanada
- 📦Moniepoint Personal Banking version 1.75.0iOSNothing much to see here. Just squashing those pesky bugs and keeping your experience smooth as usual. See you!
- 📦Moniepoint Personal Banking version 1.75.0AndroidNothing much to see here. Just squashing those pesky bugs and keeping your experience smooth as usual. See you!
- 🆕Moniepoint Personal Banking released on the App StoreiOS
- 🆕Moniepoint Personal Banking released on Google PlayAndroid
Collected from the stores by AppInsider since we first spotted the app. Dates are when we saw each change.
Rating
4.6 ★
349k ratings, both stores
Measured
Best rank now
#71
Android · 
Finance Free
Finance FreeMeasured
New ratings a week
4,147
▲ +124% vs the 2 weeks before (Google Play)
Measured
App Store
App details
App ID
6452756675
Publisher
Moniepoint Inc
Publisher country
Nigeria
On the store since
Aug 2023
3 years on the store
Minimum OS
iOS 14.0+
iPhone 6s and later
Devices
iPhone · iPad
Universal purchase
Content rating
17+
Languages
1
EN
Size
280 MB
Also listed in
Business
Google Play
App details
App ID
com.moniepoint.personal
Publisher
TEAMAPT NIGERIA LIMITED
Publisher country
Nigeria
Content rating
Everyone
Moniepoint Personal Banking downloads & installs
Both stores, worldwide. Bands are open; exact numbers are free with an account.
| Store | Downloads / day | Lifetime installs |
|---|---|---|
| App Store | 500+ | 1M+ |
| Google Play | 50k+ | 10M+ Measured |
| Total | 50k+ Confidence | 10M+ Confidence |
How this is calculated
App Store: chart positions and rating growth per country, anchored on its own Android downloads; lifetime from ratings worldwide × installs per rating. Google Play: the daily change in its exact install count. The total adds every store.
Where Moniepoint Personal Banking's downloads come from Modelled
Last 30 days: organic search, browsing the store, features and paid ads.
Active users
All platforms, worldwide. Free with an account.
Stickiness (DAU / MAU)
how many monthly users open it on a given day
Retention · share of new users still active
Day 1
Day 7
Day 30
Time spent · per daily user
Average time spent Pro
min a day
Sessions a day Pro
Time per session Pro
min
How this is calculated
Monthly users come from lifetime installs across every store, fitted on monthly active user figures companies publish; daily users = monthly × the typical daily/monthly ratio for the category. Confidence is the chance the real number is within half to double ours.
Where it ranks now
Both stores, across every country we track.
| Store | Best rank | Charting in | US Top Free | US Top Grossing |
|---|---|---|---|---|
| App Store | – | 0 of 30 countries | – | – |
| Google Play | #71 Finance Free | 3 of 23 countries | – | – |
Full chart lists: App Store · Google Play.
Review momentum
ⓘ How we measure thisApp Store
New ratings a week
222
steady vs the 2 weeks before
Recent ratings
4.2★
vs 4.6★ lifetime
Review momentum
73/100
faster than 91% of Finance apps
Growing fastest in 
United Arab Emirates ▲ +56%
New ratings by country (2)
| Country | New ratings a week | Share | Last 2 weeks vs the 2 before |
|---|---|---|---|
 United States | 211 | 95% | steady |
| United Arab Emirates | 11 | 5% | ▲ +56% |
App Store ratings in the countries we track, 4-week average.
Google Play
New ratings a week
3,925
▲ +124% vs the 2 weeks before
Recent ratings
4.6★
vs 4.6★ lifetime
Review momentum
93/100
faster than 93% of Finance apps
Review momentum (0-100) blends how fast the app collects ratings compared with other apps in its category (60%), whether that pace is speeding up (25%) and what recent raters give it (15%; recent stars well below lifetime pull it down). Ratings counts are read daily. A jump usually means a launch, a feature, ads or a new review prompt.
Ratings
Both stores. Store data, measured.
| Store | Rating | Ratings |
|---|---|---|
| App Store | 4.5 ★ | 1.2k |
| Google Play | 4.6 ★ | 348k 707 written reviews |
| Both stores | 4.6 ★ weighted by ratings | 349k |
About Moniepoint Personal Banking
Experience banking that simply works. Moniepoint Personal Banking gives you fast, 99.9% reliable transfers, high-yield savings accounts, and seamless everyday payments built for your lifestyle.
