Wagetap: Instant Cash Advance
Wagetap: Instant Cash Advance gets 500+ downloads a day worldwide (AppInsider estimate, September 2026, rounded down to a band).
Wagetap: Instant Cash Advance is #39 in Finance Free in Australia and charting in 1 of 24 countries we track.
Updated 27 Sep 2026 · rankings refresh through the day
DeveloperDigital Services Australia V Pty Ltd
CategoryFinance
PriceFree
Released
Rating★ 4.9 (17k)
Version11.11
Age rating17+
First seen by us🇦🇺 25 Sep 2026
Rating
4.9 ★
17k ratings
Measured
Best rank now
#39
🇦🇺 Finance Free
Measured
Wagetap: Instant Cash Advance downloads
Worldwide, per day, and installs to date. The band is open; the exact number is free with an account.
How this is calculated
Apple publishes no download counts. iPhone downloads come from chart positions and daily rating growth per country, calibrated on Google Play install counts; lifetime installs from ratings worldwide × installs per rating. Confidence is the chance the real number is within half to double ours.
Where Wagetap: Instant Cash Advance's downloads come from Modelled
Last 30 days: organic search, browsing the store, features and paid ads.
Active users
All platforms, worldwide. Free with an account.
Stickiness (DAU / MAU)
how many monthly users open it on a given day
Retention · share of new users still active
Day 1
Day 7
Day 30
Time spent · per daily user
Average time spent Pro
min a day
Sessions a day Pro
Time per session Pro
min
How this is calculated
Monthly users come from lifetime installs across every store, fitted on monthly active user figures companies publish; daily users = monthly × the typical daily/monthly ratio for the category. Confidence is the chance the real number is within half to double ours.
Where it ranks now
Every top chart it appears in across 24 countries.
| Country | Charts | Rank |
|---|---|---|
| 🇦🇺 Australia | FinanceFree | #39 |
Apps near Wagetap: Instant Cash Advance on the chart
🇦🇺 Finance Free, around #39.
Ratings
App Store, worldwide.
Rating
4.9 ★
17k ratings
Measured
Ratings
17k
Measured
Wagetap: Instant Cash Advance app details
App ID
1513517219
Publisher
Digital Services Australia V Pty Ltd
Publisher country
–
Content rating
17+
About Wagetap: Instant Cash Advance
Get Cash Instantly with Our Payday Advance App:
We’re a leading wage advance and bill split app designed to help you handle life’s unexpected expenses. Because we know emergencies happen, and sometimes you just need fast same day support.
Need Help Paying Bills? Split Your Monthly Bills into 3 or 4 Payments
With Wagetap you can access your pay on demand instantly and cash out up to $2000 within just a couple of minutes. We’re also one of the best bill splitting apps, enabling you to split your bill payments into smaller repayments and pay over time.
So download Wagetap today and let us help with those unexpected expenses!
How do I create an account?
1. Sign Up
2. Connect your bank account
3. Cash out instantly
What do I need to do to make a withdrawal?
When making a withdrawal for the first time, you’ll need to verify your identity with a valid driver’s license, passport or medicare card. Every withdrawal after this, you’ll be able to select your amount and cash out instantly.
How does split my bill feature work?
Add your bill details within your eligibility limit
We cover your bill for you
You repay in smaller repayments on your next few paydays.
Can I get my pay instantly?
Yes, if you’re with any major banks (eg. CBA, ANZ, Westpac) you will receive cash in your account instantly, smaller banks may take up to 1 - 2 business days.
How much does Wagetap cost?
Wagetap charges a 5% transaction fee and 24% interest per annum. For example, for a $100 loan repaid within one week, the cost would be a $5 transaction fee and $0.46 interest, totalling $5.46.
When is my repayment due?
Wagetap offers flexible repayment options you can choose from. We recommend options that aligns with your pay cycle unless you select otherwise. You can repay your wage advance at any time after the minimum repayment period of 2 days. Full repayment is required in 62 days (the maximum repayment period).
Is Wagetap a loan app?
Wagetap gives you access to funds before your next payday, but it isn’t a traditional cash loan provider. Our wage advances are shorter-term than personal loan apps such as Moneyme, Moneyspot, Nimble, and Cash Converters, and they’re typically more affordable than payday loan options like small-amount account credit contracts.
Is Wagetap a buy now, pay later app like Afterpay, Zip or Klarna?
Although we share some similarities with buy now, pay later services in Australia, Wagetap operates differently. Unlike buy-now-pay-later platforms such as Afterpay, Zip, or Klarna, we don’t offer a shop-now-pay-later model and we don’t restrict where you can spend your funds. Your cash advance can be used however you choose.
Is Wagetap similar to other wage advance apps like Wagetap, Beforepay, or MyPayNow?
While we provide wage advance services in Australia comparable to Wagetap, Beforepay, and MyPayNow, there are key differences. Wagetap offers payday advances of up to $3,000 and includes a rewards program designed to give back to our valued custome
We’re a leading wage advance and bill split app designed to help you handle life’s unexpected expenses. Because we know emergencies happen, and sometimes you just need fast same day support.
Need Help Paying Bills? Split Your Monthly Bills into 3 or 4 Payments
With Wagetap you can access your pay on demand instantly and cash out up to $2000 within just a couple of minutes. We’re also one of the best bill splitting apps, enabling you to split your bill payments into smaller repayments and pay over time.
So download Wagetap today and let us help with those unexpected expenses!
How do I create an account?
1. Sign Up
2. Connect your bank account
3. Cash out instantly
What do I need to do to make a withdrawal?
When making a withdrawal for the first time, you’ll need to verify your identity with a valid driver’s license, passport or medicare card. Every withdrawal after this, you’ll be able to select your amount and cash out instantly.
How does split my bill feature work?
Add your bill details within your eligibility limit
We cover your bill for you
You repay in smaller repayments on your next few paydays.
Can I get my pay instantly?
Yes, if you’re with any major banks (eg. CBA, ANZ, Westpac) you will receive cash in your account instantly, smaller banks may take up to 1 - 2 business days.
How much does Wagetap cost?
Wagetap charges a 5% transaction fee and 24% interest per annum. For example, for a $100 loan repaid within one week, the cost would be a $5 transaction fee and $0.46 interest, totalling $5.46.
When is my repayment due?
Wagetap offers flexible repayment options you can choose from. We recommend options that aligns with your pay cycle unless you select otherwise. You can repay your wage advance at any time after the minimum repayment period of 2 days. Full repayment is required in 62 days (the maximum repayment period).
Is Wagetap a loan app?
Wagetap gives you access to funds before your next payday, but it isn’t a traditional cash loan provider. Our wage advances are shorter-term than personal loan apps such as Moneyme, Moneyspot, Nimble, and Cash Converters, and they’re typically more affordable than payday loan options like small-amount account credit contracts.
Is Wagetap a buy now, pay later app like Afterpay, Zip or Klarna?
Although we share some similarities with buy now, pay later services in Australia, Wagetap operates differently. Unlike buy-now-pay-later platforms such as Afterpay, Zip, or Klarna, we don’t offer a shop-now-pay-later model and we don’t restrict where you can spend your funds. Your cash advance can be used however you choose.
Is Wagetap similar to other wage advance apps like Wagetap, Beforepay, or MyPayNow?
While we provide wage advance services in Australia comparable to Wagetap, Beforepay, and MyPayNow, there are key differences. Wagetap offers payday advances of up to $3,000 and includes a rewards program designed to give back to our valued custome
Latest updates
11.11
You can now access up to $2000 of your wage in advance!
Update your app to make sure you're on the latest version of Wagetap.