Plazo Downloads & RevenuePlazo: Card and loans · App Store & Google Play
Plazo: Card and loans gets 1k+ downloads a day worldwide (AppInsider estimate, November 2026, rounded down to a band).
Plazo: Card and loans by IDFINANCE PLAZO, S.L.U. is on App Store and Google Play. Active Users (MAU & DAU), Downloads, rankings, keywords, revenue, and rating totals.
Plazo: Card and loans update history & changes
Last change · 26 events since 6 Apr 2021Full timeline ↓📦AndroidNow updating weekly📦iOSUpdated to version 3.122.0📦AndroidUpdated to version 3.122.0📦iOSUpdated to version 3.119.0📈AndroidNew best rank in the overall chart: #59📈AndroidNew best rank in the overall chart: #70📈iOSNew best rank in the overall chart: #118📈iOSNew best rank in the overall chart: #136🆕AndroidFirst spotted by AppInsider🆕iOSFirst spotted by AppInsider🆕AndroidReleased on Google Play🆕iOSReleased on the App Store
Full timeline · 26 events
- 📦Plazo: Card and loans: now updating weeklyAndroid4 updates in 30 days, after a quiet two months
- 📦Plazo: Card and loans updated to version 3.122.0iOS¡Hola! Aquí tienes una nueva versión de Plazo con algunas mejoras. Quizá no lo notes a primera vista, pero seguimos trabajando desde el backstage. ¡Actualiza y obtén lo mejor de Plazo!
- 📦Plazo: Card and loans updated to version 3.122.0AndroidLaunching a new version of Plazo! We have tightened some screws for you to enjoy a more faster and friendly experience in the app. Thank you for trusting Plazo, we keep improving so that you enjoy the best banking experience.
Remember that in Plazo we will never ask you for your passwords, SMS codes, card numbers or secret numbers. Do not share them with anyone.… more - 📦Plazo: Card and loans updated to version 3.119.0iOS¡Hola! Aquí tienes una nueva versión de Plazo con algunas mejoras. Quizá no lo notes a primera vista, pero seguimos trabajando desde el backstage. ¡Actualiza y obtén lo mejor de Plazo!
- 📦Plazo: Card and loans updated to version 3.119.0AndroidLaunching a new version of Plazo! We have tightened some screws for you to enjoy a more faster and friendly experience in the app. Thank you for trusting Plazo, we keep improving so that you enjoy the best banking experience.
Remember that in Plazo we will never ask you for your passwords, SMS codes, card numbers or secret numbers. Do not share them with anyone.… more - 📦Plazo: Card and loans updated to version 3.116.0iOS¡Hola! Aquí tienes una nueva versión de Plazo con algunas mejoras. Quizá no lo notes a primera vista, pero seguimos trabajando desde el backstage. ¡Actualiza y obtén lo mejor de Plazo!
- 📦Plazo: Card and loans updated to version 3.116.0AndroidLaunching a new version of Plazo! We have tightened some screws for you to enjoy a more faster and friendly experience in the app. Thank you for trusting Plazo, we keep improving so that you enjoy the best banking experience.
Remember that in Plazo we will never ask you for your passwords, SMS codes, card numbers or secret numbers. Do not share them with anyone.… more - 📈Plazo: Card and loans new best rank in the overall chart: #59AndroidTop Free · All Apps · ES
- 📈Plazo: Card and loans new best rank in the overall chart: #70AndroidTop Free · All Apps · ES
- 📈Plazo: Card and loans new best rank in the overall chart: #118iOSTop Free · All Apps · ES
- 📦Plazo: Card and loans updated to version 3.113.0iOS¡Hola! Aquí tienes una nueva versión de Plazo con algunas mejoras. Quizá no lo notes a primera vista, pero seguimos trabajando desde el backstage. ¡Actualiza y obtén lo mejor de Plazo!
- 📈Plazo: Card and loans new best rank in the overall chart: #136iOSTop Free · All Apps · ES
- 📦Plazo: Card and loans updated to version 3.110.0iOS¡Hola! Aquí tienes una nueva versión de Plazo con algunas mejoras. Quizá no lo notes a primera vista, pero seguimos trabajando desde el backstage. ¡Actualiza y obtén lo mejor de Plazo!
