MyRaif – mobile bank

Join MyRaif – a simple, free and fast mobile app from Raiffeisen Bank in Ukraine for managing your finances without branches or queues, trusted by millions of Ukrainians. Over 800 000 users, 200 000+ clients connected cashback, and more than 2 million transactions every day. Express yourself with stylish money manager!

Digital banking is on top - let no air raid alert or power outage stop you from:
- Paying your café bills, for a taxi, cinema tickets, food delivery, tuition, medical insurance, mobile or car expenses on time
- Shopping in stores or online
- Repaying loans and getting online credit: money directly to your card
- Paying utilities bills
- Making transfers or control your child’s expenses
- Getting credit money until salary or any quick loan for your needs
- And even paying traffic fines or games fees
Trust yourself and your money wallet: keep your daily expenses and income under control – just pay and be calm “My Raif is MyRaif”!

NEED TO OPEN A CARD?

- Download and install MyRaif mobile application.
- Follow identity verification with the help of id-card/foreign passport/tax number or via Diia, confirm your mobile number
- Select the card and follow the prompts on the screen
Your card is ready, no paper documents needed!

CONVENIENT BANKING

- Catch discounts with cards Visa Fishka on OKKO and ATB in shops daily – convenient wallet is always nereby.
- Easily analyze your spending with detailed and transparent transaction history. Be sure: “My expances are under control!”
- Want to find nearest ATMs and branches? Interactive map will help.
- Get support through a convenient chat. Our operators will help you quickly resolve any issues.
- Protect yourself and your loved ones – apply for insurance just in one click – our health and cars are protected!
- Security is first: 3DS protects your online purchases.

TRANSFERS

- Transfer money from card-to-card of any Ukrainian bank quickly – no commission. Use easy and fast IBAN transfers. Save your main transfers in “Favorites” and easily repeat them.
- Receive international MoneyGram transfers directly in the app. Safe and convenient.
- Stay in touch with your family and friends - top up your mobile account in MyRaif for free!
- Send and receive money using only a phone number – no card number needed.

DEPOSITS

- Save with SKRYNYA for gifts, vacation, car, support for the Armed Forces of Ukraine, education, or a financial cushion.
- Open Progressive and Classic deposits in UAH and foreign currency.

CASHBACK

- Choose cashback categories in our app and make your purchases even more enjoyable. View your cashback and purchase history to see what brings you most benefits.
- Connect your existing cards to National Cashback program and get benefits from your purchases! Or open new National Cashback card in MyRaif and get cashback on it.

CURRENCY EXCHANGE

- View valid currency exchange rates and buy currency quickly. Keep in mind profitable kursopad!
- Open currency cards for dollars and euro