SA Tax

See what you take home after PAYE.

Type a monthly salary and SATax shows PAYE, UIF, medical tax credits, and retirement deductions from official SARS tables — updated for the 2027 tax year.

Compare a new job offer, test an extra RA contribution, and keep SARS deadlines on your Home Screen.

TAKE-HOME IN SECONDS
Enter monthly or annual gross. SATax applies SARS brackets, age-based rebates, medical scheme fees tax credits (s6A), UIF for employees, and the s11F retirement deduction (27.5% / annual cap). The headline is monthly take-home, with PAYE, UIF, and effective vs marginal rates underneath.

WHAT IF YOU EARN MORE — OR SAVE MORE?
Drag the retirement contribution slider to see tax saved and the net cost of extra RA or pension. Add a bonus or 13th cheque to see PAYE on that amount.

COMPARE OFFERS AND TAX YEARS
Save named salary scenarios (Current job vs New job offer) and compare take-home side by side. Or compare any two tax years from 2015 through 2027, with optional inflation adjustment.

MORE THAN SALARY
Capital gains tax (annual and primary-residence exclusions), retirement fund lump sums, provisional tax (IRP6) estimates with calendar due dates, TFSA annual and lifetime limits, and the local interest exemption.

WIDGETS, SIRI, AND SHARE
Home Screen widgets for take-home and SARS deadlines. App Intents so Siri can open the salary calculator. Share a payslip-style PDF or image from Salary, Capital, Retirement, or scenario compare.

ON-DEVICE EXPLANATIONS
On Apple Intelligence devices, an on-device assistant explains your numbers. It never invents tax figures — every amount is grounded in SATax’s SARS-table engine. Conversations stay on the device. Every calculator works fully without it.

AFRIKAANS AND ACCESSIBILITY
Interface in English and Afrikaans. VoiceOver-friendly results, Dynamic Type, and Reduce Motion support.

WORKS OFFLINE
SARS tables ship in the app. When a new year is published, rates can refresh in the background; if the network is down, bundled tables remain.

PROFESSIONAL ACCURACY
All calculations use official SARS tax tables and formulas. SATax is an educational estimate for planning and learning — not tax advice, not eFiling, and not a substitute for a registered tax practitioner or SARS. Confirm figures before you file.

For employees checking a payslip, anyone weighing a job offer, provisional taxpayers planning IRP6, and anyone who wants a clear picture of South African personal tax.