Join millions of Nigerians who trust Moniepoint for their daily financial needs.
---
WHY CHOOSE MONIEPOINT?
Seamless, Reliable Money Transfers
• Experience instant transfers that never leave you stranded.
• Enjoy 99.9% transaction uptime with real-time debit and credit alerts.
• Free monthly transfers for eligible young adults (ages 16–24).
High-Yield Savings That Grow With You
• Earn competitive interest rates of up to 20% per annum on your savings.
• Find a savings plan that suits you:
- Save As You Transact (SAYT): Automatically set aside a percentage every time you spend.
- Target Savings: Build disciplined funds for school fees, rent, or special projects.
- Flexible Savings: Save for emergencies and withdraw anytime you need it.
- Fixed Savings: Lock funds securely and lock in guaranteed returns.
Fast Debit Card Delivery
• Request a Moniepoint debit card directly from the app.
• Fast delivery straight to your doorstep within 48 hours.
• Use your card seamlessly at any POS, ATM, or web checkout across Nigeria.
Offline USSD Banking (*5573#)
• No internet? No problem. Transfer money, buy airtime, and check your balance using our *5573# USSD code from any phone.
Effortless Bill & Utility Payments
• Pay electricity bills, cable TV subscriptions (DStv, GOtv, StarTimes), and internet bundles in seconds.
• Buy airtime and mobile data across all major networks with instant cashback rewards.
---
BANK-GRADE SECURITY & COMPLIANCE
Your Funds Are Safe & Insured
• Fully licensed by the Central Bank of Nigeria (CBN).
• All customer deposits are insured by the Nigeria Deposit Insurance Corporation (NDIC).
• Advanced security with biometric login, end-to-end encryption, and 24/7 fraud monitoring.
---
NEED HELP? WE ARE HERE FOR YOU
Our dedicated support team is available 24/7 to assist with any questions or account requests:
• In-App Live Chat: Available 24/7 directly within the app
• Helpline: 01 888 9990
• Website: www.moniepoint.com
• WhatsApp: +234 908 843 0803
• Social Media: @moniepointmfb
• Address: Plot 7A, Block 4, Admiralty Road, Lekki Phase 1, Lagos, Nigeria
Download Moniepoint Personal Banking today and take full control of your money!
Join millions of Nigerians who trust Moniepoint for their daily financial needs.
---
WHY CHOOSE MONIEPOINT?
Seamless, Reliable Money Transfers
• Experience instant transfers that never leave you stranded.
• Enjoy 99.9% transaction uptime with real-time debit and credit alerts.
• Free monthly transfers for eligible young adults (ages 16–24).
High-Yield Savings That Grow With You
• Earn competitive interest rates of up to 20% per annum on your savings.
• Find a savings plan that suits you:
- Save As You Transact (SAYT): Automatically set aside a percentage every time you spend.
- Target Savings: Build disciplined funds for school fees, rent, or special projects.
- Flexible Savings: Save for emergencies and withdraw anytime you need it.
- Fixed Savings: Lock funds securely and lock in guaranteed returns.
Fast Debit Card Delivery
• Request a Moniepoint debit card directly from the app.
• Fast delivery straight to your doorstep within 48 hours.
• Use your card seamlessly at any POS, ATM, or web checkout across Nigeria.
Offline USSD Banking (*5573#)
• No internet? No problem. Transfer money, buy airtime, and check your balance using our *5573# USSD code from any phone.
Effortless Bill & Utility Payments
• Pay electricity bills, cable TV subscriptions (DStv, GOtv, StarTimes), and internet bundles in seconds.
• Buy airtime and mobile data across all major networks with instant cashback rewards.
---
BANK-GRADE SECURITY & COMPLIANCE
Your Funds Are Safe & Insured
• Fully licensed by the Central Bank of Nigeria (CBN).
• All customer deposits are insured by the Nigeria Deposit Insurance Corporation (NDIC).
• Advanced security with biometric login, end-to-end encryption, and 24/7 fraud monitoring.
---
NEED HELP? WE ARE HERE FOR YOU
Our dedicated support team is available 24/7 to assist with any questions or account requests:
• In-App Live Chat: Available 24/7 directly within the app
• Helpline: 01 888 9990
• Website: www.moniepoint.com
• WhatsApp: +234 908 843 0803
• Social Media: @moniepointmfb
• Address: Plot 7A, Block 4, Admiralty Road, Lekki Phase 1, Lagos, Nigeria
Download Moniepoint Personal Banking today and take full control of your money!
