Uphold: Trade crypto & stocks

Uphold makes your money work harder for you.
Crypto, stocks, yield, & loans—all in one app. Trusted by millions.

TRUST & SECURITY
Your money is 100% reserved. We never loan out your funds. Advanced encryption for your data.

INVESTING
Buy and sell 360+ digital assets. Trade 4,000+ stocks and ETFs¹.

USD INTEREST ACCOUNT
Earn up to 3.75%² APY on your cash balance.

STAKING
Earn up to 13.9%³. Weekly rewards.

PAYCHECK TO CRYPTO
Earn up to 3%⁴ when you Auto-Invest a portion of your paycheck.

UPHOLD DEBIT CARD
Earn up to 4%⁵ in XRP on your spending.

USDC LENDING
Earn up to 7%⁶ yield by lending USDC.

STABLECOIN REWARDS
3% on RLUSD and 2% on USDC.⁷

INSTANT CASH LOANS
Borrow against your crypto without selling. Get cash directly into your Uphold balance.⁸

EARLY PAYCHECK
Get your paycheck up to 2 days early with Direct Deposit.


DISCLAIMERS: Based on availability in your location. Digital assets are risky and may fluctuate in value. Investors should consider the investment objectives of trading carefully before investing.

¹Securities offered via Uphold Securities Inc. in a fractional capacity and custodied by Apex Clearing Corporation. Brokerage services offered through Uphold Securities Inc., a registered broker dealer (member FINRA & SIPC). Stocks and ETFs are subject to market fluctuation and, in the case of ETFs, the risks of their underlying investments. ETFs also subject to management fees and other expenses.

²Brokerage account offered by Atomic Brokerage LLC, member FINRA/SIPC, for participation in the Atomic Cash Sweep Program. Neither Atomic Brokerage, nor any of its affiliates, is a bank. Funds held in your Atomic Brokerage account are not FDIC-insured. For full details about the program and more information, go to http://www.atomicvest.com/atomicbrokerage. Balances of $1,000 or more earn 3.75% APY. Balances under $1,000 earn 2% APY. Rates subject to change.

³Staking rewards not guaranteed and assets are locked during unbonding period. Cryptoassets are volatile and may lose value while staked. Uphold takes a 20–25% commission. APYs are estimates, not guarantees. Staking rewards may vary based on supply and demand in the blockchain's protocols. Uphold has no control over and cannot guarantee APY rates.  

⁴Earn XRP on Auto-Invest purchases. 3% back for purchases of $500+/mo and 2% back for purchases under $500/mo. Max reward $300/mo. Rates subject to change. Terms apply https://uphold.com/en-us/legal/auto-invest-xrp-reward-program.

⁵Cards issued by Cross River Bank, Member FDIC on the Visa network. Terms apply https://uphold.com/en-us/legal/card-terms. Reward values vary based on Card Plan and subject to change.

⁶USDC Lending Yield is variable, not guaranteed and paid by the Exactly Protocol. Uphold does not control or manage the Protocol. USDC leaves the Uphold wallet. Withdrawals depend on available pool liquidity.

⁷Stablecoin Rewards subject to change. Percent rewards are calculated on an annualized basis.

⁸Terms apply