Recuerda que en Plazo nunca te pediremos tus claves de acceso, códigos SMS, números de tarjetas ni números secretos. No los compartas con nadie.… more - 📦Plazo: Card and loans: now updating weeklyiOS4 updates in 30 days, after a quiet two months
- 📈Plazo: Card and loans new best rank in the overall chart: #72AndroidTop Free · All Apps · ES
- 📈Plazo: Card and loans entered the top 10iOSTop Free · Finance · ES
- 📈Plazo: Card and loans new best rank in the overall chart: #76AndroidTop Free · All Apps · ES
- 📦Plazo: Card and loans updated to version 3.106.0iOS¡Hola! Aquí tienes una nueva versión de Plazo con algunas mejoras. Quizá no lo notes a primera vista, pero seguimos trabajando desde el backstage. ¡Actualiza y obtén lo mejor de Plazo!
Recuerda que en Plazo nunca te pediremos tus claves de acceso, códigos SMS, números de tarjetas ni números secretos. No los compartas con nadie.… more - 📈Plazo: Card and loans entered the top 10AndroidTop Free · Finance · ES
- 🆕Plazo: Card and loans first spotted by AppInsiderAndroidSpain
- 📦Plazo: Card and loans version 3.106.0AndroidLaunching a new version of Plazo! We have tightened some screws for you to enjoy a more faster and friendly experience in the app. Thank you for trusting Plazo, we keep improving so that you enjoy the best banking experience.
Remember that in Plazo we will never ask you for your passwords, SMS codes, card numbers or secret numbers. Do not share them with anyone.… more - 📦Plazo: Card and loans updated to version 3.100.0iOS¡Hola! Aquí tienes una nueva versión de Plazo con algunas mejoras. Quizá no lo notes a primera vista, pero seguimos trabajando desde el backstage. ¡Actualiza y obtén lo mejor de Plazo!
Recuerda que en Plazo nunca te pediremos tus claves de acceso, códigos SMS, números de tarjetas ni números secretos. No los compartas con nadie.… more - 🆕Plazo: Card and loans first spotted by AppInsideriOS#16 in Top Free · Finance · Spain
- 📦Plazo: Card and loans version 3.94.0iOSLaunching a new version of Plazo! We have tightened some screws for you to enjoy a more faster and friendly experience in the app. Thank you for trusting Plazo, we keep improving so that you enjoy the best banking experience.
Remember that in Plazo we will never ask you for your passwords, SMS codes, card numbers or secret numbers. Do not share them with anyone.… more - 🆕Plazo: Card and loans released on Google PlayAndroid
- 🆕Plazo: Card and loans released on the App StoreiOS
Collected from the stores by AppInsider since we first spotted the app. Dates are when we saw each change.
Rating
4.4 ★
7.3k ratings, both stores
Measured
Best rank now
#9
Android · 
Finance Free
Finance FreeMeasured
New ratings a week
153
▲ +7% vs the 2 weeks before
Measured
App Store
App details
App ID
1551296252
Publisher
IDFINANCE PLAZO, S.L.
Publisher country
Spain
On the store since
Apr 2021
5 years on the store
Minimum OS
iOS 16.0+
iPhone 8 and later
Devices
iPhone · iPad
Universal purchase
Content rating
4+
Languages
1
ES
Size
326 MB
Also listed in
Shopping
Google Play
App details
App ID
es.card.plazo
Publisher
IDFINANCE PLAZO S.L.U.
Publisher country
Spain
Content rating
Everyone
Tech stack
Trackers and permissions of build v3.12.0, from the εxodus privacy report (CC BY-SA).
Trackers
6
Permissions
28
Trackers
Full permission listProSee plans
Plazo: Card and loans downloads & installs
Both stores, worldwide. Bands are open; exact numbers are free with an account.
| Store | Downloads / day | Lifetime installs |
|---|---|---|
| App Store | 1k+ | – |
| Google Play | 1k+ | 1M+ Measured |
| Total | 1k+ Confidence | 1M+ Confidence |
How this is calculated
App Store: chart positions and rating growth per country, anchored on its own Android downloads; lifetime from ratings worldwide × installs per rating. Google Play: the daily change in its exact install count. The total adds every store.