Moniepoint Personal Banking App Store
Moniepoint Personal Banking gets 50k+ downloads a day worldwide (AppInsider estimate, November 2026, rounded down to a band).
Not in any tracked top chart right now.
Updated 11 Nov 2026 · rankings refresh through the day
DeveloperMoniepoint
CategoryFinance
PriceFree
Released
Rating★ 4.5 (1.2k)
Version1.76.0
Age rating17+
First seen by us 25 Sep 2026
25 Sep 2026Installs (est.)1M+ worldwide
Rating
4.5 ★
1.2k ratings
Measured
New ratings a week
222
steady vs the 2 weeks before
Measured
Moniepoint Personal Banking on the App Store
App details
App ID
6452756675
Publisher
Moniepoint Inc
Publisher country
Nigeria
On the store since
Aug 2023
3 years on the store
Minimum OS
iOS 14.0+
iPhone 6s and later
Devices
iPhone · iPad
Universal purchase
Content rating
17+
Languages
1
EN
Size
280 MB
Also listed in
Business
Moniepoint Personal Banking downloads
Worldwide, per day, and installs to date. The band is open; the exact number is free with an account.
How this is calculated
Apple publishes no download counts. App Store downloads come from chart positions and daily rating growth per country, calibrated on Google Play install counts; lifetime installs from ratings worldwide × installs per rating. Confidence is the chance the real number is within half to double ours.
Where Moniepoint Personal Banking's downloads come from Modelled
Last 30 days: organic search, browsing the store, features and paid ads.
Active users
All platforms, worldwide. Free with an account.
Stickiness (DAU / MAU)
how many monthly users open it on a given day
Retention · share of new users still active
Day 1
Day 7
Day 30
Time spent · per daily user
Average time spent Pro
min a day
Sessions a day Pro
Time per session Pro
min
How this is calculated
Monthly users come from lifetime installs across every store, fitted on monthly active user figures companies publish; daily users = monthly × the typical daily/monthly ratio for the category. Confidence is the chance the real number is within half to double ours.
Where it ranks now
Every top chart it appears in across 30 countries.
| Country | Charts | Rank |
|---|---|---|
| Not charting right now. | ||
Ratings
App Store, worldwide.
Rating
4.5 ★
1.2k ratings
Measured
Ratings
1.2k
Measured
Review momentum
ⓘ How we measure thisNew ratings a week
222
steady vs the 2 weeks before
Recent ratings
4.2★
vs 4.6★ lifetime
Review momentum
73/100
faster than 91% of Finance apps
Growing fastest in United Arab Emirates ▲ +56%
New ratings by country (2)
| Country | New ratings a week | Share | Last 2 weeks vs the 2 before |
|---|---|---|---|
| United States | 211 | 95% | steady |
| United Arab Emirates | 11 | 5% | ▲ +56% |
App Store ratings in the countries we track, 4-week average.
Review momentum (0-100) blends how fast the app collects ratings compared with other apps in its category (60%), whether that pace is speeding up (25%) and what recent raters give it (15%; recent stars well below lifetime pull it down). Ratings counts are read daily. A jump usually means a launch, a feature, ads or a new review prompt.
About Moniepoint Personal Banking
Experience banking that simply works. Moniepoint Personal Banking gives you fast, 99.9% reliable transfers, high-yield savings accounts, and seamless everyday payments built for your lifestyle.
Join millions of Nigerians who trust Moniepoint for their daily financial needs.
---
WHY CHOOSE MONIEPOINT?
Seamless, Reliable Money Transfers
• Experience instant transfers that never leave you stranded.
• Enjoy 99.9% transaction uptime with real-time debit and credit alerts.
• Free monthly transfers for eligible young adults (ages 16–24).
High-Yield Savings That Grow With You
• Earn competitive interest rates of up to 20% per annum on your savings.
• Find a savings plan that suits you:
- Save As You Transact (SAYT): Automatically set aside a percentage every time you spend.
- Target Savings: Build disciplined funds for school fees, rent, or special projects.
- Flexible Savings: Save for emergencies and withdraw anytime you need it.
