UB Negosyante

Designed to take the hassle out of banking so you could focus on growing your business. Enjoy seamless experience with UB Negosyante SME Business Banking.

Open an account
• First Philippine Bank to enable customers to open business accounts without going to the branch
• Choose between Business Starter with an initial deposit of PHP 5,000.00 or Business Check with an initial deposit of PHP 100,000.00

Deposit Checks
• Deposit checks up to PHP 500,000.00
• Deposit checks by taking a photo via the app
• Get notified of your status through the app

Generate QRPH
• Generate your business' QRPH code and receive payments instantly
• Collect payments from any participating QRPH banks and e-wallets

Request Payments
• Collect payments with your own checkout page
• Provide your customers the option to choose between UnionBank Online, InstaPay, GCash, GrabPay, Debit or Credit Card, Palawan Express, and more
• Monitor your payments and get notified in real-time

Transfer Funds
• Save your frequent recipients
• Schedule your transfers
• Transfer funds to anyone, to any bank, any time, without any enrollment or going to the branch
• Real-time crediting for transfers between your accounts or other UnionBank accounts
• Transfer real-time up to PHP 50,000.00 via InstaPay
• Transfer to anyone with PESONet. Same or next business day crediting
• Transfer U.S. Dollars to other local banks via PDDTS for only US$ 2.00
• Transfer U.S. Dollars internationally via SWIFT for only US$ 25.00

Pay Bills
• Select from over 300+ billers
• Pay your utility, phone, rent, and more
• No need to enroll billers
• Save billers you regularly pay
• Schedule your regular payments

Approvals
• Manage transactions that require your approval

View Accounts
• View all your account balances in one place
• Real-time monitoring of your transactions

Security
• Secured access enabled by OTP and biometrics
• Self-service password reset and profile unblocking

2023 Best Bank For SMEs in the Philippines by 2023 Asiamoney
2023 Mobile Banking & Payment Initiative of the Year by Asian Banking & Finance
2022 Outstanding Digital CX Payments by The Digital Banker
2022 SME Bank of the Year by Asian Banking and Finance
2021 SME Bank of the Year by Asian Banking and Finance
2021 SME Bank of the Year by EFMA
2021 Best Bank for SMEs by Asiamoney
2021 Best Mobile Banking Technology by Asian Banking and Finance

Also available on the web: https://business.unionbankph.com

Union Bank of the Philippines is regulated by the Bangko Sentral ng Pilipinas.
For inquiries and comments, reach out to us through UnionBank Business Support at [email protected] or (02) 8-667-2668.
Member: PDIC. Maximum deposit insurance for each depositor: PHP 1,000,000.