Udhaari - Loan & EMI Tracker

Managing multiple EMIs is stressful. Home loans, personal loans, car loans, credit card EMIs — Udhaari puts everything in one place. Track your balances, never miss a payment, and always know exactly what you owe and when.

Track Every Loan in One Place
Add all your loans and see your total debt, outstanding balance, and upcoming EMIs at a glance. Udhaari supports:
- Home Loan
- Car Loan
- Personal Loan
- Credit Card EMI
- Overdraft & Flexi Loan
- Friends & Family Loan

No more switching between bank apps or digging through paperwork. Everything in one dashboard.

EMI Reminders That Actually Work
Set automatic reminders before every EMI due date. Never pay a late fee again. Udhaari keeps your repayment schedule front and center so you're always one step ahead.

Full Amortization Schedule
See a complete month-by-month breakdown of your loan — principal, interest, and outstanding balance — for every EMI. Understand exactly where your money is going and how long until you're debt-free.

Prepayment & Foreclosure Planning
Thinking of making a prepayment? Udhaari shows you exactly how much interest you save and how it impacts your remaining schedule. Make smarter decisions about your money.

Track Informal Loans Too
Borrowed from a family member? Lent money to a friend? Add it to Udhaari just like a bank loan — with repayment schedules, reminders, and a clear record of every transaction.

Recurring Expense Tracking
Track regular financial commitments — insurance premiums, subscriptions, rent, SIP payments — on any frequency. Daily, weekly, monthly, quarterly, half-yearly, yearly, or every N days. Never lose track of a recurring obligation again.

Secure Cloud Backup & Multi-Device Sync
Your financial data is encrypted and backed up securely. Switch phones without losing a single record. Access your loans from any device, anytime.

Export to PDF & Excel
Generate clean reports of your loan history and repayment schedule. Save them for your records or share with family.

Who Uses Udhaari
- Salaried professionals managing home loan and personal loan EMIs
- Anyone juggling credit card EMIs alongside bank loans
- People with overdraft or flexi loan accounts wanting clarity on outstanding balance
- Anyone who has borrowed from or lent to family and friends
- Anyone who wants to plan prepayments and get debt-free faster

Download Udhaari — India's Loan & EMI Tracker

Free to start. No bank account linking required. No hidden charges. Just honest, simple loan tracking built for India.

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