- Fixed Savings: Lock funds securely and lock in guaranteed returns.
Fast Debit Card Delivery
• Request a Moniepoint debit card directly from the app.
• Fast delivery straight to your doorstep within 48 hours.
• Use your card seamlessly at any POS, ATM, or web checkout across Nigeria.
Offline USSD Banking (*5573#)
• No internet? No problem. Transfer money, buy airtime, and check your balance using our *5573# USSD code from any phone.
Effortless Bill & Utility Payments
• Pay electricity bills, cable TV subscriptions (DStv, GOtv, StarTimes), and internet bundles in seconds.
• Buy airtime and mobile data across all major networks with instant cashback rewards.
---
BANK-GRADE SECURITY & COMPLIANCE
Your Funds Are Safe & Insured
• Fully licensed by the Central Bank of Nigeria (CBN).
• All customer deposits are insured by the Nigeria Deposit Insurance Corporation (NDIC).
• Advanced security with biometric login, end-to-end encryption, and 24/7 fraud monitoring.
---
NEED HELP? WE ARE HERE FOR YOU
Our dedicated support team is available 24/7 to assist with any questions or account requests:
• In-App Live Chat: Available 24/7 directly within the app
• Helpline: 01 888 9990
• Website: www.moniepoint.com
• WhatsApp: +234 908 843 0803
• Social Media: @moniepointmfb
• Address: Plot 7A, Block 4, Admiralty Road, Lekki Phase 1, Lagos, Nigeria
Download Moniepoint Personal Banking today and take full control of your money!
Join millions of Nigerians who trust Moniepoint for their daily financial needs.
---
WHY CHOOSE MONIEPOINT?
Seamless, Reliable Money Transfers
• Experience instant transfers that never leave you stranded.
• Enjoy 99.9% transaction uptime with real-time debit and credit alerts.
• Free monthly transfers for eligible young adults (ages 16–24).
High-Yield Savings That Grow With You
• Earn competitive interest rates of up to 20% per annum on your savings.
• Find a savings plan that suits you:
- Save As You Transact (SAYT): Automatically set aside a percentage every time you spend.
- Target Savings: Build disciplined funds for school fees, rent, or special projects.
- Flexible Savings: Save for emergencies and withdraw anytime you need it.
- Fixed Savings: Lock funds securely and lock in guaranteed returns.
Fast Debit Card Delivery
• Request a Moniepoint debit card directly from the app.
• Fast delivery straight to your doorstep within 48 hours.
• Use your card seamlessly at any POS, ATM, or web checkout across Nigeria.
Offline USSD Banking (*5573#)
• No internet? No problem. Transfer money, buy airtime, and check your balance using our *5573# USSD code from any phone.
Effortless Bill & Utility Payments
• Pay electricity bills, cable TV subscriptions (DStv, GOtv, StarTimes), and internet bundles in seconds.
• Buy airtime and mobile data across all major networks with instant cashback rewards.
---
BANK-GRADE SECURITY & COMPLIANCE
Your Funds Are Safe & Insured
• Fully licensed by the Central Bank of Nigeria (CBN).
• All customer deposits are insured by the Nigeria Deposit Insurance Corporation (NDIC).
• Advanced security with biometric login, end-to-end encryption, and 24/7 fraud monitoring.
---
NEED HELP? WE ARE HERE FOR YOU
Our dedicated support team is available 24/7 to assist with any questions or account requests:
• In-App Live Chat: Available 24/7 directly within the app
• Helpline: 01 888 9990
• Website: www.moniepoint.com
• WhatsApp: +234 908 843 0803
• Social Media: @moniepointmfb
• Address: Plot 7A, Block 4, Admiralty Road, Lekki Phase 1, Lagos, Nigeria
Download Moniepoint Personal Banking today and take full control of your money!
Latest updates
1.76.0
Nothing much to see here. Just squashing those pesky bugs and keeping your experience smooth as usual. See you!
1.75.0
Nothing much to see here. Just squashing those pesky bugs and keeping your experience smooth as usual. See you!
More from Moniepoint
Moniepoint Personal Banking Android
Moniepoint Personal Banking gets 50k+ downloads a day worldwide (AppInsider estimate, November 2026, rounded down to a band).
Moniepoint Personal Banking is #71 in Finance Free on Google Play in Canada and charting in 3 of 23 countries we track.
