Solventa One

Solvus One is a financial management and credit analysis app that helps you understand credit terms, compare available options, evaluate potential risks, and keep existing obligations under control.

UNDERSTAND YOUR CREDIT AGREEMENTS

Upload a credit agreement as a PDF or photo and receive a structured AI-assisted analysis of its key conditions. Solvus One helps identify interest rates, fees, late-payment penalties, repayment periods, early repayment rules, and clauses that may require additional attention.

Each analysis presents the information clearly, highlights potential risks, and provides a safety score. You can review original clauses and return to previous analyses whenever needed.

COMPARE FINANCIAL OPTIONS

Explore available offers and compare their key parameters side by side:

• Interest rates and estimated costs
• Available amounts and repayment periods
• Fees and late-payment penalties
• Early repayment conditions
• Transparency and risk indicators
• Estimated repayment amounts

Add options from the in-app catalogue, upload supporting documents, or enter the conditions manually. Use filters to search by institution type, credit purpose, amount, term, transparency level, and other relevant criteria.

SIMULATE YOUR BUDGET

Use the built-in simulator to estimate how a credit may affect your finances. Enter the requested amount, repayment period, payment date, monthly income, regular expenses, and existing obligations to receive an affordability assessment.

Test scenarios including a salary delay, increased expenses, a different credit amount, a longer repayment period, or early repayment. Solvus One provides estimated results and practical insights to help you understand possible outcomes before making a commitment.

MANAGE EXISTING OBLIGATIONS

Keep your active credits organized in one place. Add credit details, monitor repayment progress, review upcoming payments, and use the payment calendar to plan ahead.

Track monthly payments, due dates, remaining balances, repayment status, estimated budget pressure, and possible payment-delay risks. Configure reminders so important dates are easier to manage.

FOLLOW IMPORTANT CHANGES

Save selected offers to your watchlist and monitor changes in rates, available amounts, terms, ratings, or risk indicators. Choose which changes you want to follow and configure in-app notifications.

IMPORTANT INFORMATION

Solvus One is an informational and financial management tool. It is not a bank, lender, credit broker, or financial adviser. The app does not issue credits, collect repayments, make approval decisions, or guarantee approval.

Eligibility requirements, final interest rates, fees, available amounts, repayment schedules, and contractual obligations are determined exclusively by the relevant financial institution. Users should review the provider’s official terms and complete agreement before accepting a financial product.

SOLMAR CAPITAL PARTNERS SL. is not responsible for decisions made by fi