True Balance Downloads & RevenueTrue Balance - Personal Loan · App Store & Google Play
True Balance - Personal Loan gets 50k+ downloads a day worldwide (AppInsider estimate, November 2026, rounded down to a band).
True Balance - Personal Loan by BALANCEHERO INDIA PRIVATE LIMITED is on App Store and Google Play. Active Users (MAU & DAU), Downloads, rankings, keywords, revenue, and rating totals.
True Balance - Personal Loan update history & changes
Last change · 20 events since 17 Oct 2014Full timeline ↓✏️AndroidNew screenshots✏️AndroidNew icon📦iOSUpdated to version 7.36.00📈AndroidNew best rank in the overall chart: #126📈AndroidNew best rank in the overall chart: #143📦AndroidUpdated to version 7.36.00📦iOSUpdated to version 7.34.00📈iOSEntered the top 100📈iOSNew best rank in the overall chart: #86📦AndroidUpdated to version 7.34.00🆕iOSFirst spotted by AppInsider🆕AndroidFirst spotted by AppInsider🆕iOSReleased on the App Store🆕AndroidReleased on Google Play
Full timeline · 20 events
- ✏️True Balance - Personal Loan: new screenshotsAndroid8 screenshots (was 8) · IN
- ✏️True Balance - Personal Loan: new iconAndroid
→
· IN
- 📦True Balance - Personal Loan updated to version 7.36.00iOS• Smoother Repayments: A redesigned repayment experience that's faster and easier to use.
• Protect What Matters: Secure your loan with insurance, now available as a Value Added Service specially for you.
• Welcome Offer: New to True Balance? Unlock exclusive coupons on your first visit.
• Bug fixes and performance improvements for a smoother experience.… more - 📈True Balance - Personal Loan new best rank in the overall chart: #126AndroidTop Free · All Apps · IN
- 📈True Balance - Personal Loan new best rank in the overall chart: #143AndroidTop Free · All Apps · IN
- 📦True Balance - Personal Loan updated to version 7.36.00AndroidWhat's New
★Your next loan, made easier! See your eligible loan amount and assured offer upfront, with a smoother repeat-loan journey and limited-period benefits.
Update now for a smoother experience! - 📈True Balance - Personal Loan new best rank in the overall chart: #150AndroidTop Free · All Apps · IN
- 📈True Balance - Personal Loan new best rank in the overall chart: #156AndroidTop Free · All Apps · IN
- 📦True Balance - Personal Loan updated to version 7.34.00iOS- Now, apply for a new credit card right on the True Balance app. Discover curated options from leading banks, just for you!
- Avail your pre-approved loan directly from the home screen.
- Under-the-hood improvements for faster loads and stronger security.… more - 📈True Balance - Personal Loan entered the top 100iOSTop Free · All Apps · IN
- 📈True Balance - Personal Loan new best rank in the overall chart: #86iOSTop Free · All Apps · IN
- ✏️True Balance - Personal Loan: description updatedAndroid· IN
- 📦True Balance - Personal Loan updated to version 7.34.00AndroidWhat's New
★Get exclusive discounts on foreclosure fees and your next loan’s processing fee when you close your loan early.
★Easily find and access your available insurance benefits from the More section.
★Enjoy a simpler and smoother e-Mandate registration experience.
★Experience stronger Pay Tab security with enhanced protection.
★App improvements and bug fixes for a better user experience.
Update now for a smoother experience!… more - 📈True Balance - Personal Loan new best rank in the overall chart: #110iOSTop Free · All Apps · IN
- 🆕True Balance - Personal Loan first spotted by AppInsideriOS#16 in Top Free · Finance · India
- 🆕True Balance - Personal Loan first spotted by AppInsiderAndroidIndia
- 📦True Balance - Personal Loan version 7.33.01AndroidWhat's New
★ App improvements and bug fixes for a better user experience.
Update now for a smoother experience! - 📦True Balance - Personal Loan version 7.32.00iOS- Now, apply for a new credit card right on the True Balance app. Discover curated options from leading banks, just for you!
- Avail your pre-approved loan directly from the home screen.
