Zivo Downloads & RevenueZivo: Cash Advance · App Store

Short before payday? Zivo gives you access to wages you've already earned — in minutes.
It's your money early, not a loan: no interest, no APR, no late fees, no credit check.

HOW IT WORKS
• Create your account with your phone number and verify your identity
• Link the bank account where your paycheck lands (read-only, via Plaid)
• Get approved for a Zivo membership and see your available advance
• Choose an amount and speed, review the fee and the date it comes out of your paycheck, confirm
• Your advance comes out of your next paycheck automatically

ZIVOADVANCE™
• $25–$150 based on your earned wages and pay cycle
• Standard or Instant delivery
• One Access Fee, disclosed in dollars up front — fixed once you confirm, nothing accrues
• Live Activity on your Lock Screen while your advance is on its way

INSIGHTS
• See income, spending pace, recurring charges and bank fees
• Know how far your money goes until payday

YOUR ACCOUNT, YOUR CONTROL
• English and Spanish
• Face ID unlock
• Cancel membership or delete your account any time from the You tab

Zivo: Cash Advance is operated by Rise Digital Financial Corp, a financial technology company, not a bank. Earned wage access is not a loan or credit. Membership approval and eligibility required; available in the United States only. Fees and terms: zivoneobank.com/disclosures
Terms: zivoneobank.com/terms · Privacy: zivoneobank.com/privacy
Support: zivoneobank.com/support · [email protected]