Where Plazo: Card and loans's downloads come from Modelled
Last 30 days: organic search, browsing the store, features and paid ads.
Active users
All platforms, worldwide. Free with an account.
Stickiness (DAU / MAU)
how many monthly users open it on a given day
Retention · share of new users still active
Day 1
Day 7
Day 30
Time spent · per daily user
Average time spent Pro
min a day
Sessions a day Pro
Time per session Pro
min
How this is calculated
Monthly users come from lifetime installs across every store, fitted on monthly active user figures companies publish; daily users = monthly × the typical daily/monthly ratio for the category. Confidence is the chance the real number is within half to double ours.
Where it ranks now
Both stores, across every country we track.
| Store | Best rank | Charting in | US Top Free | US Top Grossing |
|---|---|---|---|---|
| App Store | #10 Finance Free | 1 of 30 countries | – | – |
| Google Play | #9 Finance Free | 1 of 23 countries | – | – |
Full chart lists: App Store · Google Play.
Review momentum
ⓘ How we measure thisNew ratings a week
153
▲ +7% vs the 2 weeks before
Recent ratings
4.6★
vs 4.4★ lifetime
Review momentum
79/100
faster than 89% of Finance apps
Review momentum (0-100) blends how fast the app collects ratings compared with other apps in its category (60%), whether that pace is speeding up (25%) and what recent raters give it (15%; recent stars well below lifetime pull it down). Ratings counts are read daily. A jump usually means a launch, a feature, ads or a new review prompt.
Ratings
Both stores. Store data, measured.
| Store | Rating | Ratings |
|---|---|---|
| App Store | 4.4 ★ | 7.3k |
| Google Play | – | – |
| Both stores | 4.4 ★ weighted by ratings | 7.3k |
What users say about Plazo: Card and loans
From recent reviews.
About Plazo: Card and loans
PLAZO is the Spanish financial app that gives you access to flexible credit, fast loans and a credit line of up to €5,000, all from your phone. Plus, with the new Turrón feature, you can pay in installments with zero interest. Everything in one single app.
WHAT'S INCLUDED WITH THE PLAZO CARD?
→ GET STARTED IN UNDER 10 MINUTES, 100% ONLINE
With Plazo you can sign up, apply for an online loan or request credit in just 10 minutes, using only your phone. The app is designed so you can access fast online loans and credit without any hassle.
Plazo is built to make managing your personal finances simple: online loans, fast credit and a flexible credit line, all from your phone and without complications.
¡Getting your digital credit card is fast!, paperless and done from your phone in 3 steps:
Step 1 - Sign up with your phone number and enter your personal details.
Step 2 - Create your account with biometric verification and link your bank account.
Step 3 - Get approved and start using your virtual card instantly.
→ FREE VIRTUAL AND PHYSICAL CARD
From the moment of approval you can use your virtual card. If you need the physical one, request it in the app — also free.
→ MASTERCARD
Pay at millions of online and physical stores worldwide with complete security.
→ NO PAPERWORK, NO GUARANTOR
Apply for your personal credit online with no unnecessary documentation or guarantees. Just your phone.
→ CASHBACK
3% cashback at supermarkets and up to 10% at over 170 well-known brands.
→ MEETING PROS
Access to professionals including doctors, lawyers, vets and more, whenever you need them.
→ MANAGE YOUR FINANCES
Track all your expenses, transactions and credit line from the app, with full control.
→ TURRÓN · Buy now, pay later with zero interest
Plazo goes even further with Turrón — split your purchases into installments with no interest and no fees. It's that simple:
- Split into up to 12 months
- 0% interest, 0 fees
Join the thousands of users already managing their finances with Plazo and download the app today.
* Subject to credit approval.
Representative example: For a revolving credit line of €1,500, drawn down in full from the outset, with a fixed annual nominal interest rate (TIN) of 21.86% and an Annual Percentage Rate of charge (TAE) of 24.19%, repayable in 48 equal monthly instalments of €47.15, with no further drawdowns or early repayments, the total amount payable will be €2,263.20. Total interest: €763.20. The repayment method is fixed instalment under a revolving payment arrangement. Subject to conditions.