- Under-the-hood improvements for faster loads and stronger security.… more - 🆕True Balance - Personal Loan released on the App StoreiOS
- 🆕True Balance - Personal Loan released on Google PlayAndroid
Collected from the stores by AppInsider since we first spotted the app. Dates are when we saw each change.
Rating
4.7 ★
2.8M ratings, both stores
Measured
Best rank now
#23
Android · 
Finance Free
Finance FreeMeasured
New ratings a week
18k
▲ +25% vs the 2 weeks before (Google Play)
Measured
App Store
App details
App ID
6752374449
Publisher
BALANCEHERO INDIA PRIVATE LIMITED
Publisher country
India
On the store since
Oct 2025
1 year on the store
Minimum OS
iOS 17.0+
iPhone XS and later
Devices
iPhone · iPad
Content rating
4+
Languages
1
EN
Size
72 MB
Google Play
App details
App ID
com.balancehero.truebalance
Publisher
BALANCEHERO INDIA PRIVATE LIMITED
Publisher country
India
Content rating
Rated for 3+
True Balance - Personal Loan downloads & installs
Both stores, worldwide. Bands are open; exact numbers are free with an account.
| Store | Downloads / day | Lifetime installs |
|---|---|---|
| App Store | 1k+ | – |
| Google Play | 50k+ | 50M+ Measured |
| Total | 50k+ Confidence | 50M+ Confidence |
How this is calculated
App Store: chart positions and rating growth per country, anchored on its own Android downloads; lifetime from ratings worldwide × installs per rating. Google Play: the daily change in its exact install count. The total adds every store.
Where True Balance - Personal Loan's downloads come from Modelled
Last 30 days: organic search, browsing the store, features and paid ads.
Active users
All platforms, worldwide. Free with an account.
Stickiness (DAU / MAU)
how many monthly users open it on a given day
Retention · share of new users still active
Day 1
Day 7
Day 30
Time spent · per daily user
Average time spent Pro
min a day
Sessions a day Pro
Time per session Pro
min
How this is calculated
Monthly users come from lifetime installs across every store, fitted on monthly active user figures companies publish; daily users = monthly × the typical daily/monthly ratio for the category. Confidence is the chance the real number is within half to double ours.
Where it ranks now
Both stores, across every country we track.
| Store | Best rank | Charting in | US Top Free | US Top Grossing |
|---|---|---|---|---|
| App Store | #25 Finance Free | 1 of 30 countries | – | – |
| Google Play | #23 Finance Free | 1 of 23 countries | – | – |
Full chart lists: App Store · Google Play.
Review momentum
ⓘ How we measure thisApp Store
New ratings a week
1,218
▲ +6% vs the 2 weeks before
Recent ratings
4.7★
vs 4.6★ lifetime
Review momentum
84/100
faster than 97% of Finance apps
Google Play
New ratings a week
16.8k
▲ +25% vs the 2 weeks before
Recent ratings
4.9★
vs 4.7★ lifetime
Review momentum
90/100
top 1% of Finance apps
Review momentum (0-100) blends how fast the app collects ratings compared with other apps in its category (60%), whether that pace is speeding up (25%) and what recent raters give it (15%; recent stars well below lifetime pull it down). Ratings counts are read daily. A jump usually means a launch, a feature, ads or a new review prompt.
Ratings
Both stores. Store data, measured.
| Store | Rating | Ratings |
|---|---|---|
| App Store | 4.6 ★ | 22k |
| Google Play | 4.7 ★ | 2.8M 578k written reviews |
| Both stores | 4.7 ★ weighted by ratings | 2.8M |
About True Balance - Personal Loan
True Balance is now on iOS!
True Balance is an online personal loan app trusted by over 80 million Indians. It is a secure digital platform for personal loans, payments, and financial services with a simple mission: Finance for All. We are authorised by the RBI as a Prepaid Payment Instrument (PPI) issuer and also facilitate digital personal loans ranging from ₹1,000 to ₹2,00,000 (Disbursal Amount) for a tenure of a minimum of 6 months to a maximum of 24 months through RBI-registered NBFCs.
Additionally, we enable access to digital personal loans up to ₹5,00,000 through RBI-registered NBFCs in partnership with our fintech partners, with flexible tenures ranging from 12 to 48 months, subject to the lender’s policy.
