Wealthsimple

Grow your money with Wealthsimple. Smart investing tools and personalized advice designed to build long-term wealth.

Get a portfolio built by our experts
Our customized investing portfolios offer lower fees than most mutual funds, so more of your money is put to work. We invest your money in many different assets across the market. By diversifying your investments, we help minimize your risk and maximize reward. Plus, it runs on auto-pilot, with automatic deposits, portfolio rebalancing, and dividend reinvestment.

Build your own portfolio with low fees
Choose from thousands of stocks and ETFs. No account minimums and no commissions. Start trading stocks for as little as $1 - including fractional shares of more than 500 stocks and ETFs. For $10/month, you can access USD accounts to skip the FX transaction fees on USD trades. Plus, we won't charge you for any USD transfers from other financial institutions.

Accounts for your financial goals
Open a non-registered (personal) investing account, or get the tax benefits of registered accounts like RRSPs and TFSAs. Our portfolios can also be invested in RESP, LIRA, Corporate, Spousal RRSP, and joint non-registered accounts.

Advice on demand
Our team of managed investing financial advisors are fiduciaries, meaning they’re obligated to offer only the information you want, not a sales pitch. Whatever you need, we’re here to help.

Spend, save, and grow your wealth with the Chequing account
Earn up to 2.25% interest or more on your entire balance, and enjoy great features like free Interac e-Transfers®, early pay days via direct deposit, bill pay, and more. All with up to $1,000,000 in CDIC coverage on eligible deposits.

Buy, sell, and stake crypto
Trade Bitcoin, Ethereum, Solana, Dogecoin, Shiba Inu, and 140+ other coins. Stake to earn passive returns, all on Canada’s first regulated trading platform. Transfer coins to and from your Wealthsimple wallet in just a few taps. No complicated software or account minimums - just simple and secure crypto trading.

Trusted by over 3 million Canadians
Your deposits and securities are protected through CDIC or CIPF within specified limits, and we use state-of-the-art encryption to help keep your data and money safe.

Start investing in minutes. Open an account, make a deposit, and put your money to work.
--
Managed accounts are offered by Wealthsimple Inc., a registered portfolio manager in each province and territory of Canada.
Stocks and ETFs are offered by Wealthsimple Investments Inc. (WSII). WSII is a member of the Investment Industry Regulatory Organization of Canada. Customer accounts held at WSII are protected by CIPF within specified limits in the event WSII becomes insolvent. A brochure describing the nature and limits of coverage is available upon request or at CIPF.

Our Cash product is offered by Wealthsimple Investments Inc. and Wealthsimple Payments Inc., a FINTRAC registered money services business. The funds you add to a Cash account are held s