Raiz | Earn, Save & Invest

Grow your wealth with Raiz. Join over 330,000 Aussies saving, investing and reaching their life goals with Raiz.

Featured in Forbes, WIRED, Bloomberg BusinessWeek, Business Insider, CNBC, Channel 9 News, Channel 7.



MULTIPLY YOUR SAVINGS

Get started in minutes. From $5, invest automatically through round-ups or regular contributions and grow your wealth over time.


MICRO-INVESTING, FULL FLEXIBILITY

Raiz makes it easy to start investing, whether you have $5 or $5 million.

• Round-Ups: With every purchase, we round up the spare change and invest it automatically, enabling you to build wealth in the background.

• One-off or Recurring Investments: Choose daily, weekly, fortnightly or monthly automatic deposits.

• Invest, withdraw, or switch portfolios whenever you like.


INVEST SIMPLY, GROW STEADILY

• Diversify and thrive: Keep it simple and pick from 8 ready-made portfolios, or go hands-on with Raiz Plus, building a custom portfolio with a mix of ETFs, ASX stocks, property, and crypto.

With automatic rebalancing, Raiz helps keep your portfolio aligned to its set target asset allocation. When market movements, deposits or withdrawals cause your portfolio to drift from its targets, Raiz automatically adjusts it back in line.


• Set targets with Jars: Save and invest for what matters, from travel dreams to a home deposit.

• See the bigger picture with My Finance: Get a real-time picture of your finances. Track your spending, monitor your income, and understand where your money goes, so you can make smarter decisions.


REWARDS AND CASHBACK

Earn while you save and invest. Shop with hundreds of brands like Expedia, THE ICONIC, and Woolworths through Raiz Rewards, and get cashback invested directly into your Raiz account.

Turn your everyday shopping and travel bookings into cashback that's automatically invested, helping you grow your portfolio. Complete in-app surveys and offers to earn even more.



YOUR FUTURE, AT THE PALM OF YOUR HAND

• Raiz Kids: Create investment accounts for children under 18 with permissions you control. Build good habits early and invest for their future.

• Decide where your Super is invested. Use Raiz Invest Super and select a portfolio from the Raiz investment options you know.



A TRACK RECORD YOU CAN TRUST

Raiz is a publicly listed Australian company (ASX: RZI), trusted by 1.7 million Aussies who signed up to the Raiz app.

“[Raiz has] a wealth-building process made effortless, one tap at a time.” - Sydney Morning Herald, October 2025.



TRANSPARENT FEES

• Unlimited transactions with zero brokerage fees.

• Monthly and/or percentage-based fees depending on your plan.

• No fees when your total balance is below $1.



QUESTIONS?

Contact us at [email protected] or on 1300 754 748 and we’ll get right back to you.



This app is issued in Australia by Instreet Investment Limited (ACN 128 813 106 AFSL 434776) (Instreet) as Responsible Entity of the Raiz Inve