FatakPay Downloads & RevenueFatakPay: Loans & Insurance · Google Play

Trusted by 1 Cr+ users, FatakPay is an award-winning financial super app that allows salaried & self-employed individuals to enjoy seamless access to instant personal loans, insurance, investments, credit builder tools & more.

Whether you need to get an instant personal loan, improve your credit score, secure insurance, or invest in digital gold & silver, we've got you covered. We operate through an RBI-registered NBFC subsidiary & an IRDAI-regulated Insurance distributor arm.

💰Why Choose FatakPay Instant Personal Loan App
Instant Personal Loan: Check your credit score & get personal loans online up to ₹5 lakhs with instant approvals.
•Instant Loans: Get instant loans up to ₹20,000 in minutes.
•Credit builder: Build or improve your credit score through FatakUdaan.
•Investments: Buy 24K Digital Gold & Silver to build your savings with ease.
•Insurance: Stay protected with accident & cancer insurance coverage & a wellness plan that supports your overall well-being.
•Early wage access: Access your salary early, from our instant loan app, when you need it the most.
•Credit cards: Get an FD backed Credit Card instantly with a credit limit of up to ₹1 lakh.

⭐Features of FatakPay Instant Personal Loan App?
•Digital Instant Personal Loans: Get 100% digital, instant personal loans with no collateral.
•Flexible loan repayment: Get flexible tenures of up to 48 months with easy EMIs on our personal loan app.
•Competitive Interest rates: Enjoy quick approvals on instant loans with competitive interest rates starting from 18%p.a.
•Quick disbursal: Apply for an Instant personal loan on the app & get funds disbursed within minutes.

Loan Example🔍Data Privacy & Permissions?
At FatakPay, privacy is central. You can explore features like bill payments, credit score check, jobs, or investments without sharing SMS access.
When do we ask for SMS permission? Only if you apply for a loan. To process your request instantly, the personal loan app securely reads only bank transaction SMS, never OTPs or personal chats. This helps assess creditworthiness, prevent fraud & enable instant approvals. Consent is always requested & if declined, you can still use all other services.

🔒 Commitment to Security
•All data encrypted in transit & at rest, stored in India
•ISO27001:2022 certified processes
•Only registered landlines used for promotions & collections, never private mobiles
•All payments happen via the loan app, never to personal accounts
•All agent calls are recorded, with no threats or abusive language permitted
•No access to contacts or private data, only coarse location for fraud checks

Fatakpay Loan Offering
Loan Amount: ₹1,000 - ₹ 5,00,000
Interest Rate: from 1%/month
Loan Tenure: 61 days to 48 Months
APR Range: 15% to 78% (based on loan tenure)
Processing fees: up to 8% + 18% GST
Quick loans & Easy EMI plans

Representative Loan Example
Loan Amount: ₹20,000
Tenure: 12 months
Interest Rate: 20% per annum
Processing fees: ₹500 ( 2.5% processing fees + 18% GST )
T

- Meet our new brand face, Vaani Kapoor, with a refreshed look and feel across the app.
- Enjoy faster performance and optimized app experience.
- Fixed bugs and improved app stability for a more reliable experience.
- General enhancements and improvements for a smoother experience.