Credit Line granted by ID Finance Plazo S.L.U. and managed through the app.
The PLAZO Card is issued and managed by PECUNIA CARDS EDE, S.L.U. (PECUNPAY), an Electronic Money Institution supervised by the Bank of Spain and registered under number CSB 6707, which acts as issuer and manager of the PLAZO card and payment account. If you experience any issue related to the card's operation, you can contact the payment service provider at:
WHAT'S INCLUDED WITH THE PLAZO CARD?
→ GET STARTED IN UNDER 10 MINUTES, 100% ONLINE
With Plazo you can sign up, apply for an online loan or request credit in just 10 minutes, using only your phone. The app is designed so you can access fast online loans and credit without any hassle.
Plazo is built to make managing your personal finances simple: online loans, fast credit and a flexible credit line, all from your phone and without complications.
¡Getting your digital credit card is fast!, paperless and done from your phone in 3 steps:
Step 1 - Sign up with your phone number and enter your personal details.
Step 2 - Create your account with biometric verification and link your bank account.
Step 3 - Get approved and start using your virtual card instantly.
→ FREE VIRTUAL AND PHYSICAL CARD
From the moment of approval you can use your virtual card. If you need the physical one, request it in the app — also free.
→ MASTERCARD
Pay at millions of online and physical stores worldwide with complete security.
→ NO PAPERWORK, NO GUARANTOR
Apply for your personal credit online with no unnecessary documentation or guarantees. Just your phone.
→ CASHBACK
3% cashback at supermarkets and up to 10% at over 170 well-known brands.
→ MEETING PROS
Access to professionals including doctors, lawyers, vets and more, whenever you need them.
→ MANAGE YOUR FINANCES
Track all your expenses, transactions and credit line from the app, with full control.
→ TURRÓN · Buy now, pay later with zero interest
Plazo goes even further with Turrón — split your purchases into installments with no interest and no fees. It's that simple:
- Split into up to 12 months
- 0% interest, 0 fees
Join the thousands of users already managing their finances with Plazo and download the app today.
* Subject to credit approval.
Representative example: For a revolving credit line of €1,500, drawn down in full from the outset, with a fixed annual nominal interest rate (TIN) of 21.86% and an Annual Percentage Rate of charge (TAE) of 24.19%, repayable in 48 equal monthly instalments of €47.15, with no further drawdowns or early repayments, the total amount payable will be €2,263.20. Total interest: €763.20. The repayment method is fixed instalment under a revolving payment arrangement. Subject to conditions.
Credit Line granted by ID Finance Plazo S.L.U. and managed through the app.
The PLAZO Card is issued and managed by PECUNIA CARDS EDE, S.L.U. (PECUNPAY), an Electronic Money Institution supervised by the Bank of Spain and registered under number CSB 6707, which acts as issuer and manager of the PLAZO card and payment account. If you experience any issue related to the card's operation, you can contact the payment service provider at:
Plazo: Card and loans App Store
Plazo · Tarjeta y Préstamos
Plazo: Card and loans gets 1k+ downloads a day worldwide (AppInsider estimate, November 2026, rounded down to a band).
Plazo: Card and loans is #10 in Finance Free in Spain and charting in 1 of 30 countries we track.
Updated 9 Nov 2026 · rankings refresh through the day
DeveloperIDFINANCE PLAZO, S.L.U.
CategoryFinance
PriceFree
Released
Rating★ 4.4 (7.3k)
Version3.122.0
Age rating4+
First seen by us 25 Sep 2026
25 Sep 2026Rating
4.4 ★
7.3k ratings
Measured
Best rank now
#10
Finance FreeMeasured
New ratings a week
153
▲ +7% vs the 2 weeks before
Measured
Plazo: Card and loans on the App Store
App details
App ID
1551296252
Publisher
IDFINANCE PLAZO, S.L.