With our initial iOS version, you can now apply for personal loans seamlessly. More features like Digital Wallet, Gift Wallet, and others are coming soon!
Personal Loans Made Easy
- Personal Loan Amount : Borrow up to ₹5,00,000 (Disbursal Amount) by the NBFCs in partnership with our Fintech Partners
- Tenure: Flexible repayment periods of 6 to 48 months (as per lender’s policy)
- Disbursal: Loan credited directly to your bank account by the RBI registered NBFCs
- Processing Fees: Affordable & transparent, with no hidden charges
- APR: ranges from 28.8% to 78% for loans disbursed by our NBFC partners and the NBFCs in partnership with our Fintech Partners
- EMI Due Date: 1st, 3rd, 5th, 10th, 15th, 20th of every month
Why Choose True Balance?
- 100% Digital – apply anytime, anywhere
- Safe & Secure – encrypted platform
- Transparent Terms – no hidden costs
- Low Processing Fees – affordable for borrowers
- 24x7 Access – financial support when you need it most
Example Loan Calculation
- Loan Type: Unsecured Personal Loan
- Amount: ₹10,000
- Tenure: 6 months
- Interest Rate: 2.4% per month
- Processing Fee (6%): ₹600 + GST (₹108) = ₹708
- Total Interest: ₹844
- EMI: ₹1,807
- Total Repayment: ₹11,550 (includes interest + processing fee + GST)
How to Apply
- Install the True Balance app
- Register with your mobile number
- Submit KYC documents
- Complete a few steps to check loan eligibility
- Receive the approved loan amount directly in your bank account.
Our Lending Partner Details
True Credits Private Limited
InCred Financial Services Limited
Grow Money Capital Pvt. Ltd.
Vivriti Capital Limited
Northern Arc Capital Limited
Oxyzo Financial Services Limited
Our Fintech Partner
Prefr (Dreamplug Technologies Private Limited)
Responsible Lending
- True Balance adheres to responsible lending practices. Our policies and services comply with all applicable laws and regulations. We are committed to providing transparent and ethical financial services to our users.
Additional Information
- Secure, encrypted systems to protect customer data: [Privacy Policy Link]
- Privacy Policy: [True Balance Privacy Policy]
- Terms & Conditions apply
Contact Us
Address: The Circle Work, 5th Floor, Huda City Centre Metro Station, Sector 29, Gurugram
True Balance is an online personal loan app trusted by over 80 million Indians. It is a secure digital platform for personal loans, payments, and financial services with a simple mission: Finance for All. We are authorised by the RBI as a Prepaid Payment Instrument (PPI) issuer and also facilitate digital personal loans ranging from ₹1,000 to ₹2,00,000 (Disbursal Amount) for a tenure of a minimum of 6 months to a maximum of 24 months through RBI-registered NBFCs.
Additionally, we enable access to digital personal loans up to ₹5,00,000 through RBI-registered NBFCs in partnership with our fintech partners, with flexible tenures ranging from 12 to 48 months, subject to the lender’s policy.
With our initial iOS version, you can now apply for personal loans seamlessly. More features like Digital Wallet, Gift Wallet, and others are coming soon!
Personal Loans Made Easy
- Personal Loan Amount : Borrow up to ₹5,00,000 (Disbursal Amount) by the NBFCs in partnership with our Fintech Partners
- Tenure: Flexible repayment periods of 6 to 48 months (as per lender’s policy)
- Disbursal: Loan credited directly to your bank account by the RBI registered NBFCs
- Processing Fees: Affordable & transparent, with no hidden charges
- APR: ranges from 28.8% to 78% for loans disbursed by our NBFC partners and the NBFCs in partnership with our Fintech Partners
- EMI Due Date: 1st, 3rd, 5th, 10th, 15th, 20th of every month
Why Choose True Balance?
