AdaKami Downloads & RevenueAdaKami: Online Financing · App Store & Google Play

AdaKami: Online Financing for Malaysia AdaKami helps eligible users in Malaysia apply for online financing through official digital channels. Review application steps, financing information, costs, repayment schedule and status before making your borrowing decision.
Why use AdaKami?
Apply online directly from your mobile phone
Check all costs and repayment details clearly before agreement
Choose financing amount based on your actual needs and repayment ability
Funds disbursed once approved
Track application status anytime inside the app
Receive repayment reminders to manage due dates
Submit information only through official AdaKami channels

Financing Information
• Financing amount: RM300 – RM10,000
• Repayment period: 90 – 180 days
• Maximum Annual Percentage Rate (APR): 18% per annum
• Daily rate starting from 0.05%

Financing Illustration (For Reference Only — Not a Financing Offer)
• Financing amount: RM5,000
• Tenure: 60 days
• Total overpayment: RM5,000 × 60 × 0.05% = RM150
• Total repayment amount: RM5,150
• Monthly repayment: RM2,575

Application Eligibility

• Malaysian citizens aged 18 years old and above
• Possess a valid MyKad
• Hold an active personal bank account
• Have stable source of income and repayment capacity

How It Works
1. Download AdaKami and register your account
2. Submit personal and employment information
3. Complete secure eKYC verification (MyKad + selfie)
4. We conduct fast credit assessment
5. Select your preferred financing amount and sign documents electronically (e-sign)
6. Receive your financing once approved

Use Cases
Cover unexpected hospital bills, school fees, home repairs and planned family trips. No branch visits, no physical documents, no guarantor required. Complete your application easily with just a few taps on your phone.

Company & Official Information
Service Provider: We Gold Capital SDN. BHD.
Address: NO. 30-2, JALAN 4/146, BANDAR TASIK SELATAN, 57000 KUALA LUMPUR, WILAYAH PERSEKUTUAN KUALA LUMPUR
Website: www.adakami.my
Customer support: [email protected]

Important Responsible Borrowing Notice
Financing involves financial commitment. Please apply only for the amount you can afford to repay. Approval is subject to financing provider’s assessment, documentation and relevant laws. Terms are configured by the licensed financing provider and are subject to change. Always refer to the signed Financing Agreement for final terms.

FAQ
Q1: Is AdaKami a personal financing app?
A: Yes, AdaKami provides conventional online digital financing. All fees and repayment schedules are fully transparent before you confirm your application.
Q2: Can I get financing without a credit card or guarantor?
A: Yes. No credit card, guarantor or collateral is required. It is unsecured financing. Submit your information, pass our quick credit assessment and receive your funds fully online and securely.
Q3: How secure is the application and disbursement process?
A: Safe and fully digital. All d

AdaKami: Online Financing for Malaysia AdaKami helps eligible users in Malaysia apply for online financing through official digital channels. Review application steps, financing information, costs, repayment schedule and status before making your borrowing decision.
Why use AdaKami?
Apply online directly from your mobile phone
Check all costs and repayment details clearly before agreement
Choose financing amount based on your actual needs and repayment ability
Funds disbursed once approved
Track application status anytime inside the app
Receive repayment reminders to manage due dates
Submit information only through official AdaKami channels

Financing Information
• Financing amount: RM300 – RM10,000
• Repayment period: 90 – 180 days
• Maximum Annual Percentage Rate (APR): 18% per annum
• Daily rate starting from 0.05%

Financing Illustration (For Reference Only — Not a Financing Offer)
• Financing amount: RM5,000
• Tenure: 60 days
• Total overpayment: RM5,000 × 60 × 0.05% = RM150
• Total repayment amount: RM5,150
• Monthly repayment: RM2,575

Application Eligibility

• Malaysian citizens aged 18 years old and above
• Possess a valid MyKad
• Hold an active personal bank account
• Have stable source of income and repayment capacity

How It Works
1. Download AdaKami and register your account
2. Submit personal and employment information
3. Complete secure eKYC verification (MyKad + selfie)
4. We conduct fast credit assessment
5. Select your preferred financing amount and sign documents electronically (e-sign)
6. Receive your financing once approved

Use Cases
Cover unexpected hospital bills, school fees, home repairs and planned family trips. No branch visits, no physical documents, no guarantor required. Complete your application easily with just a few taps on your phone.