Publisher country
Spain
On the store since
Apr 2021
5 years on the store
Minimum OS
iOS 16.0+
iPhone 8 and later
Devices
iPhone · iPad
Universal purchase
Content rating
4+
Languages
1
ES
Size
326 MB
Also listed in
Shopping
Plazo: Card and loans downloads
Worldwide, per day, and installs to date. The band is open; the exact number is free with an account.
How this is calculated
Apple publishes no download counts. App Store downloads come from chart positions and daily rating growth per country, calibrated on Google Play install counts; lifetime installs from ratings worldwide × installs per rating. Confidence is the chance the real number is within half to double ours.
Where Plazo: Card and loans's downloads come from Modelled
Last 30 days: organic search, browsing the store, features and paid ads.
Active users
All platforms, worldwide. Free with an account.
Stickiness (DAU / MAU)
how many monthly users open it on a given day
Retention · share of new users still active
Day 1
Day 7
Day 30
Time spent · per daily user
Average time spent Pro
min a day
Sessions a day Pro
Time per session Pro
min
How this is calculated
Monthly users come from lifetime installs across every store, fitted on monthly active user figures companies publish; daily users = monthly × the typical daily/monthly ratio for the category. Confidence is the chance the real number is within half to double ours.
Where it ranks now
Every top chart it appears in across 30 countries.
| Country | Charts | Rank |
|---|---|---|
| Spain | FinanceFree | #10 |
| Spain | All AppsFree | #172 |
Apps near Plazo: Card and loans on the chart
Finance Free, around #10.
Ratings
App Store, worldwide.
Rating
4.4 ★
7.3k ratings
Measured
Ratings
7.3k
Measured
Review momentum
ⓘ How we measure thisNew ratings a week
153
▲ +7% vs the 2 weeks before
Recent ratings
4.6★
vs 4.4★ lifetime
Review momentum
79/100
faster than 89% of Finance apps
Review momentum (0-100) blends how fast the app collects ratings compared with other apps in its category (60%), whether that pace is speeding up (25%) and what recent raters give it (15%; recent stars well below lifetime pull it down). Ratings counts are read daily. A jump usually means a launch, a feature, ads or a new review prompt.
What users say about Plazo: Card and loans
From recent reviews.
About Plazo: Card and loans
PLAZO is the Spanish financial app that gives you access to flexible credit, fast loans and a credit line of up to €5,000, all from your phone. Plus, with the new Turrón feature, you can pay in installments with zero interest. Everything in one single app.
WHAT'S INCLUDED WITH THE PLAZO CARD?
→ GET STARTED IN UNDER 10 MINUTES, 100% ONLINE
With Plazo you can sign up, apply for an online loan or request credit in just 10 minutes, using only your phone. The app is designed so you can access fast online loans and credit without any hassle.
Plazo is built to make managing your personal finances simple: online loans, fast credit and a flexible credit line, all from your phone and without complications.
¡Getting your digital credit card is fast!, paperless and done from your phone in 3 steps:
Step 1 - Sign up with your phone number and enter your personal details.
Step 2 - Create your account with biometric verification and link your bank account.
Step 3 - Get approved and start using your virtual card instantly.
→ FREE VIRTUAL AND PHYSICAL CARD
From the moment of approval you can use your virtual card. If you need the physical one, request it in the app — also free.
→ MASTERCARD
Pay at millions of online and physical stores worldwide with complete security.
→ NO PAPERWORK, NO GUARANTOR
Apply for your personal credit online with no unnecessary documentation or guarantees. Just your phone.
→ CASHBACK
3% cashback at supermarkets and up to 10% at over 170 well-known brands.
→ MEETING PROS
Access to professionals including doctors, lawyers, vets and more, whenever you need them.
→ MANAGE YOUR FINANCES
Track all your expenses, transactions and credit line from the app, with full control.
→ TURRÓN · Buy now, pay later with zero interest
Plazo goes even further with Turrón — split your purchases into installments with no interest and no fees. It's that simple:
- Split into up to 12 months
- 0% interest, 0 fees
Join the thousands of users already managing their finances with Plazo and download the app today.
* Subject to credit approval.