Updated 11 Nov 2026 · rankings refresh through the day
DeveloperMoniepoint
CategoryFinance
PriceFree
Released
Installs10M+
Rating★ 4.6 (348k)
Updated
Content ratingEveryone
Rating
4.6 ★
348k ratings
Measured
Best rank now
#71
Finance FreeMeasured
New ratings a week
3,925
▲ +124% vs the 2 weeks before
Measured
Moniepoint Personal Banking on Google Play
App details
App ID
com.moniepoint.personal
Publisher
TEAMAPT NIGERIA LIMITED
Publisher country
Nigeria
Content rating
Everyone
Moniepoint Personal Banking downloads
Worldwide, per day, and installs to date. The band is open; the exact number is free with an account.
How this is calculated
Google Play shows an exact lifetime install count; downloads per day are its daily change (measured). When Play hasn't refreshed the count, they come from new ratings and Top Free chart positions. Confidence is the chance the real number is within half to double ours.
Where Moniepoint Personal Banking's downloads come from Modelled
Last 30 days: organic search, browsing the store, features and paid ads.
Active users
All platforms, worldwide. Free with an account.
Stickiness (DAU / MAU)
how many monthly users open it on a given day
Retention · share of new users still active
Day 1
Day 7
Day 30
Time spent · per daily user
Average time spent Pro
min a day
Sessions a day Pro
Time per session Pro
min
How this is calculated
Monthly users come from lifetime installs across every store, fitted on monthly active user figures companies publish; daily users = monthly × the typical daily/monthly ratio for the category. Confidence is the chance the real number is within half to double ours.
Where it ranks on Google Play
Every top 200 chart it appears in across 23 countries.
| Country | Charts | Rank |
|---|---|---|
| Canada | FinanceFree | #71 |
 United Kingdom | FinanceFree | #170 |
 Netherlands | FinanceFree | #157 |
Apps near Moniepoint Personal Banking on the chart
Finance Free, around #71.
Ratings
Google Play, worldwide.
Rating
4.6 ★
348k ratings
Measured
Ratings
348k
Measured
Written reviews
707
Measured
Review momentum
ⓘ How we measure thisNew ratings a week
3,925
▲ +124% vs the 2 weeks before
Recent ratings
4.6★
vs 4.6★ lifetime
Review momentum
93/100
faster than 93% of Finance apps
Review momentum (0-100) blends how fast the app collects ratings compared with other apps in its category (60%), whether that pace is speeding up (25%) and what recent raters give it (15%; recent stars well below lifetime pull it down). Ratings counts are read daily. A jump usually means a launch, a feature, ads or a new review prompt.
About Moniepoint Personal Banking
Looking for a fast, reliable online banking app in Nigeria? Moniepoint Personal Banking gives you instant money transfers, free virtual cards, affordable physical debit cards, and high-yield savings accounts designed for your everyday lifestyle.
Join millions of Nigerians who trust Moniepoint for smart, secure mobile banking.
---
KEY FEATURES OF MONIEPOINT PERSONAL BANKING
⚡ Instant & Reliable Money Transfers
• Enjoy fast money transfers with 99.9% uptime that never leave you stranded.
• Send money seamlessly to any commercial bank, microfinance bank, or mobile money wallet in Nigeria.
• Zero-fee monthly transfers for eligible young adults and students (ages 16–24).
• Get instant debit and credit transaction alerts directly on your phone.
💳 Free Virtual Cards & Instant Physical Debit Cards
• Free Virtual Cards:
- Generate a secure virtual card in 1 minute with ₦0 issuance fee.
- Enjoy 100% free card maintenance with zero monthly or annual fees.
- Shop safely online, pay for digital subscriptions, and manage web checkouts with ease.
• Physical ATM Debit Cards:
- Get a durable physical debit card for only ₦1,000.
- Fast Doorstep Delivery: Delivered directly to your home within 48 hours for just ₦1,700.
- Free Agent Pickup: Collect your card instantly from any Moniepoint sales agent close to you.
- Works seamlessly across all ATMs, POS terminals, and web checkouts nationwide.
- In-App Controls: Freeze, unfreeze, reset PIN, and set spending limits with one tap.
💰 High-Interest Savings & Daily Returns
• Earn up to 20% annual interest on your savings with daily interest alerts.