- 100% Digital – apply anytime, anywhere
- Safe & Secure – encrypted platform
- Transparent Terms – no hidden costs
- Low Processing Fees – affordable for borrowers
- 24x7 Access – financial support when you need it most
Example Loan Calculation
- Loan Type: Unsecured Personal Loan
- Amount: ₹10,000
- Tenure: 6 months
- Interest Rate: 2.4% per month
- Processing Fee (6%): ₹600 + GST (₹108) = ₹708
- Total Interest: ₹844
- EMI: ₹1,807
- Total Repayment: ₹11,550 (includes interest + processing fee + GST)
How to Apply
- Install the True Balance app
- Register with your mobile number
- Submit KYC documents
- Complete a few steps to check loan eligibility
- Receive the approved loan amount directly in your bank account.
Our Lending Partner Details
True Credits Private Limited
InCred Financial Services Limited
Grow Money Capital Pvt. Ltd.
Vivriti Capital Limited
Northern Arc Capital Limited
Oxyzo Financial Services Limited
Our Fintech Partner
Prefr (Dreamplug Technologies Private Limited)
Responsible Lending
- True Balance adheres to responsible lending practices. Our policies and services comply with all applicable laws and regulations. We are committed to providing transparent and ethical financial services to our users.
Additional Information
- Secure, encrypted systems to protect customer data: [Privacy Policy Link]
- Privacy Policy: [True Balance Privacy Policy]
- Terms & Conditions apply
Contact Us
Address: The Circle Work, 5th Floor, Huda City Centre Metro Station, Sector 29, Gurugram
True Balance - Personal Loan App Store
True Balance - Personal Loan gets 50k+ downloads a day worldwide (AppInsider estimate, November 2026, rounded down to a band).
True Balance - Personal Loan is #25 in Finance Free in India and charting in 1 of 30 countries we track.
Updated 9 Nov 2026 · rankings refresh through the day
DeveloperBALANCEHERO INDIA PRIVATE LIMITED
CategoryFinance
PriceFree
Released
Rating★ 4.6 (22k)
Version7.36.00
Age rating4+
First seen by us 25 Sep 2026
25 Sep 2026Rating
4.6 ★
22k ratings
Measured
Best rank now
#25
Finance FreeMeasured
New ratings a week
1,218
▲ +6% vs the 2 weeks before
Measured
True Balance - Personal Loan on the App Store
App details
App ID
6752374449
Publisher
BALANCEHERO INDIA PRIVATE LIMITED
Publisher country
India
On the store since
Oct 2025
1 year on the store
Minimum OS
iOS 17.0+
iPhone XS and later
Devices
iPhone · iPad
Content rating
4+
Languages
1
EN
Size
72 MB
True Balance - Personal Loan downloads
Worldwide, per day, and installs to date. The band is open; the exact number is free with an account.
How this is calculated
Apple publishes no download counts. App Store downloads come from chart positions and daily rating growth per country, calibrated on Google Play install counts; lifetime installs from ratings worldwide × installs per rating. Confidence is the chance the real number is within half to double ours.
Where True Balance - Personal Loan's downloads come from Modelled
Last 30 days: organic search, browsing the store, features and paid ads.
Active users
All platforms, worldwide. Free with an account.
Stickiness (DAU / MAU)
how many monthly users open it on a given day
Retention · share of new users still active
Day 1
Day 7
Day 30
Time spent · per daily user
Average time spent Pro
min a day
Sessions a day Pro
Time per session Pro
min
How this is calculated
Monthly users come from lifetime installs across every store, fitted on monthly active user figures companies publish; daily users = monthly × the typical daily/monthly ratio for the category. Confidence is the chance the real number is within half to double ours.
Where it ranks now
Every top chart it appears in across 30 countries.
| Country | Charts | Rank |
|---|---|---|
| India | FinanceFree | #25 |
Apps near True Balance - Personal Loan on the chart
Finance Free, around #25.
Ratings
App Store, worldwide.
Rating
4.6 ★
22k ratings
Measured
Ratings
22k
Measured
Review momentum
ⓘ How we measure thisNew ratings a week
1,218
▲ +6% vs the 2 weeks before
Recent ratings
4.7★
vs 4.6★ lifetime
Review momentum
84/100
faster than 97% of Finance apps
Review momentum (0-100) blends how fast the app collects ratings compared with other apps in its category (60%), whether that pace is speeding up (25%) and what recent raters give it (15%; recent stars well below lifetime pull it down). Ratings counts are read daily. A jump usually means a launch, a feature, ads or a new review prompt.