Representative example: For a revolving credit line of €1,500, drawn down in full from the outset, with a fixed annual nominal interest rate (TIN) of 21.86% and an Annual Percentage Rate of charge (TAE) of 24.19%, repayable in 48 equal monthly instalments of €47.15, with no further drawdowns or early repayments, the total amount payable will be €2,263.20. Total interest: €763.20. The repayment method is fixed instalment under a revolving payment arrangement. Subject to conditions.
Credit Line granted by ID Finance Plazo S.L.U. and managed through the app.
The PLAZO Card is issued and managed by PECUNIA CARDS EDE, S.L.U. (PECUNPAY), an Electronic Money Institution supervised by the Bank of Spain and registered under number CSB 6707, which acts as issuer and manager of the PLAZO card and payment account. If you experience any issue related to the card's operation, you can contact the payment service provider at:
WHAT'S INCLUDED WITH THE PLAZO CARD?
→ GET STARTED IN UNDER 10 MINUTES, 100% ONLINE
With Plazo you can sign up, apply for an online loan or request credit in just 10 minutes, using only your phone. The app is designed so you can access fast online loans and credit without any hassle.
Plazo is built to make managing your personal finances simple: online loans, fast credit and a flexible credit line, all from your phone and without complications.
¡Getting your digital credit card is fast!, paperless and done from your phone in 3 steps:
Step 1 - Sign up with your phone number and enter your personal details.
Step 2 - Create your account with biometric verification and link your bank account.
Step 3 - Get approved and start using your virtual card instantly.
→ FREE VIRTUAL AND PHYSICAL CARD
From the moment of approval you can use your virtual card. If you need the physical one, request it in the app — also free.
→ MASTERCARD
Pay at millions of online and physical stores worldwide with complete security.
→ NO PAPERWORK, NO GUARANTOR
Apply for your personal credit online with no unnecessary documentation or guarantees. Just your phone.
→ CASHBACK
3% cashback at supermarkets and up to 10% at over 170 well-known brands.
→ MEETING PROS
Access to professionals including doctors, lawyers, vets and more, whenever you need them.
→ MANAGE YOUR FINANCES
Track all your expenses, transactions and credit line from the app, with full control.
→ TURRÓN · Buy now, pay later with zero interest
Plazo goes even further with Turrón — split your purchases into installments with no interest and no fees. It's that simple:
- Split into up to 12 months
- 0% interest, 0 fees
Join the thousands of users already managing their finances with Plazo and download the app today.
* Subject to credit approval.
Representative example: For a revolving credit line of €1,500, drawn down in full from the outset, with a fixed annual nominal interest rate (TIN) of 21.86% and an Annual Percentage Rate of charge (TAE) of 24.19%, repayable in 48 equal monthly instalments of €47.15, with no further drawdowns or early repayments, the total amount payable will be €2,263.20. Total interest: €763.20. The repayment method is fixed instalment under a revolving payment arrangement. Subject to conditions.
Credit Line granted by ID Finance Plazo S.L.U. and managed through the app.
The PLAZO Card is issued and managed by PECUNIA CARDS EDE, S.L.U. (PECUNPAY), an Electronic Money Institution supervised by the Bank of Spain and registered under number CSB 6707, which acts as issuer and manager of the PLAZO card and payment account. If you experience any issue related to the card's operation, you can contact the payment service provider at:
Latest updates
3.122.0
¡Hola! Aquí tienes una nueva versión de Plazo con algunas mejoras. Quizá no lo notes a primera vista, pero seguimos trabajando desde el backstage. ¡Actualiza y obtén lo mejor de Plazo!
3.119.0
¡Hola! Aquí tienes una nueva versión de Plazo con algunas mejoras. Quizá no lo notes a primera vista, pero seguimos trabajando desde el backstage. ¡Actualiza y obtén lo mejor de Plazo!
3.116.0
¡Hola! Aquí tienes una nueva versión de Plazo con algunas mejoras. Quizá no lo notes a primera vista, pero seguimos trabajando desde el backstage. ¡Actualiza y obtén lo mejor de Plazo!
Plazo: Card and loans Android
Plazo: Card and loans gets 1k+ downloads a day worldwide (AppInsider estimate, November 2026, rounded down to a band).
Plazo: Card and loans is #9 in Finance Free on Google Play in Spain and charting in 1 of 23 countries we track.
