MyPayNow
MyPayNow is #63 in Finance Free in Australia and charting in 1 of 24 countries we track.
Updated 27 Sep 2026 · rankings refresh through the day
DeveloperMyPayNow Pty Ltd
CategoryFinance
PriceFree
Released
Rating★ 4.9 (17k)
Version2.16.001
Age rating4+
First seen by us
25 Sep 2026
25 Sep 2026Rating
4.9 ★
17k ratings
Measured
Best rank now
#63
Finance FreeMeasured
MyPayNow on the App Store
App details
App ID
1522988743
Publisher
MyPayNow Pty Ltd
Content rating
4+
MyPayNow downloads
Worldwide, per day, and installs to date. The band is open; the exact number is free with an account.
How this is calculated
Apple publishes no download counts. iPhone downloads come from chart positions and daily rating growth per country, calibrated on Google Play install counts; lifetime installs from ratings worldwide × installs per rating. Confidence is the chance the real number is within half to double ours.
Where MyPayNow's downloads come from Modelled
Last 30 days: organic search, browsing the store, features and paid ads.
Active users
All platforms, worldwide. Free with an account.
Stickiness (DAU / MAU)
how many monthly users open it on a given day
Retention · share of new users still active
Day 1
Day 7
Day 30
Time spent · per daily user
Average time spent Pro
min a day
Sessions a day Pro
Time per session Pro
min
How this is calculated
Monthly users come from lifetime installs across every store, fitted on monthly active user figures companies publish; daily users = monthly × the typical daily/monthly ratio for the category. Confidence is the chance the real number is within half to double ours.
Where it ranks now
Every top chart it appears in across 24 countries.
| Country | Charts | Rank |
|---|---|---|
| Australia | FinanceFree | #63 |
Apps near MyPayNow on the chart
Finance Free, around #63.
Ratings
App Store, worldwide.
Rating
4.9 ★
17k ratings
Measured
Ratings
17k
Measured
About MyPayNow
When life happens, why wait 'til payday? With MyPayNow, you can access up to a quarter of your pay early, each pay cycle, almost instantly!
Rather than waiting for your pay to be deposited into your bank account – join everyday working Aussies already accessing their pay early, whenever they want.
How it works:
1. Create an account, enter your employment info and link your bank statements to determine your available funds.
2. Request the funds you want and it will be in your account - in most cases within 60 seconds.
3. Scheduled repayments are automatically set up to coincide with your pay cycle.
4. Repeat as often and as much as you like, up to your available funds.
How much does it cost?
There is a 5% transaction fee and an annual percentage rate (APR) of 24%.
For example, if you receive a $100 advance for one week, you will incur a $5 transaction fee and $0.48 in interest, resulting in a total repayment of $105.48.
Why choose MyPayNow?
• Fast, simple, cheap, secure access to your money
• Private and discrete … we don’t contact your employer. We deal directly and only with you.
• Avoid stress and late fees … rather than falling behind on bills, pay them on time.
• No way to accumulate a huge debt as only a quarter of your wage is available.
• Repayments are initially set to match your pay cycle with flexible options from 2 days (minimum repayment period) to 62 days (maximum repayment period).
• Enjoy financial freedom and live life at your pace
MyPayNow operates in Australia in accordance with applicable local laws and regulations. This product is available to persons residing in Australia only.
Rather than waiting for your pay to be deposited into your bank account – join everyday working Aussies already accessing their pay early, whenever they want.
How it works:
1. Create an account, enter your employment info and link your bank statements to determine your available funds.
2. Request the funds you want and it will be in your account - in most cases within 60 seconds.
3. Scheduled repayments are automatically set up to coincide with your pay cycle.
4. Repeat as often and as much as you like, up to your available funds.
How much does it cost?
There is a 5% transaction fee and an annual percentage rate (APR) of 24%.
For example, if you receive a $100 advance for one week, you will incur a $5 transaction fee and $0.48 in interest, resulting in a total repayment of $105.48.
Why choose MyPayNow?
• Fast, simple, cheap, secure access to your money
• Private and discrete … we don’t contact your employer. We deal directly and only with you.
• Avoid stress and late fees … rather than falling behind on bills, pay them on time.
• No way to accumulate a huge debt as only a quarter of your wage is available.
• Repayments are initially set to match your pay cycle with flexible options from 2 days (minimum repayment period) to 62 days (maximum repayment period).
• Enjoy financial freedom and live life at your pace
MyPayNow operates in Australia in accordance with applicable local laws and regulations. This product is available to persons residing in Australia only.
Latest updates
2.16.001
Stability Improvements