About True Balance - Personal Loan
True Balance is now on iOS!
True Balance is an online personal loan app trusted by over 80 million Indians. It is a secure digital platform for personal loans, payments, and financial services with a simple mission: Finance for All. We are authorised by the RBI as a Prepaid Payment Instrument (PPI) issuer and also facilitate digital personal loans ranging from ₹1,000 to ₹2,00,000 (Disbursal Amount) for a tenure of a minimum of 6 months to a maximum of 24 months through RBI-registered NBFCs.
Additionally, we enable access to digital personal loans up to ₹5,00,000 through RBI-registered NBFCs in partnership with our fintech partners, with flexible tenures ranging from 12 to 48 months, subject to the lender’s policy.
With our initial iOS version, you can now apply for personal loans seamlessly. More features like Digital Wallet, Gift Wallet, and others are coming soon!
Personal Loans Made Easy
- Personal Loan Amount : Borrow up to ₹5,00,000 (Disbursal Amount) by the NBFCs in partnership with our Fintech Partners
- Tenure: Flexible repayment periods of 6 to 48 months (as per lender’s policy)
- Disbursal: Loan credited directly to your bank account by the RBI registered NBFCs
- Processing Fees: Affordable & transparent, with no hidden charges
- APR: ranges from 28.8% to 78% for loans disbursed by our NBFC partners and the NBFCs in partnership with our Fintech Partners
- EMI Due Date: 1st, 3rd, 5th, 10th, 15th, 20th of every month
Why Choose True Balance?
- 100% Digital – apply anytime, anywhere
- Safe & Secure – encrypted platform
- Transparent Terms – no hidden costs
- Low Processing Fees – affordable for borrowers
- 24x7 Access – financial support when you need it most
Example Loan Calculation
- Loan Type: Unsecured Personal Loan
- Amount: ₹10,000
- Tenure: 6 months
- Interest Rate: 2.4% per month
- Processing Fee (6%): ₹600 + GST (₹108) = ₹708
- Total Interest: ₹844
- EMI: ₹1,807
- Total Repayment: ₹11,550 (includes interest + processing fee + GST)
How to Apply
- Install the True Balance app
- Register with your mobile number
- Submit KYC documents
- Complete a few steps to check loan eligibility
- Receive the approved loan amount directly in your bank account.
Our Lending Partner Details
True Credits Private Limited
InCred Financial Services Limited
Grow Money Capital Pvt. Ltd.
Vivriti Capital Limited
Northern Arc Capital Limited
Oxyzo Financial Services Limited
Our Fintech Partner
Prefr (Dreamplug Technologies Private Limited)
Responsible Lending
- True Balance adheres to responsible lending practices. Our policies and services comply with all applicable laws and regulations. We are committed to providing transparent and ethical financial services to our users.
Additional Information
- Secure, encrypted systems to protect customer data: [Privacy Policy Link]
- Privacy Policy: [True Balance Privacy Policy]
- Terms & Conditions apply
Contact Us
Address: The Circle Work, 5th Floor, Huda City Centre Metro Station, Sector 29, Gurugram
True Balance is an online personal loan app trusted by over 80 million Indians. It is a secure digital platform for personal loans, payments, and financial services with a simple mission: Finance for All. We are authorised by the RBI as a Prepaid Payment Instrument (PPI) issuer and also facilitate digital personal loans ranging from ₹1,000 to ₹2,00,000 (Disbursal Amount) for a tenure of a minimum of 6 months to a maximum of 24 months through RBI-registered NBFCs.
Additionally, we enable access to digital personal loans up to ₹5,00,000 through RBI-registered NBFCs in partnership with our fintech partners, with flexible tenures ranging from 12 to 48 months, subject to the lender’s policy.
With our initial iOS version, you can now apply for personal loans seamlessly. More features like Digital Wallet, Gift Wallet, and others are coming soon!