Updated 9 Nov 2026 · rankings refresh through the day
DeveloperIDFinance Plazo, S.L.U.
CategoryFinance
PriceFree
Released
Installs1M+
Rating–
Updated
Content ratingEveryone
Best rank now
#9
Finance FreeMeasured
Plazo: Card and loans on Google Play
App details
App ID
es.card.plazo
Publisher
IDFINANCE PLAZO S.L.U.
Publisher country
Spain
Content rating
Everyone
Tech stack
Trackers and permissions of build v3.12.0, from the εxodus privacy report (CC BY-SA).
Trackers
6
Permissions
28
Trackers
Full permission listProSee plans
Plazo: Card and loans downloads
Worldwide, per day, and installs to date. The band is open; the exact number is free with an account.
How this is calculated
Google Play shows an exact lifetime install count; downloads per day are its daily change (measured). When Play hasn't refreshed the count, they come from new ratings and Top Free chart positions. Confidence is the chance the real number is within half to double ours.
Where Plazo: Card and loans's downloads come from Modelled
Last 30 days: organic search, browsing the store, features and paid ads.
Active users
All platforms, worldwide. Free with an account.
Stickiness (DAU / MAU)
how many monthly users open it on a given day
Retention · share of new users still active
Day 1
Day 7
Day 30
Time spent · per daily user
Average time spent Pro
min a day
Sessions a day Pro
Time per session Pro
min
How this is calculated
Monthly users come from lifetime installs across every store, fitted on monthly active user figures companies publish; daily users = monthly × the typical daily/monthly ratio for the category. Confidence is the chance the real number is within half to double ours.
Where it ranks on Google Play
Every top 200 chart it appears in across 23 countries.
| Country | Charts | Rank |
|---|---|---|
| Spain | FinanceFree | #9 |
| Spain | All AppsFree | #79 |
Apps near Plazo: Card and loans on the chart
Finance Free, around #9.
What users say about Plazo: Card and loans
From the 60 most recent Google Play reviews in the US.
Users report severe issues with account verification failures, blocked funds, and opaque fees, leading to accusations of fraud and discrimination. While some praise the app's convenience for quick loans, the majority experience broken functionality, poor customer support, and unexpected charges.
Mostly negative (38% of recent reviews give 4–5 stars). People like it for being easy to use, and being useful. The main complaints are about login and account problems. Recent reviews are more positive than earlier ones.
What people like
- Ease of use: “It's easy and straightforward”
- Useful: “This app is very helpful enough, when you're in need most, plazo is the best choice”
Common complaints
- Login & account: “Despues de recibir el OTP se queda pillda la app”
About Plazo: Card and loans
PLAZO is the Spanish financial app that gives you access to flexible credit, fast loans and a credit line of up to €5,000, all from your phone. Plus, with the new Turrón feature, you can pay in installments with zero interest. Everything in one single app.
WHAT'S INCLUDED WITH THE PLAZO CARD?
→ GET STARTED IN UNDER 10 MINUTES, 100% ONLINE
With Plazo you can sign up, apply for an online loan or request credit in just 10 minutes, using only your phone. The app is designed so you can access fast online loans and credit without any hassle.
Plazo is built to make managing your personal finances simple: online loans, fast credit and a flexible credit line, all from your phone and without complications.
¡Getting your digital credit card is fast!, paperless and done from your phone in 3 steps:
Step 1 - Sign up with your phone number and enter your personal details.
Step 2 - Create your account with biometric verification and link your bank account.
Step 3 - Get approved and start using your virtual card instantly.
→ FREE VIRTUAL AND PHYSICAL CARD
From the moment of approval you can use your virtual card. If you need the physical one, request it in the app — also free.
→ MASTERCARD
Pay at millions of online and physical stores worldwide with complete security.
→ NO PAPERWORK, NO GUARANTOR
Apply for your personal credit online with no unnecessary documentation or guarantees. Just your phone.
→ CASHBACK
3% cashback at supermarkets and up to 10% at over 170 well-known brands.
→ MEETING PROS
Access to professionals including doctors, lawyers, vets and more, whenever you need them.
→ MANAGE YOUR FINANCES
Track all your expenses, transactions and credit line from the app, with full control.