• Save As You Transact (SAYT): Automatically save a percentage every time you spend or transfer money.
• Target Savings: Build disciplined savings funds for house rent, school fees, or personal goals.
• Flexible Savings: Save for emergencies and withdraw anytime.
• Fixed Deposit Accounts: Lock funds securely and lock in guaranteed high returns.
📶 Offline USSD Banking (*5573#)
• Bank without data or an internet connection.
• Dial our *5573# USSD banking code from any mobile phone to transfer money, buy airtime, and check account balances anytime.
💡 Airtime, Data & Utility Bill Payments
• Pay electricity bills, cable TV subscriptions (DStv, GOtv, StarTimes), and internet data bundles in seconds.
• Recharge airtime across all major networks (MTN, Airtel, Glo, 9mobile) with instant cashback rewards.
💼 Salary Accounts, Student Banking & Quick Credit
• Open a salary account and receive payments with zero delays.
• Access quick emergency cash and flexible overdraft solutions.
• Tailored for students, NYSC corps members, freelancers, and salary earners.
---
SAFE, SECURE & FULLY REGULATED
🔒 Bank-Grade Security & Deposit Protection
• Moniepoint Microfinance Bank is fully licensed by the Central Bank of Nigeria (CBN).
• All customer deposits are insured by the Nigeria Deposit Insurance Corporation (NDIC).
• Protected with biometric fingerprint/facial login, 2FA,
Join millions of Nigerians who trust Moniepoint for smart, secure mobile banking.
---
KEY FEATURES OF MONIEPOINT PERSONAL BANKING
⚡ Instant & Reliable Money Transfers
• Enjoy fast money transfers with 99.9% uptime that never leave you stranded.
• Send money seamlessly to any commercial bank, microfinance bank, or mobile money wallet in Nigeria.
• Zero-fee monthly transfers for eligible young adults and students (ages 16–24).
• Get instant debit and credit transaction alerts directly on your phone.
💳 Free Virtual Cards & Instant Physical Debit Cards
• Free Virtual Cards:
- Generate a secure virtual card in 1 minute with ₦0 issuance fee.
- Enjoy 100% free card maintenance with zero monthly or annual fees.
- Shop safely online, pay for digital subscriptions, and manage web checkouts with ease.
• Physical ATM Debit Cards:
- Get a durable physical debit card for only ₦1,000.
- Fast Doorstep Delivery: Delivered directly to your home within 48 hours for just ₦1,700.
- Free Agent Pickup: Collect your card instantly from any Moniepoint sales agent close to you.
- Works seamlessly across all ATMs, POS terminals, and web checkouts nationwide.
- In-App Controls: Freeze, unfreeze, reset PIN, and set spending limits with one tap.
💰 High-Interest Savings & Daily Returns
• Earn up to 20% annual interest on your savings with daily interest alerts.
• Save As You Transact (SAYT): Automatically save a percentage every time you spend or transfer money.
• Target Savings: Build disciplined savings funds for house rent, school fees, or personal goals.
• Flexible Savings: Save for emergencies and withdraw anytime.
• Fixed Deposit Accounts: Lock funds securely and lock in guaranteed high returns.
📶 Offline USSD Banking (*5573#)
• Bank without data or an internet connection.
• Dial our *5573# USSD banking code from any mobile phone to transfer money, buy airtime, and check account balances anytime.
💡 Airtime, Data & Utility Bill Payments
• Pay electricity bills, cable TV subscriptions (DStv, GOtv, StarTimes), and internet data bundles in seconds.
• Recharge airtime across all major networks (MTN, Airtel, Glo, 9mobile) with instant cashback rewards.
💼 Salary Accounts, Student Banking & Quick Credit
• Open a salary account and receive payments with zero delays.
• Access quick emergency cash and flexible overdraft solutions.
• Tailored for students, NYSC corps members, freelancers, and salary earners.
---
SAFE, SECURE & FULLY REGULATED
🔒 Bank-Grade Security & Deposit Protection
• Moniepoint Microfinance Bank is fully licensed by the Central Bank of Nigeria (CBN).
• All customer deposits are insured by the Nigeria Deposit Insurance Corporation (NDIC).
• Protected with biometric fingerprint/facial login, 2FA,
What's new in 1.76.0
Nothing much to see here. Just squashing those pesky bugs and keeping your experience smooth as usual. See you!