Peaks - Investing

What is Peaks?

Peaks makes sustainable investing easy. With a few clicks you can invest in broadly diversified ETF portfolios. Set a fixed monthly amount or invest your rounded-up spare change. Thanks to various deposit options you can easily create your personal savings plan.

How Peaks works:

• Link your bank account with the app.
• Decide how much and how often you want to invest. You can change your settings at any time free of charge.
• Choose from four ready-made Peaks portfolios that fit your risk profile and your goals. Or put together your own portfolio.

Why Peaks:

• Automatic deposits: Set once and your desired amount is invested daily, weekly, or monthly.
• Security: Your data, your money, and your app are protected by modern security measures.
• Ready-made ETF portfolios: Invest worldwide broadly diversified and sustainable.
• Own portfolio: Use opportunities in specific sectors by customizing your portfolio individually.
• Flexible investing and withdrawing: Anytime without effort and without fees.
• Multiple accounts: Save for different goals like retirement, vacation, or emergency – with different risk profiles.
• Learning made easy: Our blog articles and market updates are understandable for everyone.
• Return calculator: Explore the potential of your investments and plan your future.
• Customer service: We are available weekdays by phone, email, and live chat.

Your investments, your rules:

• Choose the Peaks package that fits you and your assets.
• Adjust your settings anytime.
• Decide on one of the four portfolios with different risks: Cautious, Balanced, Ambitious, or Adventurous.
• No fees for deposits and withdrawals.
• Choose between a monthly subscription or a fixed annual fee.
• Use the app and the online portal anytime and anywhere.

Costs at a glance:

• Starter package from €1.99 per month, Complete from €2.99, Premium from €4.99
• Annual management fee between 0.25% and 0.5% of the invested capital
• Fund costs included in the ETF (approx. 0.15% to 0.23% annually)
• Low trading costs (spread) of approx. 0.03% to 0.05% per transaction

Important notice:

Only invest money you can afford to lose. Value fluctuations are normal. If you have to sell at a low point, losses may occur. Peaks is intended for long-term saving and investing, not for short-term speculation.

Learn more:

Visit www.peaks.com for further information and contact to our customer service.