→ TURRÓN · Buy now, pay later with zero interest
Plazo goes even further with Turrón — split your purchases into installments with no interest and no fees. It's that simple:
- Split into up to 12 months
- 0% interest, 0 fees
Join the thousands of users already managing their finances with Plazo and download the app today.
* Subject to credit approval.
Representative example: For a revolving credit line of €1,500, drawn down in full from the outset, with a fixed annual nominal interest rate (TIN) of 21.86% and an Annual Percentage Rate of charge (TAE) of 24.19%, repayable in 48 equal monthly instalments of €47.15, with no further drawdowns or early repayments, the total amount payable will be €2,263.20. Total interest: €763.20. The repayment method is fixed instalment under a revolving payment arrangement. Subject to conditions.
Credit Line granted by ID Finance Plazo S.L.U. and managed through the app.
The PLAZO Card is issued and managed by PECUNIA CARDS EDE, S.L.U. (PECUNPAY), an Electronic Money Institution supervised by the Bank of Spain and registered under number CSB 6707, which acts as issuer and manager of the PLAZO card and payment account. If you experience any issue related to the card's operation, you can contact the payment service provider at:
WHAT'S INCLUDED WITH THE PLAZO CARD?
→ GET STARTED IN UNDER 10 MINUTES, 100% ONLINE
With Plazo you can sign up, apply for an online loan or request credit in just 10 minutes, using only your phone. The app is designed so you can access fast online loans and credit without any hassle.
Plazo is built to make managing your personal finances simple: online loans, fast credit and a flexible credit line, all from your phone and without complications.
¡Getting your digital credit card is fast!, paperless and done from your phone in 3 steps:
Step 1 - Sign up with your phone number and enter your personal details.
Step 2 - Create your account with biometric verification and link your bank account.
Step 3 - Get approved and start using your virtual card instantly.
→ FREE VIRTUAL AND PHYSICAL CARD
From the moment of approval you can use your virtual card. If you need the physical one, request it in the app — also free.
→ MASTERCARD
Pay at millions of online and physical stores worldwide with complete security.
→ NO PAPERWORK, NO GUARANTOR
Apply for your personal credit online with no unnecessary documentation or guarantees. Just your phone.
→ CASHBACK
3% cashback at supermarkets and up to 10% at over 170 well-known brands.
→ MEETING PROS
Access to professionals including doctors, lawyers, vets and more, whenever you need them.
→ MANAGE YOUR FINANCES
Track all your expenses, transactions and credit line from the app, with full control.
→ TURRÓN · Buy now, pay later with zero interest
Plazo goes even further with Turrón — split your purchases into installments with no interest and no fees. It's that simple:
- Split into up to 12 months
- 0% interest, 0 fees
Join the thousands of users already managing their finances with Plazo and download the app today.
* Subject to credit approval.
Representative example: For a revolving credit line of €1,500, drawn down in full from the outset, with a fixed annual nominal interest rate (TIN) of 21.86% and an Annual Percentage Rate of charge (TAE) of 24.19%, repayable in 48 equal monthly instalments of €47.15, with no further drawdowns or early repayments, the total amount payable will be €2,263.20. Total interest: €763.20. The repayment method is fixed instalment under a revolving payment arrangement. Subject to conditions.
Credit Line granted by ID Finance Plazo S.L.U. and managed through the app.
The PLAZO Card is issued and managed by PECUNIA CARDS EDE, S.L.U. (PECUNPAY), an Electronic Money Institution supervised by the Bank of Spain and registered under number CSB 6707, which acts as issuer and manager of the PLAZO card and payment account. If you experience any issue related to the card's operation, you can contact the payment service provider at:
What's new in 3.122.0
Launching a new version of Plazo! We have tightened some screws for you to enjoy a more faster and friendly experience in the app. Thank you for trusting Plazo, we keep improving so that you enjoy the best banking experience.
Remember that in Plazo we will never ask you for your passwords, SMS codes, card numbers or secret numbers. Do not share them with anyone.
Remember that in Plazo we will never ask you for your passwords, SMS codes, card numbers or secret numbers. Do not share them with anyone.