mooola Downloads & Revenuemooola: Budget & Spend Tracker · App Store

Track spending and set budgets without linking your bank. mooola is a private budgeting and expense tracker built for South Africa.

Import supported bank statements, set custom spending limits and assign payments to your budgets. Compare recorded spending with your limits and review subscriptions and net worth. Your financial records are processed and stored on your device.

PAID ACCESS REQUIRED
mooola is free to download. After importing a statement during setup, a separate in-app purchase is required to access the features listed below. Choose a mooola Pro monthly or yearly auto-renewable subscription, or a one-time Lifetime purchase. All three plans unlock the same app features. Prices are shown in the app in your App Store currency before purchase.

Monthly subscriptions renew every month and yearly subscriptions renew every year unless cancelled at least 24 hours before the end of the current period. Payment is charged to your Apple Account at confirmation of purchase. Manage or cancel subscriptions in your Apple Account settings. Lifetime access is a one-time purchase and does not renew.

SOUTH AFRICAN BANK STATEMENT IMPORTS
• Import Capitec CSV or PDF statements
• Import supported PDF statements from Absa, African Bank, Discovery Bank, FNB, GoTyme Bank, Investec, Nedbank and Standard Bank
• Try supported statement formats from other banks
• Combine multiple imported accounts in one private dashboard
• Review recent imports and rename your accounts

BUDGETS AND SPENDING
• Set custom spending limits and assign payments to your budgets
• Compare recorded spending with your limits
• Reset budgets monthly, every three months or every six months
• Track unlimited all-time spending with never-reset budgets
• Track income and expenses in South African rand
• Explore monthly spending trends and category breakdowns
• Search and filter your transaction history
• Automatically organise, categorise and deduplicate transactions
• Identify recurring subscriptions, bills and scheduled transfers
• Track changes in net worth from imported account balances

USEFUL TOOLS, WITHOUT A BANK CONNECTION
• Optionally save Apple Wallet purchases on your device with a Shortcuts automation and guided setup
• Receive optional statement and upcoming-payment reminders
• Export organised transactions as CSV
• View spending, net worth and upcoming subscriptions in home-screen widgets
• Hide monetary values throughout the app with Privacy Mode

PRIVATE BY DESIGN
mooola never asks for your banking credentials. Your statements and financial records are processed and stored on your device. There are no mooola accounts, ads or cloud sync.

You can optionally share basic app activity or privacy-safe import failure reports to help improve mooola. These reports never include statement files, full transaction records, names, merchant or transaction descriptions, exact dates, amounts, balances, account details, card numbers or banking credentials.

Optional app activity uses a gener