Net Worth Tracker: Wealth

Your net worth is one figure — everything you own minus everything you owe. NetWorth turns scattered balances into that figure, tracked over time, entirely on your iPhone: no bank login, no account, no internet required.

Add each asset and liability by hand — cash, savings, brokerage, pension, property, vehicles, crypto, plus mortgages, loans and cards — and the app does the accounting: a live personal balance sheet, a 0–100 Financial Health score built from your debt-to-asset and liquidity ratios, and a dated snapshot trend that shows whether the line is actually going up.

WHAT YOU GET
• Your real net worth on the opening screen — total assets minus total liabilities, with the change since your last snapshot
• A 0–100 Financial Health score that tells you not just your figure, but whether your debt load and cash reserves are sound
• An allocation donut, a liquid-vs-illiquid split and debts ranked by interest rate, so you know which balance to attack first
• Goal milestones with a countdown: enter a monthly saving figure and watch "34 months to your first £100k" shrink as you log
• A wealth chart built from dated snapshots — save one after each payday and see years of progress in a single curve
• An optional monthly snapshot reminder so check-in day never slips, plus six plain-English guides on liquidity, the debt avalanche, debt-to-asset ratio and more

PERFECT FOR
• Savers who want one honest figure instead of eight banking apps
• FIRE and debt-payoff planners tracking progress toward a dated target
• Property, crypto or cash holders whose wealth never shows up in a bank feed
• Anyone who refuses to hand their bank credentials to an aggregator

WHY NOT LINK MY BANK?
Aggregator apps only see the accounts they can connect to — and they see all of it. Manual entry takes two minutes a month, covers what feeds miss (your home, your car, crypto in cold storage, a loan to a friend), and keeps your credentials where they belong: with you.

PRIVATE BY DEFAULT
Everything is stored locally on your device. No sign-up, no cloud, no tracking, no bank connection — your balance sheet never leaves your phone.

FULL ACCESS
NetWorth Pro unlocks unlimited accounts and unlimited goals, plus the full Insights tab — asset allocation, liquidity breakdown and debt ranked by interest rate. Available as a weekly subscription, a yearly subscription, or a one-time lifetime purchase.

Add your first three accounts tonight — your net worth, health score and trend appear the moment you do.

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