Company & Official Information
Service Provider: We Gold Capital SDN. BHD.
Address: NO. 30-2, JALAN 4/146, BANDAR TASIK SELATAN, 57000 KUALA LUMPUR, WILAYAH PERSEKUTUAN KUALA LUMPUR
Website: www.adakami.my
Customer support: [email protected]

Important Responsible Borrowing Notice
Financing involves financial commitment. Please apply only for the amount you can afford to repay. Approval is subject to financing provider’s assessment, documentation and relevant laws. Terms are configured by the licensed financing provider and are subject to change. Always refer to the signed Financing Agreement for final terms.

FAQ
Q1: Is AdaKami a personal financing app?
A: Yes, AdaKami provides conventional online digital financing. All fees and repayment schedules are fully transparent before you confirm your application.
Q2: Can I get financing without a credit card or guarantor?
A: Yes. No credit card, guarantor or collateral is required. It is unsecured financing. Submit your information, pass our quick credit assessment and receive your funds fully online and securely.
Q3: How secure is the application and disbursement process?
A: Safe and fully digital. All d

Digital Loan Application With OJK Licensed
🎉🎉🎉 AdaKami - Digital cash loan platform with HIGH LIMIT, LOW INTEREST, WITHOUT GUARANTEE that is licensed, registered and supervised by OJK. You can borrow rupiah cash up to 80,000,000 rupiah without collateral. We also protect personal privacy. Download AdaKami, you can apply for an easy & secure loan.

💰️ AdaKami Digital Fund Loan Product
◉ Loan period: 3, 6, 12 months installments 91-365 days）
◉ Loan limit: IDR 3,000,000 - IDR 80,000,000
◉ Interest rate (maximum APR): 36% per annum
◉ Service fee：1.42% of the loan principal

📱For a loan of IDR 3,000,000 with a period of 6 months, the fees charged are as follows:
Monthly interest rate：36%/12=3%
Monthly interest：Rp 3,000,000*36%/12=Rp 90,000
Monthly service fee：Rp 3,000,000*1.42%=Rp 42,600
Monthly payment amount：Rp 3,000,000/6 + Rp 3,000,000*36%/12+Rp 3,000,000*1.42%= Rp 632,600

Total interest: IDR 3,000,000*36%/12*6= IDR 540,000
Total service fee：Rp 3,000,000*1.42%*6= Rp 255,600
Total refund fee: IDR 3,000,000 + IDR 3,000,000*36%/12*6+ IDR 3,000,000*1.42%*6= IDR 3,795,600

⭐️AdaKami is committed to providing a comfortable digital loan experience. For that, by borrowing money on AdaKami you will get:
✔︎Low interest & service fee
✔︎Loans without collateral
✔︎Easy bill payment
✔︎24 Hours Customer Service
✔︎Protect all your personal information.

😊How to apply for a digital loan at AdaKami?
1. Download AdaKami on the Google Play Store.
2. Login only with your mobile number.
3. Select the digital loan amount and payment period you want.
4. Upload all the requested information correctly.
5. Easy loan application approval.
6. Aged 18 years and over.

😊How to pay your digital cash loan？
You can pay bills via ATM transfer, M-Banking...
AdaKami partner bank; MANDIRI, BCA, BNI, CIMB, BTN, PANIN, PERMATA
MAYBANK, DANAMON, BRI...

If you need a loan for an emergency situation or have difficulty applying for a credit card, please install the AdaKami application to apply for an easy rupiah loan.
Make sure all your payment information matches the information listed in the application before making a transaction. Beware, Recognize & Avoid all fraudulent attempts on behalf of AdaKami. AdaKami never ask for payments through personal accounts and payments that are not listed in the application.

Download AdaKami now! Apply for a loan without collateral and enjoy the convenience and security of AdaKami’s loan services!

For more information, you can contact us below:

☎️Telephone: 1500077
📧Email: [email protected]
⌚Service Hours: Monday - Sunday 08:00 - 20:00 WIB
➡️Website: https://www.adakami.id/
💖Live Chat In AdaKami Application

Follow us on (Beware of unverified accounts) :
💖Facebook: AdaKami
💖Instagram: adakami.id
💖TikTok: adakami.id
💖Twitter: adakamiofficial

Cyber Building 2 Tower Floor 28
Jl. H.R. Rasuna Said Block X-5 No. 13 RT/RW. 007/002
East Kuningan, Setia Budi
South Jakarta 12950

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