Personal Loans Made Easy
- Personal Loan Amount : Borrow up to ₹5,00,000 (Disbursal Amount) by the NBFCs in partnership with our Fintech Partners
- Tenure: Flexible repayment periods of 6 to 48 months (as per lender’s policy)
- Disbursal: Loan credited directly to your bank account by the RBI registered NBFCs
- Processing Fees: Affordable & transparent, with no hidden charges
- APR: ranges from 28.8% to 78% for loans disbursed by our NBFC partners and the NBFCs in partnership with our Fintech Partners
- EMI Due Date: 1st, 3rd, 5th, 10th, 15th, 20th of every month
Why Choose True Balance?
- 100% Digital – apply anytime, anywhere
- Safe & Secure – encrypted platform
- Transparent Terms – no hidden costs
- Low Processing Fees – affordable for borrowers
- 24x7 Access – financial support when you need it most
Example Loan Calculation
- Loan Type: Unsecured Personal Loan
- Amount: ₹10,000
- Tenure: 6 months
- Interest Rate: 2.4% per month
- Processing Fee (6%): ₹600 + GST (₹108) = ₹708
- Total Interest: ₹844
- EMI: ₹1,807
- Total Repayment: ₹11,550 (includes interest + processing fee + GST)
How to Apply
- Install the True Balance app
- Register with your mobile number
- Submit KYC documents
- Complete a few steps to check loan eligibility
- Receive the approved loan amount directly in your bank account.
Our Lending Partner Details
True Credits Private Limited
InCred Financial Services Limited
Grow Money Capital Pvt. Ltd.
Vivriti Capital Limited
Northern Arc Capital Limited
Oxyzo Financial Services Limited
Our Fintech Partner
Prefr (Dreamplug Technologies Private Limited)
Responsible Lending
- True Balance adheres to responsible lending practices. Our policies and services comply with all applicable laws and regulations. We are committed to providing transparent and ethical financial services to our users.
Additional Information
- Secure, encrypted systems to protect customer data: [Privacy Policy Link]
- Privacy Policy: [True Balance Privacy Policy]
- Terms & Conditions apply
Contact Us
Address: The Circle Work, 5th Floor, Huda City Centre Metro Station, Sector 29, Gurugram
Latest updates
7.36.00
• Smoother Repayments: A redesigned repayment experience that's faster and easier to use.
• Protect What Matters: Secure your loan with insurance, now available as a Value Added Service specially for you.
• Welcome Offer: New to True Balance? Unlock exclusive coupons on your first visit.
• Bug fixes and performance improvements for a smoother experience.
7.34.00
- Now, apply for a new credit card right on the True Balance app. Discover curated options from leading banks, just for you!
- Avail your pre-approved loan directly from the home screen.
- Under-the-hood improvements for faster loads and stronger security.
7.32.00
- Now, apply for a new credit card right on the True Balance app. Discover curated options from leading banks, just for you!
- Avail your pre-approved loan directly from the home screen.
- Under-the-hood improvements for faster loads and stronger security.
True Balance - Loan App & UPI Android
True Balance - Loan App & UPI gets 50k+ downloads a day worldwide (AppInsider estimate, November 2026, rounded down to a band).
True Balance - Loan App & UPI is #23 in Finance Free on Google Play in India and charting in 1 of 23 countries we track.
Updated 9 Nov 2026 · rankings refresh through the day
DeveloperTrue Balance - Balance Hero
CategoryFinance
PriceFree
Released
Installs50M+
Rating★ 4.7 (2.8M)
Updated
Content ratingRated for 3+
Rating
4.7 ★
2.8M ratings
Measured
Best rank now
#23
Finance FreeMeasured
New ratings a week
16.8k
▲ +25% vs the 2 weeks before
Measured
True Balance - Loan App & UPI on Google Play
App details
App ID
com.balancehero.truebalance
Publisher
BALANCEHERO INDIA PRIVATE LIMITED
Publisher country
India
Content rating
Rated for 3+
True Balance - Loan App & UPI downloads
Worldwide, per day, and installs to date. The band is open; the exact number is free with an account.
How this is calculated
Google Play shows an exact lifetime install count; downloads per day are its daily change (measured). When Play hasn't refreshed the count, they come from new ratings and Top Free chart positions. Confidence is the chance the real number is within half to double ours.
Where True Balance - Loan App & UPI's downloads come from Modelled
Last 30 days: organic search, browsing the store, features and paid ads.
Active users
All platforms, worldwide. Free with an account.
