Tech Cash

Tech Cash provides mobile-based cash loan services for eligible customers in the Philippines. The app is designed to help users submit loan applications, review available loan offers, check repayment information, and keep track of their loan records in one place.

Users can complete the application process through their mobile phone. After the required information is submitted, the application will be reviewed based on the user’s eligibility, submitted documents, and other assessment requirements. The final loan offer, if available, will be shown in the app for the user to review before confirmation.

Loan Information

Available Loan Amount: ₱1,000 to ₱50,000
Loan Duration: 91 days to 180 days
Annual Percentage Rate: 8% to 20%
Maximum Annual Percentage Rate: 36% or below, including applicable interest and fees
Repayment Arrangement: Based on the loan plan displayed in the app
Fees and Charges: Clearly presented before the user confirms the loan

The loan amount, loan duration, interest rate, service fee, repayment date, and total repayment amount may vary depending on the user’s application result and the final loan plan provided in the app.

Loan Cost Example

For reference, if a customer receives a loan of ₱10,000 with a 91-day term and a 12% annual interest rate:

Interest Amount = ₱10,000 × 12% ÷ 365 × 91 = ₱299.18
Total Repayment = ₱10,000 + ₱299.18 = ₱10,299.18

This calculation is only an example. The actual repayment amount will be based on the loan details displayed to the user before loan confirmation.

What Users Can Do in Tech Cash

Submit a Loan Application
Users can fill in basic information and submit required details through the app.

Review Loan Terms Before Confirmation
Before proceeding, users can check the approved amount, loan period, interest, fees, due date, and total amount payable.

Check Application Progress
Users can view whether their application is being reviewed, approved, declined, or completed.

Manage Repayment Details
Users can see repayment dates, payable amounts, and loan records inside the app.

Update Account Information
Users may manage necessary account information according to app requirements.

Basic Application Requirements

Applicants should meet the following conditions:

At least 18 years old
Currently residing in the Philippines
Own an active mobile number
Have a valid government-issued identification document
Have a receiving account under their nameProvide correct and complete application information

Loan approval is not automatic. All applications are subject to review, verification, and approval according to the applicable assessment process.

Important Borrowing Reminder

Before accepting any loan offer, users should carefully check the loan amount, repayment date, interest, service fees, and total repayment amount. Please apply only for an amount that matches your actual needs and repayment capacity.

Failure to repay on time may result in additional charges and may affect future access to loa