Stickiness (DAU / MAU)
how many monthly users open it on a given day
Retention · share of new users still active
Day 1
Day 7
Day 30
Time spent · per daily user
Average time spent Pro
min a day
Sessions a day Pro
Time per session Pro
min
How this is calculated
Monthly users come from lifetime installs across every store, fitted on monthly active user figures companies publish; daily users = monthly × the typical daily/monthly ratio for the category. Confidence is the chance the real number is within half to double ours.
Where it ranks on Google Play
Every top 200 chart it appears in across 23 countries.
| Country | Charts | Rank |
|---|---|---|
| India | FinanceFree | #23 |
| India | All AppsFree | #152 |
Apps near True Balance - Loan App & UPI on the chart
Finance Free, around #23.
IPPB Mobile Banking#18
Groww Stocks, Mutual Fund, IPO#19
mPokket: Instant Loan App#20
Canara ai1Pe UPI - Payment App#21
FatakPay: Loans & Insurance#22
Branch Instant Personal Loan#24
Angel One: Stocks, Mutual Fund#25
Jar:Save Money in Digital Gold#26
Home Credit: Personal Loan App#27
HDFC Bank App: Banking & Cards#28
Ratings
Google Play, worldwide.
Rating
4.7 ★
2.8M ratings
Measured
Ratings
2.8M
Measured
Written reviews
578k
Measured
Review momentum
ⓘ How we measure thisNew ratings a week
16.8k
▲ +25% vs the 2 weeks before
Recent ratings
4.9★
vs 4.7★ lifetime
Review momentum
90/100
top 1% of Finance apps
Review momentum (0-100) blends how fast the app collects ratings compared with other apps in its category (60%), whether that pace is speeding up (25%) and what recent raters give it (15%; recent stars well below lifetime pull it down). Ratings counts are read daily. A jump usually means a launch, a feature, ads or a new review prompt.
About True Balance - Loan App & UPI
What is True Balance?
True Balance is a secure and trusted platform for lending, payments, and financial services, built with the mission of “Finance for All". As an RBI-authorised prepaid payment instrument issuer, True Balance offers a digital and gift wallet for recharges, bill payments, money transfers, and UPI payments.
It provides unsecured personal loans through RBI-registered NBFCs and is trusted by over 80 million users across India. You can apply for a personal loan from ₹1,000 to ₹2,00,000 with tenures from 6 to 24 months at a low processing fee.
Through RBI-registered NBFCs and fintech partnerships, True Balance also enables access to loans of up to ₹5,00,000 with tenures ranging from 6 to 48 months, subject to the lender's policy.
APR Range: 28.8% to 78% (as per lender policies)
What are the biggest advantages of using the True Balance loan app?
1. Quick Personal Loans
Get access to personal loans with a fully digital borrowing experience designed for speed, convenience, and reliability.
●Paperless application process
●24×7 availability across India
●Loan amount up to ₹5,00,000 via NBFCs and/or fintech partners
●Flexible repayment tenure from 6 to 48 months
●Affordable and transparent processing fees
●Direct bank account disbursal
Example Online Loan Calculation:
●Loan Type: Unsecured Personal Loan
●Loan Amount: ₹10,000
●Loan tenure: 6 months
●Interest Rate: 2.4% Per Month
●Processing Fee (6%): ₹600 + GST (18%): ₹708
●Interest: ₹844
●EMI: ₹1807
●Total Repayment: ₹11,550 (includes processing fee + GST)
*Interest rates may vary based on the borrower's risk profile.
2. Free CIBIL Score Checker for Faster Loan Approval
Check your CIBIL score for free, get personalised credit insights and discover loan offers tailored to your credit profile.
Check CIBIL score for free
Personalised loan recommendations
Credit insights for informed borrowing
Better chances of loan approval
3. UPI
Enjoy fast, secure, and seamless payments with the UPI-enabled True Balance Wallet (NPCI approved).
●Quickly transfer money to anyone, anytime
●Pay bills and recharge online
●24×7 merchant payments
●Pan-India service coverage
●Send money via mobile number using a UPI-enabled wallet
●Interoperable transfers, even to non-True Balance users
What are must-have features in a personal loan?
●Quick and easy approvals
●100% digital and paperless process
●Flexible repayment options
●Transparent terms with no hidden charges
●Secure and encrypted platform
●24×7 access across India
How can I apply for a personal loan online?
Install the True Balance loan app
Register with your mobile number
Check eligibility with basic details
Complete KYC verification
Receive the approved loan amount directly in your bank account.
Lending Partner Details (Loans facilitated by RBI-licensed NBFCs)
●True Credits Pvt. Ltd.
●InCred Financial Services Ltd
●Grow Money Capital Pvt. Ltd
●Vivriti Capital Ltd [formerly Hari and Co. Inv. Madras Ltd (formerly Hari and Co. Inv. Madras Pvt Ltd)
True Balance is a secure and trusted platform for lending, payments, and financial services, built with the mission of “Finance for All". As an RBI-authorised prepaid payment instrument issuer, True Balance offers a digital and gift wallet for recharges, bill payments, money transfers, and UPI payments.
It provides unsecured personal loans through RBI-registered NBFCs and is trusted by over 80 million users across India. You can apply for a personal loan from ₹1,000 to ₹2,00,000 with tenures from 6 to 24 months at a low processing fee.
Through RBI-registered NBFCs and fintech partnerships, True Balance also enables access to loans of up to ₹5,00,000 with tenures ranging from 6 to 48 months, subject to the lender's policy.
APR Range: 28.8% to 78% (as per lender policies)
What are the biggest advantages of using the True Balance loan app?
1. Quick Personal Loans
Get access to personal loans with a fully digital borrowing experience designed for speed, convenience, and reliability.
●Paperless application process
●24×7 availability across India
●Loan amount up to ₹5,00,000 via NBFCs and/or fintech partners
●Flexible repayment tenure from 6 to 48 months
●Affordable and transparent processing fees
●Direct bank account disbursal
Example Online Loan Calculation:
●Loan Type: Unsecured Personal Loan
●Loan Amount: ₹10,000
●Loan tenure: 6 months
●Interest Rate: 2.4% Per Month
●Processing Fee (6%): ₹600 + GST (18%): ₹708
●Interest: ₹844
●EMI: ₹1807
●Total Repayment: ₹11,550 (includes processing fee + GST)
*Interest rates may vary based on the borrower's risk profile.
2. Free CIBIL Score Checker for Faster Loan Approval
Check your CIBIL score for free, get personalised credit insights and discover loan offers tailored to your credit profile.
Check CIBIL score for free
Personalised loan recommendations
Credit insights for informed borrowing
Better chances of loan approval
3. UPI
Enjoy fast, secure, and seamless payments with the UPI-enabled True Balance Wallet (NPCI approved).
●Quickly transfer money to anyone, anytime
●Pay bills and recharge online
●24×7 merchant payments
●Pan-India service coverage
●Send money via mobile number using a UPI-enabled wallet
●Interoperable transfers, even to non-True Balance users
What are must-have features in a personal loan?
●Quick and easy approvals
●100% digital and paperless process
●Flexible repayment options
●Transparent terms with no hidden charges
●Secure and encrypted platform
●24×7 access across India
How can I apply for a personal loan online?
Install the True Balance loan app
Register with your mobile number
Check eligibility with basic details
Complete KYC verification
Receive the approved loan amount directly in your bank account.
Lending Partner Details (Loans facilitated by RBI-licensed NBFCs)
●True Credits Pvt. Ltd.
●InCred Financial Services Ltd
●Grow Money Capital Pvt. Ltd
●Vivriti Capital Ltd [formerly Hari and Co. Inv. Madras Ltd (formerly Hari and Co. Inv. Madras Pvt Ltd)
What's new in 7.36.00
What's New
★Your next loan, made easier! See your eligible loan amount and assured offer upfront, with a smoother repeat-loan journey and limited-period benefits.
Update now for a smoother experience!
★Your next loan, made easier! See your eligible loan amount and assured offer upfront, with a smoother repeat-loan journey and limited-period benefits.
Update now for a smoother experience!
Store changes
What True Balance - Loan App & UPI changed on its store page: name, icon, screenshots, price, size, languages, requirements.
New screenshots
8 screenshots (was 8)
New icon
→ Description updated